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<br /> 7'(3(i1i'I'lll?R WITII ;ill thc�mprovcmcn�r nuw u�i�c��iut��c�:.ctcd nn thc�rnperty, au�l uU c;itic���iu�, u��pi� ci�, � ��M� _
<br /> fixiures nciw �n• hcnaftcr n part oi' Ih� ��r�qx�iy. All repinccmeniti nnd c�dJiUons shall td�u i�e ca�cre:l I�y this tiSCUri�y
<br /> Insirument.AU of tl�c furcguing is rcfcrrcd[u in this Sccuriry Intitrumcnt ns tlic"properry."
<br /> };pRROW�It COV�NANTS thnt R�srn�wcr iti ;a�vfully +ciscd ot'thc cstutc hcrcby cctinvcycd und has il�c right tu gr,urt :�ixl
<br /> cunvcy [he Propc:�tY und that the 1'raperty i� unenrumherc�l, except fur encumbrance�of recurd. Rorruwer wnrrams :�nd will [-
<br /> defend generully thr title to tlte Propeny ugainst ull claims and demands,subject to uny encumbrances oi rc�aru.
<br /> THIS SECURI'CY 1NSTRUMENT coanbincs unifarm covcnants Por nntionll usc.utd n�n•uniform co��cnanis with limitccl
<br /> vuriations by jurisdiction to canstiwtc a uniform scc;urity instrumcnt covering rc:tl prnpti:rey.
<br /> UNIFURM COVENANTS.E3orrower and l.cnder covenant and agree as follu�,vr,�
<br /> 1. PAymsnt of Prfncipal and Interest; Prepayment and Lute ChargcK. 6�3crower shnll promptly pny when duc thc
<br /> priucipal of ar�d intcrest on the debt evidenced by the Note and any prepayment and intr.churges due under the Notc.
<br /> 2. Funds for Tuxes and Insurar+ce. Subject ta applicable law or to a writt�m wniver by I..ender. Barrc�wer shiill pny to
<br /> I.ender on thc day monthly payments 1re due under the Note.until thc Note is pt►id in full.a sum('Funds")for:(a}yearly taxes
<br /> 1nd assessments which may�ttain priority over this Security Instrument ns a lien on thr.Plroperty:(b)yearly leaseholA paymc:nts
<br /> or grouud�ents on the Amperty,if any;(c) yearly hazard or propeny insurance premiums�(d)ycarly flood insura»ce premiurns,
<br /> if uny; (e)yearly mottgage insurance preiniums,if�ny;and(� any sums payable by Borruwer to I.ender, in ar.cordance�vith
<br /> the provisions of paragraph 8. in lieu of the payrnent of monga�e insurance premiums.These items are called'Escraw Items."
<br /> Lcndcr may, at any time, collect and haid FuuJ� iA�an amuunt not to exce�e3 tfie maximum nmouid a lender for u falerAlly _
<br /> relnted mortgage loan may require for I3orrower'� escrow account under t�e fetleral Real �state Settlement Procedures Act of
<br /> 1974 as amcnded from timc ta time. 12 U.S.C.Section 26AI et seq. ("RESPA"), unless tinother law that appiies to the Funds
<br /> sets a Iesser amount. If so, [.ender may, at uny tims, collui s►�ncl hold Funds in un amount nnt to exceed the lesser nmaunt.
<br /> Lcndcr may estimate thc umQUnt of Funds due on !he b�sis of current data and reasonablc estimates of expenditures of future
<br /> Fscraw ltenu or othenvisc in accordancc with applicnble law.
<br /> • The Funds shall be �teld in an institution whose deposits are insuretl by � federal agency, instrumentality, or entity
<br /> (incluc�in,�Lender,if l.ender is sach an institution)or in any Federal Homc Lonn BAnk.I.�ender shall apply the Funds to pay the
<br /> Fscmtiv Items,i,ender may not cliarge Borrower for tiolding m�d applying the Funds,annually analyzing the esc►ow nccouni�or
<br /> verifyin�the Escrow Items,unless L.end�r pays Borrower interest on the Funds and applicable luw permits I..ender to mnkc.:quch
<br /> a charge.. Ho�vever, Lender may require Borrawer te,}�ay a one-time charge for�n independent real estate tax reponing serrice
<br /> used by I,endcr in wnnrciion wiiit 'u`�i5 i'vdi�, i��i:.">S w�Sj)�tC2�JlC �3`.'.� �'T^Yt��S !�?hPnvice. �Inle.�s un nart�;ment is n�ade or
<br /> applicable Inw requires intcrest to be paid. I.ender shall nw be required to pay Borrower any•inte�rst or eiirninge on the Funds.
