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<br /> } puYn►cnis mny nn Inn�;cr bc rcquircd, ut thc c�ptiun of Lcndcr, if mortgabc intiuruncc covcrii�c(in thc umaunt und ti�r thc period
<br /> • tht�t Lcn�icr rcyoirc�l prrnidcd by an insurcr approvccl by Lendcr uguin bocomes uvuilable und is o6tc:incd. Borrowcr shnll pay
<br /> x•" thi:prcmiun��,u:quirul io muintain nwrtgagc insurancc in tffcct,or to providc a Ioss reserve, until thc requirement for monguge
<br /> �''r���' inhuranee ends in accc�rdance with u,ny written agree►nent betwan Horrower and Lender or applicable law.
<br /> �� ' 9. Inspectlan. Lcnder or its agcnt may muke rcasonable entrics upon and inspections of thc Property. Lender:,hall sive
<br /> q„�,,,-•-�� f3i�rrower notice ut th�time of or prior to an inspection specifyin�reasonable cause for the inspection.
<br /> � ,, 10. Condemnutlon. Thc proce�ds of any uwurd or claim for damages, direct or conscquential, in com�ection wiih any
<br /> condemnution�v other taking of any pfln of the Property, or for cunveyance in lieu of condemnation, are hereby assigned and
<br /> shuU he puid ta L.ender. -
<br /> In the event of a total taking of the Propeny,the proceeds shall be applied to the sums secured by this Security Instrument,
<br /> � whcther or n:: :t::.n duc, with any excess paid to Borrower. In the evant of a partial taking of the Property in which the fair
<br /> ,� mnrl;et value of the 1'roperty �mmed�ately before the taking is equal to or greater than the amount of the sums securcu by ih;a
<br /> ,,:.�.�� Security Instrument immediately before the tuking,unless Borrower and Lender otherwise agree in writing,the surns secured by
<br /> , this Security Instniment shall be reduced by the umount of the proceeds multiplied by the following fraction: (a) the totul
<br /> �, • �, nmount of the sums secured immediately before the taking, divided by (b) the fair market value of the Property immediately
<br /> before the tnking. Any balunce shall be paid to Borrower. ln the event of a panial taking of tlie Property in which the fuir
<br /> ' m:irket value of the Property immedintely befare the taking is Icss than the amount of the sums secured immediatcly before the
<br /> `�'; • tu};ing, unless Borrower and Lender otherwise agree in writing or unless applicable la�r otherwise provides, the proceeds shAll
<br /> ' -a'.• � bc�pplic.d to the sums secured by this Security Instrument whether or not the sums are then due.
<br /> ��;:,�,�,;;; .
<br /> If thc Property is uba»daned by Borrower,or if.after natice by Lender to Bonower that the condemnor offers to rnake an
<br />_ . rl ; '�
<br /> awarJ or settle a claim for damages. Borrower fails to respond to Lender within 30 days after the dAte the notice is given,
<br />"" � Lc:nder is authorized to collect und apply the proceeds,at its option,either t4 restoration or repair of the Propeny or to the sums
<br /> - ` � secured by this Security Instrument,whether or not then due.
<br /> :�>n':;''.:,J�.� Unless l.�nder and Borrower otherwise agrce in writing, any applicution of proceeds to principal shnll nnt extend or
<br /> '° ' '' `• pastpimc thc due date of the monthly pnyments referred to in paragraphs I and 2 or change thc umount uf such puymcntti.
<br /> -.'���',�..•
<br /> •-���•��"��.. I1. Borrowcr Not Rcleuscd: ['orbP.strance By I.ender Nat u Walver.Extension of thc timc for payment or modificution
<br /> � ��'••y� of��mortii.utlon of the sums+ecured by m�s securiry Instrumcnt grnmui by t.cndcr iu u��y,utcc��o��n:atcr�st r,i�cn:u:�er�t2s:!!
