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'� �*�������/��/� ���.�--~- .. - _ <br /> � ' . .� � , - �����i���4������� . <br /> � �THIS AUIt35TA8t�RAt6 RII)ER is made tbis�9�! �...d�Y.of �#�P1'EMB�R .19 :92: ;�qsd`�s • <br /> ° � ;�oorporated i�ta�"s�ali ba doema�l��meed aed sapple�ent tt�e Ma�tp�.`O�eed oE Ttust or Secarity.Deed <br /> . {tMe"Seen�ity Itutcumept"3 of tbe same due sivea by t6e andetslgaed(tlit Bono�er )to s�cure Bar[a�arer�s <br /> A�lj�ttabie RatO Nou(tbe'"i�••)ta NdtWEST MORTBA06, INC.s A MINI�ESDTA .- �, - <br /> '-' �- '°.'�01GRATIt3N���._' : ,° - (tt�••Le�der")of tbe sama dsta and carrria�the.ps�eity descrlbed in <br /> the Setutity tastt�ine�t�sd bcated at: , - <br /> ... _... . 916 MFS-- ---------"... . . _.._..__ • <br /> - -- . �.,,.�,..— - -- � -- <br /> _-._-._._ POPV+ <br /> - ' L��'s� . . . <br /> ����.,�ffYS��[V�Vf�����,F����G <br /> �o�e��'�r►irw�r:TME�uwts rne�dut�Ttt�eonRawEn•s <br /> �T�ac��r n�►�c�_t��T�t�r a�'r��o TME� � <br /> : !#ATE THE� SORROINER YU$T.PAY. THE, t��l�E_�:�l�:$tt CONTAINS THE <br /> " OP't10!lT�COpYEf�711EA0aMtSTI�.ER/1?ETOA�RA�: . ; <br /> =ADDIT[ONALCOYLNANTS.Iaaddhioncotirecovcnaatsa�l ;;•���->.'�de �Y <br /> ay�; .-::. in the Securi Iastrtuneat, <br /> �;�` 84eiaaKraudLeaderfart6ercovew�et�ds8reeasfottows: ' r� ` ;.`��}''�'''`' ,'��'. <br /> ;F:. ;:; :,;:.:;:;;`" <br /> ;.. ., :.; .:.�v''� `�'::`�.�„'k:�4` . . ;'.•;�_ <br /> '`� ' :.�AnJUSrwv.�irl���rro�.vr�a�rrc�ewriri�sy�'��';' ` '�` : � � <br /> .,�n,:,. ';'. <br /> � `%} !;��t�T6e Nore provides for an initid inteiest rate oF 4.?SO 5b.i'd�k�tat�e�s t6e claages in tbe a�i,�usta6k��� ;`. <br /> � '"��Cnest rate aed tbe montblY P�Y�nts.as folbws: .`,,':;�'�` :`',,� - <br /> �tit.;�,.;� �.�� 'h <br /> .� i,�:�: , :l s, ,� :s;. <br /> �:;�"�`ADJUSTADLE 1NTERFSTRA'l'E ANO MONTHLY PAYM���'1�GES . ,�_ ::..i::��: <br /> ,..'r� �A)CMaa�e Dates , . :, -;>. .,° . ' � ,�,�'-� . � <br /> � �`�`'�� �`;'The adjastabk interest t�te I wiil pay may cbaage an the firsc daj►a!F;�,�'fOBER .14!'�'►'' `'r'_(fE,F.*, <br /> " ' .(.�I�rv`:,t'•'. - i--:�1� �. <br /> te interest rate caold��i�l�` <br /> � -°:•.��;�1E on that day every IZth month 4henafter.Each date on whicb aeJr�:__� :�_�, <br /> .. `�:��'�t 't''��<: <br /> �� t i.;,t:.-��d a"Ataage Date. ". i.-�;.•'�:_�'. •;.�,.�_ ,:,_ <br /> �r•.(�f[`�j� ���.� ```.;. .��'l:,`,,,, �t`', 1 S � 4 ,� t <br /> L,.. �'• <br /> . • 4 '9egiqdzn��ith tbe�r,siChange Tl���:my�djus[able iatere�;i�i���+��'�I,i���'�ed on an Index.The'i�"'t�4 ` <br /> :+�.��'�vtellcl�;���ge os,�.tnited S;�tes Treasury.s�cusities ad���:l�:��ant maturity of 1 ye{�r:us,,it�'��..,���;�' , <br /> �.:. <br /> � :��.G�k ts��f�� 'ia�R�rve Board.The mosr�[�adex�#�C+:;�s�s.1�.�aE`sof the date 4S days t�`ei�r�� �_ <br /> ��'�ge��scaltedthe``Currenttndex." �'��::.�:,��, , ; � ..;;, � ,�,:,:,..,: � ,.:.,+;' �'` , <br /> ! i: ' „" . ' <br /> - (,. � t � �'.:.• <br /> If th���is no bnger avaiiable.the Note l�T a b i�r ai l l�se;a new�(�i dtx t ha t is base d u p o n c o m p a i r a b l e.:�. ; - <br /> informatioa.The Note Holdet will give me noticeaYt#ps choic��.-"`: - � _ <br /> ; . (CI Gkolatba of C6ssses , �.,�,:. , . 