<br /> Borrower and Ixnder may agrce in w�iting,however, that interest shull be paid on tho�fi��t�s.�Ia:nder shul!give to Borrower.
<br /> without charge, an anmial accounting of the Funds, showing credits nnd debits to the l�uacds ancl tln: pui7x�se for which euch
<br /> debit ta the Pw�ds was made.The Funds are pledged as ndditional security for all sums secured by•tidu S�curity Instrument.
<br /> lf the Funds held by Lencler exceed the amounts permitted to be held by applicable law, Lender shall a�.count to Borrawer
<br /> for the execss Funds in accordanee with ti�e requirements of epplicabie law. di ttre amuunt of the Funds held by Le►xier at any
<br /> �ime is not sufficient to pay tlic Esc.row ftems when due,l.ender may so notify Borrower in writing,and,in such cace Borrower
<br /> shall pay en Lender the sunount necessary ta malce up thr deficiency. Ba'rower shall make up the deficiency in no nwre than
<br /> twelvc nwnthly payments,at LAndcr's sole discretion.
<br /> Upon payment in ful! a►f all sums securaf by this 5ecurity In,trument. Leixicr shall promptly refLnd to Bnrrowee any
<br /> Funds hcld by lxnder. !f,under paragraph 21.Lender shall acquire or�.^II the Pruperty.Lendcr, prior ta the acquisition or safe
<br /> of the PropertY.shall apQly any Funcls held by Le�xier at the time of Acquisition or sate as a crcdit against the sums securcd by
<br /> this Securit��Instruei�ent.
<br /> 3. Application ut 4'ayments.Unless applicablc law provides othcrwise,All payments receivcd by Lc�xler under pt►ragr.aph�
<br /> I and 2 shall bc applicd:first,to any prepayment charges due undcr the Note; seconcl, to amounts payabla undtr paragty.ph 2;
<br /> third,to interest due:fourth.to pi•incipal due:and last.to miy late charges due under thc Note.
<br /> 4. Chwrges; Lin►s.&rrrowcr shall pay all taxcs.assessments, charges, fincs at►cl impositions attribatablc to the Pt�perty
<br /> which rray attain priority over this Securiry Instrument, and Irascl�old payments or ground rents, if any. Borrower shn1G pay
<br /> these ol�ligations in the manncr provided i�i paragraph 2,or if not Raid in that nianncr,Borcowcr shall pay them on time dit•ectly
<br /> = to the person owed payment. E3orrowcr shall promptly fumish to l,ender all notices of amounts to be paid undcr this paragraph�
<br /> If Borrower mak��s these paymenGs directly.8�rrower s6a11 promptly furnish t�Lender ruceipts evidencing the paymcnts.
<br /> Borrower shall promptly discharge any lien which has priority over this Security Instcument unless&�rrower:(a)ogr:,es in
<br /> writing to ihe paymcnt of the obli.gation secured by die liere in a manner acceptable to Lender;(b)contests in gcxxl f'aith die licn
<br /> by. or defcnds against enforccmcnt of thc lien in, legal procccdings which in the Lender's opinion operatc to prcvent tha
<br /> enCorcement of the lien:or(c)sccures from the holder of the lien an ugrc�ement satisfactory to d.end�r subordinating[he lieu to
<br /> tt�is Security Instrumcnt. If'l.ender determines that any part of the Property is subject to a licn•which may attain priority ovcr
<br /> tbis Sec:urity Instrument, Lendcr may give Borrower a notice identifying the lien.Bormv»r shu!!satesfy the licn or takc onc oc
<br /> more of the actions set forth above a��thin l0 days of U�c�ivin�of noticc.
<br /> . Form 3�26 9I90
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