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m <br /> � � N n� � <br /> � mm o �D m <br /> ; � n� � � �m N m <br /> o �o � , Z �O � � <br /> o� o� � O O�' � � <br /> � � zD �, < �z o - <br /> rn � G�� 0 fv 2Domo Oo Uzi <br /> � � <br /> � mcmi o � rcDi� rn c <br /> � �� � � � � <br /> cn o o �� m <br /> o° � � � <br /> � � Z <br /> O <br /> Return To: Wells Fargo Bank,N.A. <br /> FINAL DOCUMENTS T740$-01F <br /> 4101 Wiseman Blvd Bldg 108 <br /> San Antonio,TX 78251-4200 <br /> Prepared By:BOBBIE L HINSLEY <br /> 1919 DOUGLAS STRL�T <br /> OMAHA,NE 68102-0000 <br /> � 1D`� �b��, <br /> Deed of Trust <br /> Borrowers certify that this is a refinance of a debt previously secured by a deed of trust or mortgage on <br /> which the tax has been paid. The amount of the original debt was$196,128.00. <br /> Definitions. Words used in multiple sections of this document are defined below and other wards are f <br /> defined in 5ections 3, 11, 13, 1 S,20 and 21. Certain rules regarding the usage of words used in this ' <br /> document are also provided in Section 16. <br /> (A) "Security Instrument"means this document,which is dated November 16,2011,together with <br /> all Riders to this document. <br /> (B} °Borrower"is Philip S Ramsel and Christine E Ramsel husband and wife;as Joint Tenants. <br /> Borrower is the trustor under this Security Instrument. F/�/A CHRISTINE E. HEFFRON 1 <br /> (C) "Lender"is Wells Fargo Bank,N.A..Lender is a corporation organized and existing under the � <br /> laws of United States of America.Lender's address is 101 North Phillips Avenue,Sioux Falls, SD � <br /> 57104. Lender is the beneficiary under this Security Instrument. <br /> (D) "Trustee°is Wells Fargo Financial National Bank. � <br /> HCFGA0359 <br /> - NEBRASKA-Single family-Fannie Mae/Freddie Mac UiVIFORM INSTRUMENT Form 3028 1f0t <br /> VMP� 08/71 <br /> Wolters Kluwer Financial Services 201111154.0.0.0.4002•J2011062AY Page i of 77 <br /> '1 0142711 <br /> � <br /> I <br />