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201201838 rcquircd by RliSYA, �nd Borrower shall p�y to Lencier tho au�ouut nu;cssary to u�s1ce up the deficiency in accordance u�ith RESPA, but in no more thati 12 monthly pa}nnente. Upon payment in full of a11 suxns aecw�ed by this Secw•ity Inahument, Lender shnll promptly r�fund to Borrot�er any Fttncis held Uy I,ender. A. Charges; Liens. Borrowar shall pey a11 Caxes, essessments, cl�arges, fnes, and impositions nttributable to the Properdy whioh can atEain priority over t1�i� Security Iust�wnent, leasehold payments or ground reuts on the Property, if,any, and Comrnunity Association l�u�, 1�ees, and Assessments, i£�iy. To Uie exYent that these iYcu�F aro Esorow Item.s, BorroEVer shall pay then�in �'he u�ar�nei'provided in Secfion 3. Borxower s1�a11 prompt1y didcl�arge any lion whicl� has priority over this Secw�ity Instrtunent unless Boxrower: (a) egrees in�niting to the payment oPthe obligatian secnred Uy the lien in n manner acoeptable to Lendar, bstt only so loug as Rorrower is performing sncl�agreemenC; (b) contast's Che lian in good f'aith by, or cleFe��ds against enforoemenC of the Iien in, leg�tl proeeedings which in Londcr's opinion operate to prevent Che enforcemenC oP the lien while those piroceedinga ve pending, but only until snch proceedinga m�e cancluded; or(c) secw'es fioin tha holdar of Uie lien an agreement satiisfactory to Iznder subordinaking the lian to flus Seourity H�ettumcilt. ff I.oi�dcr dct�nnino9 that any part of thc Prope��ty ie sitbject ta a lien which can a�ttain priority ovcr this SecuriCy Insti�umenC, Lender m�y give Borrower a notice idc.ro6ify'vi�;thc licn. Within 10 days of Clie clate on whioh thak notice is given, Borrower shall setiafy the lien or take one or morc of the ncCions set forth above in this Section 4. Lendar inay require Barrower to pay ft one-ume chargz for a real estate ttix veriffcn6ion end/or reportrng service used by Lendar in comiection with this Loau. 5. PYOperty InsuYanCe. Bon�ower sliall keep the improvements now existing or herealter erected on the Property insw�ed against]ose by firq l�az�rds iiichidcd within the tcrm"exEendcd covoragc," aud any other liazards iuclud'rng, bi[t not liinited to, eprthquakes and floods, for which Lender requices insurnnoe. This insurance shall Ue maintained in Clie auiotuits (including deductiUle lavels) and for Yhe periods tlk�k Lender requires. What Lender roquires ptiusuant to tho precedii7g scntences can change dw-ing tl�e te�•u� of tl�e Loan. The insnrance cairier providing tihe insuranoe sl�all bc ohosen by Barrower subjecC to Londer`s right t� disapprovc Borrower's choice, which right eh�ll not be exercised ut�reasonably. Lender may xequire Borrower to pay, in oonneetio�i wit11 this Loaui, eiYher: (a) a one-time oharge for'tlood�one deterirunaiion, certifioation wid t�acking seivicos; or(b) a one-Ciine ohv�ge for flood eone deCerminafion and oerCifioalion services and subseqnenC charges each tinie remappings or sunilu�changes Qccur which reasonably might affect such detetmination or cerCiticaTion. T3ono�er sl�all a1so Ue res}�oi�sible for the payment of auy fees imposed by t�he Fader�tl L+merge�icy Man2gement Agenoy in eonnection wikh Cl�e rcview of�ny flood zon� dctermination reaulCing from an objeotion by Borrower. If Bonx�wer faile w inaintnin nny of the covereges desoribed above, Lender may oUtain insur�nce coverage, at Lender's option and Borrower's expense. Lander is under no obligation Co pmclk�se a�iy pa��ticula�lype or amounY of coverage. Tlierefore, suah coverage sUa11 covcr Le��de�-, bnt rnibht or n�ighE not protcct Rorrower, Borrower's eqiuty in the Pro�7cn•ty, or the contenl:�nP Che PrpperCy, 2gainsC any rislc, hazard or liabilitiy and might provido grcatcr or lesser cover�ge than was previously in effeet. Borrower nclmowledges th�t the oost of fl�e insurenceooverage so obtained inighY siguifioa�rtly exceed Yha cosE of ineura�ice Yhat Borrower could have obtauied. Any aanounts disbursed by i.ender uudc�•tl�is Scction 5 yhall bccome a�dditi�nal dcbt of I�orrower seeured by Ehis Seom�iLy In.gCilunen6. Theae amolmts eh�ll l�e�r�inteiest aC Che Nota rAte fron�lhe date of disl�nrsen�ent and shall be pa�yable, wiYh such inYerest, upon notice froin Lender Yo Borrower requesting pa}nnant. zn000ezi NEBRA5KA-Single Femlly-F9nnie MaelFroAtlie M aa UNIFORM INSTRUM FNT Form 3020 7101 VM P� VM P6(NE)(7106). W nitnrs Kluwe�Flnenclnl Snrvlr.eis Page 8 0(1]