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201108846 , <br /> (E) 'Note"means the promissory note signed by Borrower and dated November 16,2011.The Note <br /> states that Borrower owes Lender one hundred eighty eight thousand and 00/100 Dollars(U.S. <br /> $188,000.00)plus interest.Borrower has promised to pay this debt in regular Periodic Payments and <br /> to pay the dcbt in full not later than December 1,2026. <br /> (F) "Property"means the property that is described below under the heading"Transfer of Rights in <br /> the Properiy." <br /> (G) "Loan"means the debt evidenced by the Note,plus interest, any prepayment charges and late <br /> charges due under the Note,and all sums due under this Security Instrument,plus interest. <br /> (H) "Riders"means all Riders to this Security Instrument that are executed by Borrower,The following <br /> Riders are to be executed by Borrower[check box as applicable]: <br /> ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br /> 0 Balloon Rider O Planned Unit Development Rider C] 1-4 Family Rider <br /> C7 VA Rider O Biweekly Payment Rider O Other(s) [specify] <br /> (I) "Applicable Law"means all controlling applicable federal,state and local statutes,regulations, <br /> ordinances and administrative rules and orders(that have the effect of law)as well as all applicable <br /> final,non-appealable judicial opinions. <br /> (J) "Community Association Dues, Fees, and Assessments"means all dues, fees,assessments and <br /> other charges that are imposed on Borrower or the Property by a condominium association,homeowners <br /> association or similar organization. <br /> (I� "Electronic Funds Transfer"means any transfer of funds,other than a transaction originated by <br /> check,draft,or similar paper instrument,which is initiated through an electronic terminal,telephonic <br /> instrument,computer,or magnetic tape so as to order,instruct,or authorize a financial institution to <br /> debit or credit an account. Such term includes,but is not limited to,point-of-sale transfers,automated <br /> teller machine transac6ons,transfers initiated by telephone,wire transfers,and automated clearinghouse <br /> transfers. <br /> (L) "Escrow Items"means those items that are described in Section 3. <br /> (M) "Miscellaneous Proceeds"means any compensation,settlement,award of damages,or proceeds <br /> paid by any third party(other than insurance proceeds paid under the coverages described in Secrion <br /> 5)for: (i)damage to, or destruction of,the Properiy; (ii)condemnation or other taking of all or any <br /> part of the Property;(iii)conveyance in lieu of condemnation; or(iv}misrepresentations of,or <br /> omissions as to,the value and/or condition of the Properly. <br /> (1� "Martgage Insurance"means insurance protecting Lender against the nonpayment of,or default <br /> on,the Loan. <br /> ' (0) "Periodic Payment"means the regularly scheduled amount due for(i)principal and interest <br /> under the Note,plus(ii)any amounts under Section 3 of this 5ecurity Instrument. <br /> HCFG-00359 <br /> NEBRASKA-SingVe Famity�Fannie Mae7Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 . <br /> VMP� . 08(11 <br /> Wotters Kluwer FinanciaV Services 201111154.0.0.0.4002-J20110824V Page 2 of 17 <br /> '1 1 6' <br />