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<br /> rr• Insuru�tee. Uorn�wcr shull ka:cp ehc impnevcment; m�iv cxistin�bn c�reat'icr crrrie�l �va ti;rt� �
<br /> :5. Nnzurd or Propc !
<br /> Prope��ty insural against loss by lirc. luirirds includcd�viihin th�� tcrm "cxtcndcd cc�vcrugc" and any �nhcr haiard:,, ir�:l:;,,','r�:
<br /> tl�rodti or flooding,for tivhich Lcnder rcquires insui•ancc. Thiti insurancc shall be maintninul in thc+�mnunts a��d for the}�:►i�u1� __
<br /> tiiat i.cndcr i�cywres. �ihc �nsurancc carrirr pr�i+�iuiirg tl�c iur,zirrn�c stia!! 6�cho�.t� b}•Barru��•cr suhjcrt t�� !��rn.l�tr'c:�nn�n��id `_
<br /> which shall not be unrcasonably withhcld. If Borrowcr fails to maintain covcru�;c dcscribai abuvc, L,cndcr m;iy, at l.c:nimr'+
<br /> option,nbtuincoverege to protect Lender's rights in the Property in accordance with parag�;►ph 7. —
<br /> All insunnce policics and renewals shall be acceptable to Lendcr and shall inrlude u stund.�rd mungagc rlause. l,enr.i2��
<br /> shal! have the right to hotd�hc policics and rencwals.If L.ender rcquires,Borrower shall promptly give to L�:ndcr al1 rcceiy�ts uf
<br /> paid premiu�►s 1nd renewal notices. In tlie event of loss, Borrawer shnll give prampl nrnice t��the insurunce carrier ar.c1 l.c�x,sda.
<br /> I.endej•may makc proaf of loss i[not made promptly by Horrower. __
<br /> Unless l.cnder and Borrower otherwisc agree in writing, insurance procc,cxls shall be upplied to restoration or repa.A:r o6 ttvt
<br /> Property damaged,if the n;storation ar repair is economic�lly feasible and i.ender's secur+ty is not tesscned. If the restoc�ut�i,�;��t'
<br /> rep�ir is nnt aonomically fe�lsible ar L,endcr's sccuriry would bc Iessened, the insurunce pmceeds shall be appl�ed t�tt�e:sunts
<br /> secured by this Security lnstrument, whether or not then due,�vith any excess paid ta Bottower. If Dorrawer ah�arrSn7� Itw _
<br /> Proper[y,or does not answer within 30 days a nQtice from Iander that ttie insurance carrier has offered to settle a cla.iru�,tFi:n _
<br /> L,ender may collect the insurai►ce proceeds. I.ender may use the procecds ta repair or restore dze Property or t�+pay s�arn;
<br /> secured by this Secur'aty Instrument,whether or nut tl�en�ue. The 30•day period tivjl!begin when the nntice is givei3. _
<br /> Unless Lender and Burrower otherwise agrec in ���nting, siny application of proceeds to pancipal sha19 r.at ext2,rr:! ar
<br /> postpone thc dne date of the monthly pr�yments referred to in panigruphs 1 nnd 2 or ch•ange the amount of the pa,yrn¢�»t. 1�
<br /> pnder parag�'aph 21 the Property is acquired by Lender, Borruwer's s•�ght tu any insurance policics and proceeds resultin;w i'r�n �
<br /> damage to the P.roperty Rrior to the a�quisiaion shall pass to L.ender to the extent of the sums Secteerd by this Securisy In;snr.��:�'�:
<br /> ammediately prior to thc acquisitiorr. --
<br /> 6.Occupancy,Preservnl�an,Malntenance and 1Pr�teciion of the Prupe�Ky;k�mr+'ower's LcoA�t Appll�a79�t�n; I.easshnlds. !�•
<br /> �orrower shall occupy,establish,and use the Propecty a.s llc►rrower s principal residence within s6xty days aft�r the:s�xocuti�a flf
<br /> • this Security Instcument and shall continue to occupy•the Propeny as Borrawer's principal residence for at least one year��itcr
<br /> the date of aocupancy,unless Lender atherw.+se pgrees�u�wciting, which consent shall nat be unreasonably KiI9�F�td,aa un'_tss —
<br /> er,tcs�uating circumstauccs ex�st wl�ich nre beyond Borao�ver s wntral. Honawc� shaU not destroy, danaag� or imp�vr the _
<br /> Ptopeny. aiiow, tne PraPeny iv�Icictiu�uie, �r ca�rari: ��•�.o::the Pr�a�*tv Aror�wer shnll be in defAtalQ if t�ny fasfelture
