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2�12�3�� Lender in exerd�n9 �Y �9M a rernedy i�tuding, wltliout Iimitatlon� Ler�ers � of paymer� fram thtrd P�. erititl� or 3uo�s In lnteresY of Bomo�u� a' in amoursls less tt�n U�e art►aint tNen due, st�l not be a waiver of or �ude the exerase of any right or remedy. 93. Ja�d erd Seuerat UabBHy; Co�lgr� Sluooessars arol Assigng Band Botrower covenaMs artd agree,s thet Borrowers d�igatiops and pab0fty shal! be' joint and sev�al. However, any Borrower who co-slgr� this Securlty Ins6umant but d�,a not exeaate the Note (e °c�signer"x (a) is caeigning this Seaarity I�,tnntrent only bo mortgage. 9rart and oonvey tl�a co-signer'� interest in the Property und� tha terms of tl�1s Sewrfty l�trumenk (b) Es nat Bo ��can � to e��dand, rrwdtfy, � ar mefce e�iny �accammodatlona with �to the terrr� of this�Secuv�y lncstrumert or the hfote without the �slgners oansent Sub�ed ta the provisions oP Se�lon 18, arry Su�sor in lrtterest of Borrowe� who � 8arcow�rs ablfgatlons und� thfs Security Instrumerd En writlng, and Is approved by Lende.r, shall obtafn a!I of Borrower's rights ar� beneRts under this SecurRy InsUvmeM. Borrawer shatl r►ot be released from Borrower's obflgatlons and �abifiiy tatder th!a Seauiiy Instrurrtent unless Lender agrees to such rele�e in w�ittng. Tha ocvenents arxl agreements of ihls secxxmty �nsaurnent shea bina (exoept as provided fn s�uon 20) end aenenc tne sucoes�rs end ass�gr� of Ler�er. 74. Loen (�ar�as Lender may charge Borrower tees for aervices perPormed in cronnecUon wltFi Borrowe�'s default, for the purpose of protecUng Lender's tnterest ln the Propsriy end rights under tfils Secur(ty lnstrument, includirtg, but not Ifmited to, attomeys' fees, properiy InspecUon and valuation fees. in regard to arry other fees, the al�ence af expr�s authority in fhis Security Instrument to charge a spes�flc fee to Borroawer shap not t� conshued es e prohibltEon on the charging of euch fee. Lender rr�y not charge fe� that are expressly pmhPblted by this Sec�rfly Instrumert or bY APpllcebte Law. If the Lc�an Is subje�t to e!aw which set4 ma�dmum I�n c�ar�, and that lerov is fmally ir�terpreted � that the lnterest or Wher loan dtaiges ooll��d or to be collected in wrussctlon wlth the Loan exc�d tt� permitted Amlte, then: .. _......(a) any such.loan char�ge shap ba reduoed by the amourrt r�ary to recf�e the char+� to ti'�i permitted Gmi�� and {b) arsy sums alrea�r colle�ted from Borrower whtch eoo�ed� parm�ted Omtts will be refunded tn Borrouver. Lender may c��se to maks this refund by redudng the principal owed under the Note � by rr�Wng e�red peymert to Borrower. Ii a refur� reduces principat, the reduction wlll be treatsd as a partial prepaymsnt witiiout ar�y prepaymerit change (whether or rro! a prepayment charge is prov�ded for imder the Note�. Borrower's acceptance of arry suc� refund mads by direct payment to Borrower wrlll oonsUtute a waiver of arry right of actlan Bor�ower rc�[gM have ar�ing out of sud► overcharge. 