<br />—:��,.�',:'�:� �' not��perutc to rcicasc thc liabillry of thc original Aorrower c�r 8ormwcr'�succctis��rs in intcrest. Lendcr shull nat bc reyuircd ta
<br /> �� � �`� commcncc procccdings uguinst u+iy succcssor in intcrest or refuse to extcnd time for puyment or otherwisc modity nmortiwtian
<br /> =�n-��a�ti`,' of thc sums securod by this Securiry Instrument by rea;on of unv dcmand madc by the original Borcower ar porrowcr's
<br />'�'�;4.�� .• successors in interest. Any forbes�r.ince by Lender in exercising any right or remedy shall not be a waiver of or preclude the
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<br /> - -= `'�'••" excrcisc of uny right or rcmcdy.
<br /> -'-�r,�?k;_
<br /> --:_-_--= 12. Successors and Asslgus Bound; Joint and Several �.iability; Co-signers. The covenants and ag'reements of this
<br /> '�`��'�� Sccurity Instrument shall bind and bencfit �he successors and assigns of Lender and Borrower, subject to the provisions of
<br />_�':an;�r-�r:�{�
<br /> z,�,�,_:.,`,,� paragraph 17. Bonower's covenants und agreements shall be joint and several. Any Bonower who co-signs this Securiry
<br />��:.ki�r�.p,�� Instrument but docs not execute the Nute: (a) is co-signing this Security Instrument only to mortgage,grant and convey that
<br /> -. x��� Borrower's interest in the Property under the terms of this Security Instrument; (b)is nat personally obligated to pay the sums
<br /> -- secured by this Security Instrument;and(c)agrees that L.ender and any other Borrower may agree to extend, modify,forbear or
<br /> --"'—' make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent.
<br /> -'— 13. Loan Charfies. If tlie loaii secured by this Security Instrument is subject to a law which sets maximum loan charges,
<br /> --- -_-- and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the
<br /> _--_-_= losm exceecl the permitted limits,then: (a)any such loan charge shall be reduced by the amount necessary to raiuce thecharge
<br /> � �-__ - to the permittal limit:and(b) any sums already collected from Borrower which exceeded permitted limits will be refunded to
<br /> "�" _ Borrower. L,ender may choose to make this refund by reducing the principal owed under the Note or by making n direct
<br /> payment to Bonower. If a refund reduces piincipal, the reduction will be treated as a partial prepaymenr without any
<br /> pmpnyment charge under the Note.
<br /> '-=--"""'_'�' 14. NoNces.Any notice to Borrower provided for ir.this Security Instrument shall be given by delivering it or by mailing
<br /> ---�m��� it by first dass mail unless applicable law requires use of another method. The notice shall be directed to the Property Addn;ss
<br /> �'-':��T;�� nr any other address IIorrower designates by notice to LenJer. Any notice to Lender sh�all be given by first dass mail to
<br /> �_��� as�:
<br />__ .. ��'-�; � Lender's address stated herein ar any other address Lender designates by notice to Borrower. Any notice provided for in t ts
<br /> - `` :�?:� 5ecuriry Instrument shall be dcemeci to have been given to Borrower or Lendcr when givcn as provided in this p.lragraph.
<br /> � �";. � 15. Governing Law; Severubtllty. This Security Instrument shaU be govcrncd by federal law and the law of the
<br />-: �-.-°' ��`'�"" ' jurisdiction in which the Propeny is located. In the event that any provision or clause of this Security Instrument or the Note
<br /> � �, ' '• contlicts with applicable law, such cenflict shall not affect other provisions of this Security Instrument or the Note which can be
<br /> . �� given effect without tli�cunflicting provision. To this end tfie provisions of this Security Instrument and the Note are declared
<br /> *S•.
<br /> ,• to be severable.
<br /> - � :. � :. � 1G. Borro�ver's Copy.Borcower shall be given one conformal ec�py of the Note and uf this Security Instroment.
<br /> ;,,I'�:�� Form3028 81fl0
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