<br /> action or proceedin�, whether civil or criminal, is begun that in Lender's good faith Judgment could result in focfeit�ra o8 ehe
<br /> Property or othenwisc matcrinlly impair the licn crcated by this Security Insttument ar Lcnder's sccudty interest.f3on•o�ct.r.�y
<br /> cure such a de�ault and relnstate,as provided in paragraph 18,by causing tha uction or proccrodin�to be dismissed wiah.�,t�ll�lr�,�
<br /> that, in L.cnder's good faith determination, precludes fode9ture af the Horrower's intcrest in the Property or other [aslttrial
<br /> impaimxat af the lien created by ihis Securiry instrument rn[.ender's security intemst. Borrov�er shal! ulso h� in d€Iaidt it'
<br /> Borrawer.during the loan application process,gave material ly false or in�ccamto infnrmation or stutements to Lender(or failed
<br /> to p�•ovide Lender with any material information) in conncction with the loan�videncxd by the Nate, including,but noi fimital
<br /> to,represent�tioi�s coneerning Borrower's occupancy of�he Property as a principal residenoe. If this Seturity Instn+ment is on a
<br /> Iwsehold, Aurrower shull comply with all thc provisions of the leas�. !f Dorrower acquires fcc tidt to the Property. the
<br /> lcasehold and the fx tidc shatl not mergc uniess Lendtr agrees to the merQer in writing.
<br /> 7.ProtecNon oi I.ender's Rights in the Propc�rty.I���µer ftils to perfarm tho covcnants and agreemencs cor�ttinaci in
<br /> this Securicy InstNment, or there is a legal procealing that may siIInificantly affix:t Lender's rights in►he Pro�erty(s�.xtb��:i a
<br /> proceeding in bankcuptey,probate, for condemnation or(orfeiturc or to enforcc la�vs or regulations), then l.endet mxy�.c4a n_hd
<br /> pay for whatever is �xxessary to protcct the value of the Property and L.endcr's rights in the Property. Lendei s a,cti�:�t may
<br /> inciude paying any sums exurod by a lien which has priority aver this Security Instrument, appearitz� i*�,QOUrt, paying
<br /> rcasonable attorikys'fas and entering on the Property to makc �pairs.Although Lender moy take acdon under this p:uagraph
<br /> 7,I..encier ducs �wt have to do so.
<br /> Any amounts disbnrsod by Lender under this paragraph 7 shall becmne additiannl dcbt of Bonowtr securod by s�,is
<br /> Security Yns�cunxnt. Unless Bonower and I.ender agrCe to other terms of payment,these amounts shall CcaT inter2st from qhe „
<br /> date af disbur.�cment at ti�a Noto rntfl nnd shall bc payable,with interest, upon notice from Lencier to Eorr»wer requesting -
<br /> payment.
<br /> S.Mortgage Insurance.If L.ender req�ired mortgage insurnn:�as u oondition of making the loun sccured by Q,is S�.ct�rity
<br /> instrument,l3orrower shaU pay the premiums required to maintain the mongago insurnnce in effect. If. for ar:y reaso�, the
<br /> � mortgzg�in+arsm:e coverage required by Lender lapses or ceases to be in effoct. Honower shall pay the przrri�;r.s roquired to
<br /> � ubta3n•aav�ra�•.sut�stantially cquivalent to the r�wrtgagc insumnce previously in effcxt, at a cost substantia!]y e�qt+ivalent to tho
<br /> ot►st to Borrowcr of the mortgage insuran:e previausly in cffoct,fn►m :u�altemate mortgage insurer uppraved by Lender. If
<br /> , sutrst_nti2lfy���quivalent mortgage iusura+�:e cov�rnge i�not av�vlablu,Borro�vcr shull pay to Lender each montln a sun:equal to
<br /> one-twelft7�of the yearly mongage insutunse prcmium txing paid by (iorro«�cr�vhcn the insur.►noe wvcrage laFsed or ceased to
<br /> • be in effect L.ender wi�l accepi,use and retain th:se paymen�s as a lass rescrvo in lieu of mortgage insurance. t.oss r�s�enre
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