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�0��4��1� Service as may affect any ta�c liability, interest or penalty owing to the Internal Revenue Service by the principal. 17. To borrow and give securitv. To borrow any sum from any lender and encumber any of my real or personal property as security for loans. To execute and deliver notes and other obligations, and mortgages, security agreements, financing statements, pledges, liens and other encumbrances. 18. Self-dealin�. My attorney may deal with my said attorney and no fxansaction shall be void because of said self-dealing nor because my said attomey was a part owner of property with me or had. interests similar to mine or had any interest in said transaction. 19. To make �ifts and implement esta.te plan. To make gifts to reduce my esta.te or for charitable, religious or educational purposes. To continue any plan of gifts I have initiated. To follow and implement any esta.te plan that I have formed. Gifts may be made to my said attomey if my attorney is a member of my family and would otherwise be deprived of an equal share. 20. To compensate my attome -v in-fact. My said attorney may pay to my said attorney reasonable compensation for services performed in. acting on my behalf. 21. To do all other things necessa.rv in connection herewith. In general to do all other acts, deeds, matters, and things whatsoever in or about my estate, property, and affairs, or to concur with persons jointly interested with myself therein in doing all acts, deeds, matters, and things herein, either particularly or genera.11y described, as fully and effectually to all intents and purposes as I could do in my own proper person if personally present, it being my intent to grant to my said attomey a genera.l power to act for me and in my behalf, and not a limited or special power, limited to the specific acts herein described. 22. Access to safe deposit box. My attorney shall have full and free access to my safe deposit box. 23. To disclaim. To renounce and discla,im in whole or in part, fractional shares or specific assets in the manner provided by law, any property or interest in property of any kind whatsoever, passing to me by intestate succession, as devisee, as successor of a renounced interest, as donee, as beneficiary under a testamentary or nontestamentary instrument, as donee of a power of appointment, as grantee, as surviving joint owner or surviving joint tenant, as beneficiazy of an insurance contract, or as the person designated to take pursuant to a power of appointment exercised by a testamentary or nontestamentary instrument, or as recipient of any benefit otherwise under a testamentary or nontestam.entary instrument, and to execute and deliver and file in the appropriate Court, or with the proper authority any such renunciation or disclaimer. 24. To apPoint guazdian and conservator. I nominate and appoint my spouse Donna M. Snook, as guardian and conservator of my estate consistent with Section, 30-2667, Nebraska C