1S. Notioes. AIl rrotloes g[v� by Borrower a Lend� ln w�edion with tlUs Sec�uity Ir�strument muet be (n wrifing. Arry noUce to Bormx+er in aonnecUon wlth tlils 5ecurity Instrument shall be deemed to F�ve been �ven to Borrouver when ma[I� by fi�st dass rnaA or when actuaily delivered to Borrowars noUcs add�esa it �nt by other mear�s. Noiioe w any ane Borrowar shall cronsdtule n�ice to all Borm�nre�s wltess Applicabls Law express(y �cprires otFrerwise. The nottce address shaq be the Propsrty Addr�s �u►less Borrowoar t� de�signatsd a subatltute nottce addr�ass by notfce to Lander. Borrower ahall promp�y noUfy Ler�dar of BorrowePS cl�nge of address. If Lend� spedflee a praceciure far reperUng Borroarers change of addr�s, tFren Borrower sltaq anEy report a chenge of addr�a through that sp�i8ed proc:edure. There may be onfy one deslgnated notice addtess under ttds Secur�y I�ment at any one Sme• Any notice to lendar sha0 be g'roen by delivering ft or by mafling ft by flrst dass ma0 to Lernier's address stated her�ein uNess Lender has de�gnated another address by notice to Borrower. Any �Hce In connectlon with this Security Instrument shali not be deertred to hava be� ghren to Lender un�7 actually received by Lendar. if any notice reqvired by m�s sec�u�y ir�srrumern is a�so requtred urtder Applfcabte �aw, u,e ApAUcaeie �aw re�uo-8me� wtu saesry tne correspo�ing requhert�ard undar this Secx�Nty instrument � s . C,�ou�Nng Law. &a�r�ity; �tes a� Co�truc6on Th� Secudty Instrument sheA be gnvemed by federal law end the lavu oi fhe jurisdidian En wh(ch the Prope�ty Is located. AI[ rights and abligattans c�tained in this Security Instnanent are subJect to any �reyuiremerds and Ilmitadons of Applicable Law. Appacabfe l.aw mfght expQcttly or impltciUy aliow the parties to agrea by contract ar it might be silent, but such stlent� shaA not be c�rtstrued as a prnhlbitlon a�irtist agreement by cantreck in the ever�t that arry providon or r�se ot this Secudty Instrument or the f�lote c�r�cts with Appliwble Law, sud� aoniUct ahal! not atfact other provlstana of thfs Security Inshument or the IVote whlch cxin be given effact wtthout Ihe contllcNng provlston. As us� in this Seairity Instrumer�k (a) words of the ma�ultn� ge�er shal! mean and Enc�ude correspor�ing neuter words � words of �e faminir� �nder; (b) words in the singular shall mean and Mdude tha pIUral and er&:a versa; a�i {c} fhe word 'mey' ghre�s �[e discxetlon withouf arry obtlgatlon to take erry adlon. 77. Barra�n�s Copy. Borrower shall be gtven ane cropy of the Note and of this Security I�trumert. 18. Tr�sFer of the Properiy or a Henefldal IrRer�t [n Borrower. As usad tn thls Sedlon 18, °Interest in the Properly' means any I�al or beneflcial interest in N1e Property, inctuding, but not Iim3�ed to, thosa benefidel inter�sts trensferrad M a bond for deed. conVact for d�ed, installmert �les contract or escrow egreement, the Mtent of whEch fs tl�e transfer of tltle by 8ormwer at e future date to a purcfiaser. If aq or any part of the Praperly � any Irderest in the Properiy ts sold or tran.sferred (or If Borrower Is not a�furai person �d a benefldal Interest in Borrawer is sofd or transfeRedj wfthout L'enders prior written conserd, Le�sder rteay require immediate payment ]n ftdl ot all sums sac�aed by thfs Security Instrument However, thls opUon st►all not be e�oerc�ed by Lend� H such exerc[se ia prohiblted by Applicable Law. If Lender �cerdses thls option, Lender shap gJve Sorrower notice of �laradon. The notice shaR provide a period of not �ss than 30 days from �e date the rtotice is given in ar�ordance with Sectlon 15 wlth[n which Borrower must pey ap suma secured by Fhis Securlty instrumerrt. If Borrower fails to pay th�sse sums prior to ihe expiration of tlils NEBRASKAS�ngle FamU�Fanc�Ee MaelFrsddie Maa UM�aRI►1 INS7RUMENT Form 3A28 9107 Paga 7 af 10 •