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<br /> 20. Sale of Note; Change of Loan Servicer;Notice of Grievance. The Note or a partial interest in
<br /> the Note (together with fhis Security Instrument) can be sold one or more times without prior notice to
<br /> Borrower. A sale might resWt in a change in the entity (known as the "Loan Servicer") that collects
<br /> Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan
<br /> servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be
<br /> one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br /> Servicer,Bonower will be given written notice of the change wlrich will state the name and address of the
<br /> new Loan Servicer, We address to which payments should be made and any other information RESPA
<br /> requires in connection with a notice of transfer of servicing. If We Note is sold and thereafter We Loan is
<br /> serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations
<br /> to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not
<br /> assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br /> Neither Borrower nor Lender may commence,join, or be joined to any judicial action (as either an
<br /> individual litigant or the member of a class) that arises &om the other party's actions pursuant to this
<br /> Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by
<br /> reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such
<br /> notice given in compliance witt► the requirements of Section 15) of such alleged breach and afforded the
<br /> other party hereto a reasonable period after We giving of such notice to take conective action. If
<br /> Applicable Law provides a time period w}rich must elapse before certain action can be taken, that time
<br /> period will be deemed to be reasonable for purposes of tlris paragraph. The notice of acceleration and
<br /> opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to
<br /> Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take conective
<br /> action provisions of tlus Section 20.
<br /> 21. Ha�rdous Substances. As used in this Section 21: (a) "Hazardous Substances" are those
<br /> substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the
<br /> following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides
<br /> and herbicides, volaflle solvents, materials containing asbestos or formaldehyde, and radioactive materials;
<br /> (b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br /> relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response
<br /> action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental
<br /> Condition" means a condition that can cause, contribute to, or ot6erwise trigger an Environmental
<br /> Cleanup.
<br /> Bonower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br /> Substances, or threaten to release any Hazardous Substances, on or in the Property. Bonower shall not do,
<br /> nor allow anyone else to do, anything affecting the Properly (a) that is in violation of any Environmental
<br /> Law, (b) wlrich creates an Environmental Condition, or (c) which, due to the presence,use, or release of a
<br /> Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding
<br /> two sentences shall not apply to the presence, use, or storage on the Property of small quantities of
<br /> Hazardons Substances Wat are generally recognized to be appropriate to normal residenrial uses and to
<br /> maintenance of the Property (including, but not limited to, hazardous substances in consumer products).
<br /> Borrower shall prompfly give Lender written notice of(a) any investigation, claim, demand, lawsuit
<br /> or other action by any governmental or regulatory agency or private party involving the Property and any
<br /> Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any
<br /> Environmental Condiflon, including but not limited to, any spilling, leaking, discharge, release or threat of
<br /> release of any Hazardous Substance, and (c) any condition caused by We presence, use or release of a
<br /> Hazardous Substance which adversely affects the value of the Property. If Bonower learns, or is notified
<br /> by any governmental or regulatory authority, or any private party, Wat any removal or other remediation
<br /> of any Hazardous Substance affecting the Property is necessary,Borrower shall promptly take all necessary
<br /> remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on
<br /> Lender for an Environmental Cleanup.
<br /> 75858301 0084827203
<br /> N�RASKA-Single Family-Fannle MaelFreddle Mac UNIFORM INSTRUMBVI'WIT�
<br /> �-6A(N�tos�o) Page 12 of 15 Iniva�s: FOm1 3028 1/01
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