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� 201200337 <br /> � nervices and subsequent charges each fime remappings or similar changes occur which rcasonably might <br /> affec[ such determination or cenificatio�i. Borrower shall also be respaislble for thc paymcnt of' any fees <br /> impused by the Federal Emergency Managemen[.Agency in connection with the revicw of any flood zone <br /> determination resulting from an objec[ion by Borrowcr. <br /> If Borrower fails to malntain any of the coverages described above, Lender mny ohtaui insurance coverage, <br /> at Lender's oplion and 13oaower's e�xpense. I.ender is under no obligation ro.purchase any particular type nr <br /> amounL of coverage. Tlierefore, sucli coverage shall cover Lender, but might or might ��ot protect Rorrower, <br />� Borrower's equily in the Property, nr the cnntents of die Pruperty, agalnst any risk, hazard or liability and <br /> might prnvide greater or lesser coverage than was pi'eviously �i effect. 13orrower acknowledges tha[ the cost <br /> of the insivance cove�age so obtained might significantly exceed the cost uf insura�ce Ihal 13omower could <br /> huve obtau�ed. Any uuounts disbu�sed by Lende� under Lhis Section 5 sliall become addltional debt of <br /> Borrower secured by lhis Security InshtimenL These anmunts shall bear inleresl al lhe Note rate from the <br /> date of disbursement and shall be payahle, with such ieterest, upon nuticc fmm Lendcr tu Bo7rower <br /> reyuestu�g payme�t � <br /> All lnsurance pollcles required by Lender and renewals of such policles shall be subject to Lender's right [o <br /> disapprove such policies, shall include n standard mnrtgage clau+e, and shall �ame Lender xs morLgagee <br /> and/or xs an addifiunal loss payee. Lender shall have the right tu hold the policies and renewal cerlil3cates. <br /> If Lender requires, Borrnwer shall promptly give to Lender all receipts nf paid premiums xnd renewal <br /> notices. If Bu�ruwer ubteins any form of insurence coverage, not otherwise reyuired by Lender, for datnage <br /> lq or destruction of, the Pmperty, such policy shall include a standaLd mur[gxge clause and shall �iame <br /> Lender as mortgagcc and/oc as an additional loss payee. <br /> ln d�e event of loss, Borrowe� shxll give prompf nntice ko the i�surance carrier and Lender. Lender mny <br /> I makc proof of loss if' not made prompYly by Borrower. Unless Lender and Eorrower otherwise agree in <br /> writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall br, <br /> applied to restora[ion or repair of We Yroperty, if the cestu�xtiun ur �epair is economically feasibte and <br /> Lender's secarity is not lessened. During such repair and restoration period, Lender shall have the right [o <br /> hold sach insurance proceeds antil Lendec has had an opportunity to inspeet soch Property fo ensure the <br /> work has been completed to Lender's salisfacflon, provided lhat such inspection shall be undert�lcen <br /> promptly. Lender may disbm�se procecds for thc rcpairs and resroration i� a single payment or in a series of <br /> progress payments as the work is completed. Unless a� agreemcnl is made in wrifing or Applicable Iaw <br /> requi�es interesf to be pald on such iusurance proceeds, Lender sl�all not be reguired to pay Borrower any <br /> lnterest or ear��ings on such proceeds. Pees for public adjuslers, or other third parties, relained 6y Borrower <br /> shall not be paid out of the insurance prnceeds and shall be Ihe sole nblig.tion nf Borrower. lf the resmration <br /> or repair is not economically feasible or Lender's security would be lessened, Ihe insur�nce proceeds shall be <br /> applied to the sums secured by tlus Security Inshumeul, whelher or not then due, wi(h Ihe excess, if any, <br /> paid to Borrower. Such insurance proceeds shall be applied in N�e urder pruvided fur in Secliou 2. <br /> If Borrower a6andons thc Property, Lendcr may file, negotiate and settie any available insurance claim and <br /> related matters. If Borrower does no[ respond wi[hin 30 days tu a nutice fmm Le��der thx[ lhe insurance <br /> carrier has offered to settle a claim, the�� Lender may negoliate and setlle the claim. 'The 30-day period wlll <br /> begin when the notice ls given. In ei[her event, or if Lender acquires lhe Properly under Seclion 22 oi� <br /> ofherwise, Borrower hereby assi�s to Lcndcr (a) Borrower`s rlghts to any insurance procccds in an unount <br /> nol to exceed the amoants unpaid under the Note or this Security Instrument, and (b) any other of <br /> Borrower's rights (other than the rlght to any refimd of uneazned premiums paid by Borrower) undee all <br /> insurance policies covering the Properfy, insofar as such rights are applieable to the coverage of the � <br /> Properly. Leuder may use Ihe insurv�ce proceeds either to repair or res[ore the Property or to pay amounts <br /> unpald tmder the Note or this Securily Inslr�menl, whedier or not Llien due. <br /> 001122820409 �001122H2U409� <br /> I NEBRASKA-Sinyle Family-Fannie Mae/Fretltlie Mac 11NI�ORM INSTRUMENT WITH MERS Porm 3028"I/Ot <br /> VMP Q� VMP6/1(NE)(1ID5).00 <br /> Woleers 8luwerFlnancial5ervlres Page]of 1) <br />