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� 201200337
<br /> The Funds shall be held in an i�stitution whose deposits are insured by a federal agency, instromcntality, or
<br /> entity (including Lcndcr, if Lender is an inslitution whnse deposits are so insured) or in any Federal Hmne
<br /> I.oan Bank Lender shall apply Lhe r'w�ds to pay the Escrow Items no later than the fime specified under
<br /> RESYA. Lender shall not cltarge Bocrowcr for holding and appl}ing [he Fm�ds, aimually analyzing the
<br /> escrow accounl, or ve�rifying the Escrow Ttems, unless L.ender pays Burrower in[erest on the Funds and
<br /> Applicable Law permits Le�der to make such a charge. Unless an agrecment is made in writing or
<br /> Applicable Law requires interesl l0 6e paid on tlie Funds, Lender sl�all �ot bc required to pay Bnrrower x�y
<br /> interest or earnings on lhe Fwtds. Borrower and Lendcr can agree in wrifing, however, Lhat in[eresl shall be
<br /> paid on tlie Funds. Lender shall give fo Borrower, wifhout charge, an annual accounting of the Funds as
<br /> required by RESPA.
<br /> If[here is a surplus of Punds held in escrow, as defined under RESPA, Lender stiall account to Boreower for
<br /> the excess funds in accordance with RESPA. If lt�ere is a stm�tage ot FLmds held in escrow, as defined m�der
<br /> RESPA, Lender shall notify Borrower as required by RBSPA, and Bm'rower shall pay ro Lender fhe amnunt
<br /> necessary to make up the shor[age in accordance with RESPA, but in no more than 12 monfhly payme�lls. IC
<br /> diere is a deCiciency of Funds held in escrow, as de�ned under RESPA, Lender shall notify Borrower as
<br />' required by RESPA, and Borrower sl�all pay to Lender the amoont necessary to make up the deficiency in
<br /> � accordance wilh RESPA, but in no more than 12 monthly paymenis.
<br /> Upon payment in full of all sums secured 6y this Securily Inslrument, Lender sltall promptly refimd to
<br /> Borrower any Funds held by Lender.
<br /> 4. Charges; Liens. J3orrower shall pay all taxes, assessments, cliarges, fines, and impositions aftributablc lo
<br /> the Property which can atfain priorify over this Security Instrume�t, leasehold payme�ts ur gtnund renls on
<br /> [he Property, if any, and Commm�ity Association Dues, Fees, and Assessments, if any. To thc cxfcnt that
<br /> these ifen�s are Escrow Ttems, Borrower shall pay them in the manner provided in Section 3.
<br /> Borrower shall pmmptly discharge any lien which has priority over this Security Inslrumerzt uuless
<br />� Borrower: (a) agrees in writing ro tl�e payment of the obligation secured by die lien in a ma�ner aceeptable
<br /> to Lender, b�t only so long as Boerower is perf'orming such agreement (b) contests t}ie lien in good fait}i 6y,
<br /> or defends against enforcement of the lien in, legal proceedings wliicli in Lender's opinion operate to prevei�t
<br /> the enforcement of the lien while those proceedings are pending, but only tmtil such proceedings are
<br /> concluded; o� (e) secures f'rmn lhe holder of the lien an agreement satisFactory to Lender sabordinxti�g the
<br /> lien to this Security Instn�me�L If Lender delermines that any part uf the Pruperty is subjecl [o a lien which
<br /> can attain prioriry over lMs Security Instrument, Lender may give Borrower a notice idenNfying the Iien.
<br /> Within 10 days of tlie dale on which that notice is g3ven, Borrower s1iall sa[isfy the llen or take one or more
<br /> of the actions set forth above in this Section 4.
<br /> Lender may requi�e Borrower to pay a one-ti�ue charge for a real estale lax verificadon and/or reportli�
<br /> service used by Lender in conncetion with this I,oan.
<br /> 5. P�'operty Insurance. Bon�ower shall keep the improvements now existing or hereafter crected on thc
<br /> Property insured against lnss by fire, hazards included within lhe term "extended cuverage," and any o(her �
<br /> hazards including, but not limited to, euthquakes and floods, for which Le�der requires insuranca This
<br /> insurance shall be maintained in tl�e amoimis (including deductible levels) and for the perinds t}�xt Lender
<br /> requirex. What Lender reyuires pursvant tu the preceding sentences cnn change d¢�ing Ihe Lerm of lhe Loan.
<br /> The insurance carrier providing the insurance shall be chosen 6y Borrower subjec[ to Lender's iight lo
<br /> disapprove Borrower's choice, wlilch dght sliall not be exercised unreasonably. Lender may require
<br /> Borrower to pay, in connectlon with this Loan, eiH�er. (a) a one-6me cl�arge for tlood zone determination,
<br /> certification and tracking services; m� (b) a one-time charge For flood zm�e de�erminaHon and certit"icntim�
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<br /> NEBRASRA-Single Famlly-Yannle MaelVretltlle MBC UNIFONM IN$I NUMEN 1 WI I H MYN$ Po�m 3028 1l01
<br /> VMP� VMP6h(NE)(1t06�.00
<br /> Wolters Rluv✓cr Flnancial Services Page 6 af 1]
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