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<br /> AD.DU�Y6t�LE RA'fE R�DPeR �
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<br /> 'i YEAR APtM . ;*r��%F:-- -�_
<br /> (OneYear Treuury Index-Rata GDs� Q���a� ,. � �Y�"�-��,
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<br /> THIS AD.DUS'd'ABI.E IBATE RIDER is made this .Rl�d�lY.R1.MA��li,.t���..................... aad is incorporated into and . ;,�; 3
<br /> ' shall be deemed to ameca.d aad supplement the Mortgige, Deed of Tn�st or S�:urity Deed (the'Sec�uity Instrument'of .
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<br /> . the same date given by the uade:si�ed (tbe "Boirowef') to secure Bo:xowe�s Adjustable Rate Note (the °Note'' to .: .
<br /> � R1�t��T!?R�i.A.���P.'Il#��4:�................................................................................................................(�he'l.ender') of the same ,. ��
<br />__ the roperty described in the Security Instrument and located at:............................................................. �';°".��!�"`�.
<br /> date and cove:ing p ...................... �r „�;'
<br /> .�x24.1Nk�:i 1t7�1i.���.Y�.GRANR.I�l.A1�iR,.i�J�.ga���rt'r';aaa'�5.................................................................................. . .,
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<br /> • 'IT�NOTE CONTAINS PROVISIONS ALLOWIIVG FOR CHANGFS IN THE IlVTEREST ,,
<br /> RA'IE AND 'I'HE MONi'�Q.Y PAYMENT. THE yOTE LIIN�S � AMOUNf Ti� - F _ ,,,,.�';�
<br /> BORROWEIt'S IlV'IEREST RA'd'E CAN CHANGE AT ANY ONE 1�VIE .�ND 'I'I� . ,
<br /> MAXIMUM RATE TE�BORROWE4t MiJST PAY. .�'f � �. �.��� ��
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<br /> ADDI7TONAI. COVENANTS. In additioa to the covenants aad agreements made in the Secauity Instrument, �.� F.
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<br /> Borrower and Lender further covenant and agoee as follows: .. :+,.:,-_
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<br />. p, INTEitEST RATE AND 11tONTHLY PAYMENT CHANGES 4 �—
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<br /> ' ' The Note provides for aa initial interest :ate of••••J.��IZ�••••••••• %. Sectian 4 of the Note provides for changes ia the ��,..
<br /> interest rate and tt►e monthly paymenls,as follows: ��—
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<br /> � 4. INYEREBT RATE AND MONTHLY PAYMENT CalANGES �_�,,:T;
<br /> �°�� (A) Ch�npeDates ��`�:.-
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<br /> : The iateczst rate 1 wili pay may chaage on the first day of.,AP.t31�.1��8................aad on that day every 12th month �.�.:.
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<br /> ..� thessafter. Each date oa w}rich my interest rate cauld change is called a'Chaage Date.' *, •°��
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<br /> ; � (B) The Index •"� � , ��
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<br /> , ge�nniag with the first Change Date,my interest rate will be based on an Index.The"Index°is the weeltly average '�}�..��_�-�:•.:�•�
<br /> � yield oa United States Treasury securities adjusted to a constant maturity of one year, as made available by the �=_��;
<br /> Federal Reserve Hoard. The most recent index figurc availabte as of the date 45 days before each Change Date is �._ : . . . .
<br /> called the"Cuirent Index.' :""�TM .,-,�.��'`�' •
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<br /> � If the Indea is no longer available, the Note Holder wiU choose a new index which is based upon comparable _ �:��,r
<br /> inforsnation.The Note Holder will�ve me notice of this choice. • : :?.,^4;'i:..>;;.
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<br /> RIDER•ARMOt /013 EC018L Rav 07/23l8S . . , ,
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