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201109333 <br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in <br />the Note (together with this Security Instrument) can be sold one ar more times without prior notice to <br />Borrower. A sale might result in a change in the entity (l�own as the "Loan Service�") that collects <br />Periodic Payments dua under the Note and this Se�urity Instrument and performs other mortgage loan <br />servicing obligations under the Note, this Sec�.uity Instciunent, and Applicable Law. There also might be <br />one or more changes of the Loan Servicer wuelated to a sale of the Note. If there is a change of the Loan <br />Servicer, Borrower will be given written notica of the change which will state the name and address of the <br />new Loan Servicer, the address to which payments should be made and any other information RESPA <br />requires in connection with a notice of transfer of sarvicing. If tha Note is sold and there,after the Loan is <br />serviced by a Loan Servicet other than the purchaser of the Note, the mortgage loan ssecrvicing obligations <br />to Bonower will remain with the Loan Servicer or be transfeued to a successor Loan Servicer and are not <br />assumed by the Note purchaser unless othe�vvisa provided by tha Note purchaser. <br />Neither Boaower nor I.ender may commence, join, or be joined to any judicial action (as either an <br />individual litigant or the member of a class) that az�ises from the other party' s actions purauant to this <br />Security instrument or that a11eg� that the other party has breache� any provision o� or any ciuty owed b3' <br />reason o� this Se�urity Inskrument, wrtil such Borrower or Lender bas notified the other ParlY (with sueh <br />notice given in campliance with the requirements of Section 1S� of such allegefl breach and afforded the <br />other party hereto a reasonable period ai�er the giving of such notice to take corr�tive action. If <br />Applicable Law provides a time period which muat elapse before certain action can be taken, that time <br />period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and <br />opporhmity to cure given to Borrower pursuant to Section 22 and the notice of accal�ation given to <br />Bosower pursuant to Section 18 shall be deemed to satisfy the notice and oppordmity to take corrective <br />ackion provisions of this Section 20. <br />21. Hazardous 5nbstances. As used in t�ris Section 21: (a) ��H�dous Substances" are those <br />substances defined as toxic or ha�rdous substaaces, pollutants, or wastes by Environmental Law and the <br />following substances: gasoline, kerosene, other fl�mmable or toxic petroleum products, toxic p�ticide.s <br />and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; <br />(b) "Environmental Law" means ferleral laws and laws of the jurisdiction where the Properly is locate� that <br />relate to health, safety or environmental protection; (c) "Enviromnental Cl�►up�� includes anY response <br />action, reme�iial action, or removal action, as definefl in Environmental Law; and (d) an "Envira�rtal <br />Condirion°' means a condition that c�n cause, c;rontnbute to, or otherwise trigger an Environmental <br />Cleanup. <br />Borrower shall not cause or pezmit the presence, use, disposal, storage, or release of any Hazardous <br />Substancea, or threaten to release any Haa�arrdous Substazices, on or in the Progeriy. Bonower sha11 not do, <br />nor �ilow ffiyone else to do, anything affecting the Properiy (a) that is in violation of any Environmental <br />Law, (b) wluch creates an Environmental Condition, or (c) wluch, due to the presence, use, or release of a <br />Ha�ardous Substance, �reates a condition that adversely affects the value of the Properly. The preceding <br />two sentences shall not apply to the presence, use, or storage on the Property of small quantities of <br />Hazardous Substances that are generally recognizefl to be appropriate to normal residential uses and to <br />maintenance of the Property (including, but not limited to, ha�rdous substances in cansumer products). <br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit <br />or other action by any governmental or regulatory agency or private party involving the Property and any <br />Ha�rdous Substance or Environmental Law of which Bonower has actual knowledge, (b) any <br />Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of <br />release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a <br />Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified <br />by aay govemmental or regulatory authority, or any private party, that any removal or other remediation <br />of any Ha�rdous Substance affecting the Property is necessary, Borrower shall promptly take all necessary <br />remedial actions in accordance with Envimmnental Law. Nothing herein shall ereate any obligation on <br />I,ender for an Environmental Cleanup. <br />2200194778 n v6� <br />NEFlil1SKA - Single Family - Fannle Mae/Freddle Mac UNIFORM INSTRUMENT WRH <br />�-6A(N� foe�o) vaae �z ot te i � Form 3028 1/01 <br />� <br />