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<br />  				20. Sale of Note; Change of Loan Servicer;Notice of Grievance. The Note or a partial interest in
<br />     			the Note (together with fhis Security Instrument) can be sold one or more times without prior notice to
<br />     			Borrower. A sale might resWt in a change in the entity (known as the "Loan Servicer") that collects
<br />     			Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan
<br />     			servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be
<br />     			one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br />     			Servicer,Bonower will be given written notice of the change wlrich will state the name and address of the
<br />     			new Loan Servicer, We address to which payments should be made and any other information RESPA
<br />     			requires in connection with a notice of transfer of servicing. If We Note is sold and thereafter We Loan is
<br />     			serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations
<br />     			to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not
<br />     			assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br />  				Neither Borrower nor Lender may commence,join, or be joined to any judicial action (as either an
<br />     			individual litigant or the member of a class) that arises &om the other party's actions pursuant to this
<br />     			Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by
<br />     			reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such
<br />     			notice given in compliance witt► the requirements of Section 15) of such alleged breach and afforded the
<br />     			other party hereto a reasonable period after We giving of such notice to take conective action. If
<br />     			Applicable Law provides a time period w}rich must elapse before certain action can be taken, that time
<br />     			period will be deemed to be reasonable for purposes of tlris paragraph. The notice of acceleration and
<br />     			opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to
<br />     			Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take conective
<br />     			action provisions of tlus Section 20.
<br />  				21. Ha�rdous Substances. As used in this Section 21: (a) "Hazardous Substances" are those
<br />     			substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the
<br />     			following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides
<br />     			and herbicides, volaflle solvents, materials containing asbestos or formaldehyde, and radioactive materials;
<br />     			(b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />     			relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response
<br />     			action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental
<br />     			Condition" means a condition that can cause, contribute to, or ot6erwise trigger an Environmental
<br />     			Cleanup.
<br />  				Bonower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />     			Substances, or threaten to release any Hazardous Substances, on or in the Property. Bonower shall not do,
<br />     			nor allow anyone else to do, anything affecting the Properly (a) that is in violation of any Environmental
<br />     			Law, (b) wlrich creates an Environmental Condition, or (c) which, due to the presence,use, or release of a
<br />    			Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding
<br />     			two sentences shall not apply to the presence, use, or storage on the Property of small quantities of
<br />    			Hazardons Substances Wat are generally recognized to be appropriate to normal residenrial uses and to
<br />    			maintenance of the Property (including, but not limited to, hazardous substances in consumer products).
<br />  				Borrower shall prompfly give Lender written notice of(a) any investigation, claim, demand, lawsuit
<br />     			or other action by any governmental or regulatory agency or private party involving the Property and any
<br />    			Hazardous Substance or Environmental  Law of which  Borrower has actual knowledge,  (b)  any
<br />    			Environmental Condiflon, including but not limited to, any spilling, leaking, discharge, release or threat of
<br />    			release of any Hazardous Substance, and (c) any condition caused by We presence, use or release of a
<br />    			Hazardous Substance which adversely affects the value of the Property. If Bonower learns, or is notified
<br />    			by any governmental or regulatory authority, or any private party, Wat any removal or other remediation
<br />    			of any Hazardous Substance affecting the Property is necessary,Borrower shall promptly take all necessary
<br />    			remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on
<br />    			Lender for an Environmental Cleanup.
<br />     			75858301										0084827203
<br />    			N�RASKA-Single Family-Fannle MaelFreddle Mac UNIFORM INSTRUMBVI'WIT�
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