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<br /> ?'""'"'�`� If tho nmounts hold by I.�nticr for EscrSw Items cxcccd the amounts permitted to be held by RF.SPA, I.ender �
<br /> -''"�"'"'�` shalG account to Dorm�vnr for ihc r.r.r�s funds as required by R�5PA. If the amount�of funds held by Lender at any : _
<br /> time a.re not s�u(ficiont to pny ihe fiscm�v Items whcn due, Ger,der may notify the Borrower and require Borrower to ���,a�
<br /> mal;c up thc�Imrt��o nb pnnn1ttr.d by I�SPA. YI�--
<br /> The Escrow i�unde nrn pled��.d u additional securiry for all sums secured by this Security lnstrument. If � •4
<br /> " IIorrower tenders to I.,tmdr.r thc ftill papmenc of alf such sums,Borrower's account shall be credited with the halancc �:.
<br /> , ren2aining tor s+ll ineti�llment i�e�ns(n),{b),nnd(c)and any mongage insurance premium installment that Lender has �;`
<br /> �' not lrccome ob1iBatcd�tn pey to ths "a+xretary, and l.ender shall promptly refund any excess funds to 8orrowcr. ,.
<br /> _• immcdiately prior [o a fomclosum. ael�: of the Propeny or its acquisitton Uy Lender, Borrower's account shall be z
<br /> ' .� creditecl with :ury balnncn mmalnin(�for all installments for items(a),(b).und(c). �_`_
<br /> � 3.Apnlicallon a�1�nY�netii�,��ll payments undcr paragraphs 1 and 2 sh211 be applied by Lender as follows: �L_
<br /> _�� rs,to the mort�ARe ineurance pcemium to be paid by Lender to the Secretary or to the monthly charge by the E:__
<br /> "...:
<br /> Secretary instcad of thn manthly mort�age insurance premium; ----
<br /> .,. ., �. , , �econd, f0.111Y tRRC9, speci�l ass:ssments,leasehuld payments or ground rents.and fire, flood and other hazar �`__,:_,
<br /> - . ' :�' ;.•, insurance prcmiu�nA,ae mquim.d; `�
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<br /> ° . �, �' Thir , to interest due under the Nose; �
<br /> , ,r��, to amortiv.etion oP tl�e Piincipal of the Note;and
<br /> � ' ��h,to lete cbar�;cs due under ttie Note. =
<br /> 4.Fire,Flood ei�d�Otlicr��Tn�sud InsuransE.Bocrower shall insurc all improvements on the Property,whethar �_
<br />� • � now in existeuce or suUsequently ereeeed,against any hazards,casualties,an.d contingem�,�:s,includiag fire,for which :
<br /> Lender requires insura��cc. Thls i.tvw�rance shali be maintained in �he �O�er now inrexi ten�ceor subsequenaly �''��'�
<br /> � :.,••��:�•_ar.,::;� requires. B�rro+v�r ritfaif a3so i:�s:ti��l! imFrey£ments on the ProPertl+, whe
<br /> ��� �"'��,�:>� erected,agaiust loss by fiaoda to ti�e extent requixed by the Secretary.All insurauce sha11 be Cazned w'lth c�mP°"ics
<br />�i�'� �����.'" � approved by I.ender.'d�e ineurana:[olicies and any renewals shall be held by Lender and shall include los�payable
<br />������'�,��•�•'�! clauses in favar ot,ar�rl in a form ncceQtable tu,Lender.
<br /> -�f;dF�•.�:', ,'
<br /> _,,:�,_��,,,;;�, r In the event of iusc,Borrowc:r.sL^a11 give Lender immediate notice by mail.I.ender may make proof of loss i not
<br />=�=-;�-,;r�:� r:• mc►de proraptly by Aairower. G+eli t�,suruiee comPanY e�n�,emed ls herehry authorized and d'uected to malce payment
<br />`"'��s"�`��%�- for such loss di►�ectly. to T.�nder, in�tead of to Boaow�r and to L.ender joiutly. All or any part of the insuranee -
<br />��.;:1�--�� procceds may be ap}ified by L.cnder,at its optlon,either(a)to tho reductioa af the indebtedness�ander the Mote and -
<br /> `'�•°'-' ' dus Security Instnuna»t,rrst�o n��y delinqucnt:►maunts appliod in the order in paraSraph 3,and ttten to prepayment
<br /> ,.,��,-�� Any application of the proceeds to the �•--
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<br />-;�;,-x:,u�� o€princlpal. or (b).to.ihc restoracloa or repair of thc damag oPerty. ;;,:..
<br /> ':;��� principnl shall not Qatand�r�nsry�on�:the due date of the monthly payments which ue refenai to in paragraph 2,or . _
<br /> 1��`�"Y�—�. cuange the:unotwt of such pa�menus,Any eaccas insurance procceds over an amount required to pay all outstand'wg
<br />��"�"•`•'�:� indebtedness under tNa Note��d U�is Security Instrument shall be paid to the entity legally entitled thereto. _
<br />�A��-� In tlie evciit of fo»cclosure af`�'�is Security]nstrunient or oxhcr transfer of title to the 1�roperty clxat eatinguishes �:
<br /> _-- ---�i the indebtedness� u1U rlp,ht, tiQe arni interest of Borrower iu and to insurance policies in force shall pass to the
<br /> purc4��ast*. .,__.�.
<br /> $.t?ccupaucVe.��'CSCCVt1L'�OICn Mni��¢e:�a:sec ar.�°C;2trl�8�G�:�:.PtDplCL}�i BOI'COWlC�3 IAi.'ii.Ap�t��xs�vu�
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<br /> ' I,e�ehotd�, Bo�rowar sh�ll occu}7+�, establish, and use the�roperty as�orrower's prinoipal residence within siaty
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<br />,,,,,..,;„",ti;�,� days after ttic execution of dile Sucvrity Instrument (or within s�ty days of a later sale or transfer of the Property —
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<br /> and sl�all continue to occupy U�e I�ropeny a5 F3ormwer's principal residence for at least one year after the date of
<br />��:.;:_:�' occnpancy. unless Landor dete�miues that raquirement will cause undue hardship for Borrower.or unless extenuating
<br /> __��;� circumstances exfst �vhiclt ai�� L^x.yond eorrower's wnuol. Borcower shall notity Lender of any �ei�`Wtl�e =
<br />—•�i.��� circurastances. Bonrower shell no1��commjt waste or destroy,damage or substantially change thf�o�o rt is vacant
<br />�;:'�.�`�r�:,., Yropecty co deteriu��ta,r��sar,able we:s and tear e�cepted.Lender may inspoct the PropenY� P� Y
<br /> -�.•�' '�;�� or abandonsd or ttta lnan is in citsfnult. L.endes may take reasonable aeNan to protoct and preserve such vacant or
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