2.75�0 <br /> =��". Befare eacb Change Date.the Note Holder wili calculate my newi�ce,r.estrate by adding =. <br /> ,''yietcentagtpqintsQ•7S4 �ol tott�e_Cpnent Index.The Note Hotder w��;Uiie�round tlx resutt of this addition - <br /> :: "to the neatts�ut�i:-eighth of one perce.p�e point 10.125�/c).Subject to tbe,�iiu�.ts stated in Section 4(�)be1ow.this <br /> =- .`'�;;=°t�anded ana��wili be my new iRt��e uatil the aext Change Date. -�:-�;:`. � . <br /> �"��I°�'� ' � The Not�Holder,u�if#:tbcA deter�isine the amount of the montbly pa�di�ne;i�at would be sufficient to repay <br /> . .. 1••..E..'.: . _ <br /> •,�����,i'.�;,.:• `� �# Y mY.�,�nterest <br /> ,�;;�: ��1 -;�,:��d�np�id principat t��sit�ea�ected to owe at the Change date in PuII�' �#�=.Ki�aturit Date at _ <br /> � .ase i»subst�ntially eqaat�p�yments.The resuk of this catculatiars,wi�l��tbe�r.w amount of mysr�n��'pay- <br /> �'+ � (D)Lis�!a�I�terest Rate Cha��es :'�.�.' " '''�':��`�:�:.. �', t�� ' <br /> The incerest rate 1 am aquired to pay at the�rst Change i�at�will not be greater than �•?�4'���s.�tt�5�;I`;,�,,�';' <br /> ' .::a',i14an 2.730 �v.Thereafier.my adjustabk iaterest rate wil l ne�•er 6e inrneased ar decreased an any singk�`ir�,�t,� <br /> ;:',;�try mone tl�an Tw0 pec�contage pointls��, �k!h��the rate of interest 1 ha��e been paying f�r the prereair,�;L�;�m�ci�s.�..� <br /> My interes;_r�te will aever be g�eate�tl�a•750ry�.whichiscaltedthe"MaximumR:ci�.%'-� , - • ' ' '' <br /> `�` T . , ...,,.:• .�.,..._, <br /> ,� (Ej�eOatedC6u�es , ., .. <br /> . My ne'v+ i:n�os�rate u�l1 becott���eti�'e on each Change Date. I will pa�the act��ur�;r��my nzv+;monthly ' <br /> .' , ' ,:.,;g�syment Ue,ginc�Ing a4.eT-;i�fitst main�',f�pay�me�tt�ste after the Change Ba.le itnc�t t�ir a..rasount nf�p'iit�nthly � <br /> [�Y�E���• � � ' : �� `: ' <br /> �,. /�� ����Q , . . . F. ,; •;� . .. <br /> ls/�����"�"a� . . . � S � . i, <br /> � 7'he Na�;i�vlder will deliver or maii to me v notice of any chaases irr m}��adjust�lile;i��t�i�;�t r���,:�std ttie,�.`;��',_ <br /> � amount a�aiy`mant6ty payment hefare the effective datr af any rh�nge.'Etie ac�tice w�iif�:�iisttud�l�'ai�r�ation ' <br /> >�� <br /> requined 6y taw to ise given me and also�he titie and eelephc+ne nwnber of a p�r�c�n_aha aii4 answur.apy>.yuestion �� <br />- I may Uave tegnrding the nMice. . <br />- �.FIX�1NTERFb7'It�17'E UP'�'L�1V <br />= The 1W�te provides far Ihe Borrqa�er's apti�n ta con�ert fmm an adju�table interest rate with interest rute <br />- 1lmits w�fitrd ituerest tate.�t�llaws: . <br /> = S.F1XED INTF�ST INTL COIVY�R5IUN[W'FIaN , � <br /> �Al Opl�W C��ett to L+Ised Rrte <br /> � 1 have�`C4myetsinn Optic+a thxl l c�n exercicc untr��t am in detault ar Ihic Ser�ion SIA�will ite�t permit <br /> . me to da so.'�'t�t'`Can+Yrs9nn Uptjat�'i�my�+pti�n to coe�nn�6e intercst rate I:un requireJ to p.ty by thi�W+te <br /> from an�djust�bk tatl�with iaterrst ratc limit�tn tht tircd rate cakutatcd under 5ectian 51 B�beknti: <br /> - � � '[he can�etsioo r�n dnl}!�1►e place vn a datel�l�peeifitQ Cry�the 1T�te Holdcr during t6e peti�i t�eFinning�n <br /> - the Cnt C6�nge�ate and end'in��n�hc tit�h C fiange bate.�arhiLatc aa ufiich m}ailju.if�5fc intere��race r:u� <br /> mmert m ttrc�r fiac�!tatc is ralted thr"C�nn��i�rr U.3ae" � _ <br /> - - -tNN�1�T�t lIA�1110f1t—�AMMI�t�MS/--S�cyrir-,���1NIrT�Mr�hllsileWli�tMYrtswr�tNesilt�t�M. - - <br /> - - lrfrFt rdf�t�i . ,n,a.�.a:r�a�, <br /> � t , <br />