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.., . . . . ... . , <br /> . ' � ' � . . �..._ ' ` , . ' . . ;,�� . " <br /> � � , . , • . � '�;.. <br /> � . . . . . . . • , . � -.F:: <br /> ... . . � , .. � . . _ _. �. . .. , - ---- - - � ' . <br /> , - . _ . � <br /> I . � �., . � .- , _ <br />� � �a ���� : ., . � . , � ..�., <br /> � ,. <br /> OOQ4S71titt � ' � . -' <br /> i . , -_ <br /> (C) Catculatlon of Chsn�es � ' ' <br /> . Before eath Change Date, the :�Iote Holder will calculate my new interest rate by adding '; . � , � <br />_�� aix.parr�taQV pQinf�.(...6,S149°(n1........................................................................so the Cu�rent Index. Tfie �iote Holder will '.- �- --- —._.. _ .. - <br /> thea round the res�ilt of this addition to the nearest ane-eighth of one perceatage point (0.125%). Subject to the limits � �'`. , .• , - <br /> stated in S�ction 4(D)below.this rounded amount will be my new interest tate until the next Change Date. � ' ' ' ` <br /> The Note Holder will then detetmine the amouut of the monthly payment that would be su�cient to repay the unpaid - ` ' : .:,.; <br /> � principal tbat I am expected to owe at the Change Date in fuII on the maturity date at my new iatemst rdte in , : ; <br />_ substantially equal payments.The:esult of this catculatioa will be the new aznount of my monthly payment. , _��_ - <br /> (D) Limits on lnterest Rate ChanQes • ����:: <br /> ' ' �---- <br /> • The interest rate I am reqaired to pay at the 5rst Change Date will not be greater thsn ..9.�1.�......... % or less than �-- - <br /> � � � %. Thereafter,my inte�st rate will never be iacreased or dec:eased oa any single Change Date by mo:e than � —=-_ <br /> ;37 ........ , ....................from the rate of interest I have been for ,�.--�*. <br /> •. fiNR.RN(f.AR4A9.4 D91Atl.L..�,S1A0/�.............................................. PaYmB , �•.. <br /> . , _ . .:.�..—. <br /> i the prxeding 12 months.ldy iaterest rate will nevez be gieater thaa.1�.�7.5........%. � < : - - <br /> ,< . : -';'�; <br /> (E) Eitec�ive D��of Changes � • '�����-.i <br /> �: <br /> ' My new interest rate will become effecrive on each Change Date. I wiI1 pay the aznount of my new snonthly payment � ����� <br />,,,.: . <br />:• ;� beg'mning oa the first monlhly payment date after the Chaage Date until the amouat of my monthly payment changes �� <br /> ,: ,� <br /> .� gg�iII, .�. j�'�,�'.' <br /> (� NotIce ot Chan�es '. <br /> ' - , �. . �-�. <br /> The Note Holder will deliver or mail to me a notice of any changes in my iaterest rate and the amouat of my monthly . •,;_ <br /> paymeat befo�the effective date of any change.The notice will include information required by law to be given me and _ ?.<•�=- <br /> y also the titte aud telephoae number of a person who will aaswer any questioa I may have re�rdiag the notice. _ _ ;��; ''"_ <br /> ,., •., �. , ;,. <br /> _ � � i' <br /> '::�q.� `�) ` ,_ <br /> �. 4�2ANS�ER OF THE PRO�ERTY OR A BENEFICib�INTEREST IM BORROIfJER � � ��� .`d� � � <br /> .��• 4• _ <br /> • :�.'. • ' <br /> '_k Uaifoan Covenant 17 of the Security Instrument is amended to read as follows: - � r . <br /> ,r.�_- <br /> :.:. ,��_'�'_-," ��_ <br /> Transter ai the Property or a Beneftcial Interost in Borrower.If all or any pa:t of the Property or aay interest ia it _ � •,�, - ° <br />� : •� is sotd or transfe�d(or i�a beaeficial interest in Borrower is sold or trdnsfesed and Bosrower is not natival person) '�'� <br /> .�, without Leade�s prior written consent, Lender may, at its opiion, :equire unmediate paymeat ia finll of all sums �f.:�.� _ <br />� seciu+ed by this Secuiity Inshvment.However,this op4ion shall aot be exezcised by Lender if exercise is prohibited by ''�• •� - <br /> �� <br /> federal law as of the date of this Security Instrument. Lender also shall not exercise this optioa if: (a)Boaower causes ': ��;-. �µ� '�,.----�� <br /> to be submitted to Lender information reyui:ed by l,ender to evaluate the intended transferee as if a new loaa were , <br /> being made to the traasfeiee;and(b) Lender reasonably determines that Lende�s security will not be irnpaired by the . ' <br /> ' Inan assumption and that the risk of a breach of aay coveaaat or ag�eement ia tivs Security Iastrument is accacptable '�Y����-`� <br /> • to I.ender. ���. <br /> � <br /> .�-�:.�_�� <br /> To the exteat permitted by applicable law, Lender may chaage a ieasonable fee as a condition to l,ende�s consent to Y�;�� <br /> the loan assumplion. Lender may also require the transferee to sign aa assumption ageement that is acceptable to . Y� �---•-�.;�., <br /> ' Lender and that obligates the transferee to keep all the promises and agnecments made in the Note and in tbis Security '�.��•:. <br /> Instrument. Borrower will continue to be obligated under the Note and this Security Instrtunrnt unless l.ender , <br /> ` mleases Borrower in writing. ' _.. . F...::- .. - <br />. ;��-; - <br /> �-n:�.:-�.::s:: <br /> .�. <br /> RIDER•ARMOt 2 of 3 ECOt9L Rev 07/T;SI95 <br /> _ <br /> . ' � , • �. <br /> � . - . . . <br /> . <br /> , �_ , _..__. , . <br /> • -- - . . <br /> _-.�._ <br /> , � . �.-�--- . . t <br /> ..___. <br /> - -,,-:. . . ,. .., . . • . <br /> ... . .. . , �, . .. . . . <br /> � :. ,.. � : y�: . .. ,. . , . . . . , - � .. ,,. . <br /> . <br /> . , , . . , . <br /> . • <br /> ._ . ,_=•- . ,•' . : ,•� - — - <br /> . <br /> . <br /> , • • <br /> _ _-. �_�:_�.. . ,_,.. „ - - - � - - ._� . . . . _ ,,_.• - <br /> �-�. T_ _ -- , - ,- <br /> .. • . . . <br /> . . , . ,., . ,. . <br /> . <br /> : . . .. . . . • .� _ ; , a' • , . <br /> � , . . • � . <br /> . . • . . � • ' ' _ . . . * . .. � .. . . .... .. . . , . . • .:. . �. . �-d . _- ._ . � ., .. <br />