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20110$417 Proparty is tocated and sha{f mait copies of such notice in the manner prescribed by Applicable Law to Borrower and to the other persons prescribed by Applicable Law. After the3ime required.by Applicable iaw, Trustee shall give pubiic notice of sale to the persons and in #he manner prescri¢ed by Appiicabie Law. Trustee, without demand on 8orrower, shall sell the Praperty at public auction to the highest bidder at the time and piace and under the terms designated in the notice of sale in one or more parcels and in any order Trustee dete�minas. Trustee may postpone sale of all or any parcel of the Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee may purchass the Property at any sate. Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying tbe Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the saie in the fottowing orderr Ia) to ail costs and expenses of exercising the power of sale, and the sale, including the payment af the Trustee's fees actually incurred and reasonable atta�neys' fees as permitted by Appiicable Law; (b) to all sums secured by this Security Instrument; end (c) any excess to the person or persons legally entitled to it. 23. Reconveyance. Upon payment of aii sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shaii surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shatt reconvey the Property withoUt warranty to the person or persons legaliy entitled to it. �uch person or. persons shall pay any recordation costs; Lender ma� charge such person or persons a fee for reconveyin� the Property, but onty if the fiee is paid to a third party (such as the Trusteef for services rendered.end the charging of the fee is permitted under Appiicable Law. 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor t�ustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to aU the title, power and duties conferred upon Trustee herein and by Appiicable Law. 25. Request for Natices. Borrower requssts that copies ot the notice of default and saie be sent to Borrower's address which is the Property Address. ' BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witnesses: ' n / � �..� /�� lSeap Keith J McTavish - Borrower --��° �__�___� (Seail !� U Debra J McTavish - Borrower [Space, Selow This Line For Acknoarvtedgmentl INDIVIDUAL ACKNOWLEDGMENT STATE OF �JL�1 f-A��.- ) SS COUNTY OF `�Ffi'�LL 1 On this day before me, the Lndersigned Notary Public, personally appeared Keith J McTavish and Debra J McTavish, Husband and Wife, to me known to be the individuals described in and who executed the Deed of Trust, and acknowledged that they signed the Deed of Trust as their free and voluntary act and desd, for the uses and purposes tMerein mentioned. ,� 1 Given under my hand and official seal this � day of `�}` � 6'Y��--� �'20� Z gy �� '�S Notary Pu61ic in and for tha State of �� GENERAt. NOTARY - State of Nebraska Resiaing at ��C� ��r� LAURIE CLEMANS My commission expires `Z� Z--�� My Comm, fxp. Dec. 25, 2012 LASER PRO Lending, Ver. 5.58.20.001 Copr. Harland Financiaf Solutions, Inc. 1997, 2011. Ail Rights Reserved. - NE G:\LASERPRO\CFI\LPL\G04.FC - �R-63599 PFi--166 ' `: NEBRASKA-Singte Family-Fannie MaelFreddie Mac UNIFORM INSTRUMEIVT ' Page 7 of 7 Form 3028 1I01