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<br />transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is
<br />the transfer of title by Borrower at a future date to a purchaser.
<br />If all or any part of the Property or any Interest in the Property is soid or transferred (or it Borrower is not a natural
<br />person and a beneficia{ interest in Borrower is sotd or transferred) without Cender's prior written consent, Lender may
<br />require immediate payment in full of ali sums secured by this Security Instrument. However, this option shati not be
<br />exercised by Lender if such exercise is prohibited by Applicabie Law.
<br />If Lender exercises this option, Lender shall give 8orrower notice of acceleration. The notice shall provide a period
<br />of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must
<br />pay all sums secured by this Security Instrument. If Borrower fails to pey these sums prior to the expiration of'this
<br />period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demantJ on
<br />Borrower.
<br />19. 8orrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have
<br />the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (al five days
<br />before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as
<br />Applicabie Law might specify for the termination of Borrower's right to reinstate; or (c1 entry of a judgment enforcing
<br />this Security Instrum�nt: Those conditions are that Borrower: (ai pays-Lender atC sums which then woui3 be due under
<br />this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants
<br />or agreements; (c1 pays all expenses incurred in enforcing this Security instrument, inciuding, but not limited to,
<br />reasonabie attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting
<br />Lender's interest in the Property and rights under this Security instrument; and !d) takes such action as Lender may
<br />reasonably require to assure that Lender's interest in the Property and rights under this Security instrument,'' and
<br />Borrower's obligation to pay the sums secured by this Security lnstrument, shall continue unchanged. Lender may
<br />require that Borrower pay such reinstatement sums and expenses in one or more of the foifowing forms, as selected by
<br />Lender: (a) cash; (b) money ordar; (c) certified check, bank check, treasurer's check or cashier's check, provided any
<br />such check is drawn upon an institution whose deposits are insured by a federai agency, instrumentality or entity; or (d)
<br />Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby
<br />shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shafl not apply in the
<br />case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note
<br />(together with this Security InstrumentY can be sold one or more times without prior notice to Borrower. A sale might
<br />result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due under the Note and
<br />this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Sec'urity
<br />Instrument, and Appiicable law. There aiso might be one or more changes of the Loan Servicer unrelated to a sale of
<br />the Note. If there is a change of the Loan Servicer, Borrower wiii be given written notice of the change which will state
<br />the name and address of the new Loan Servicer, the address to which payments should be made and any other
<br />information RESPA requires in connection with a notice of transfer of servicing. if the Note is sold and thereaher the
<br />Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obiigations to
<br />Borrower wili remain with the �oan Servicer or be transferred to a successor Loan Servicer and are not assumed by the
<br />Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant
<br />or the member of a class) that arises from the othar party's actions pursuant to this Security Instrument or that alleges
<br />that the other party has breached any provision of, or any duty owed by reason of, this Security instrument, until such
<br />Borrower or tender has notified the other party (with such notice given in compliance with the requirements of Section
<br />15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to
<br />take corrective action. if Appiicable Law provides a time period which must elapse before certain action can be taken,
<br />that time period wilt be deemed to be reasonabie for purposes of this paragr,aph. The ;notice of acceleration' and
<br />opportunity to cure given to Borrower pursuant to Sectiort 22 and the notice of acceleration given to Borrower pursuant
<br />to Section 18 shaii be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section
<br />20.
<br />21. Hazardous Substances. As used in this Section 21: (a1 "Hazardous Substances" are those sUbstances
<br />defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances:
<br />gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents,
<br />materiais containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federa4 laws
<br />and faws of the jurisdiction where the Property is located that relate to health, safety or environmental protection; (c)
<br />"Environmental Cleanup" includes any response action, remediai action, or removal action, as defined in Environmental
<br />Law; and (d1 an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an
<br />Environmental Cieanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances,
<br />or threaten to release any Hazardous Substances, on or-in the Property. Borrower shall not do, nor ailow anyone else
<br />to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an
<br />Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a
<br />condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the
<br />presenca, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to
<br />be appropriate to normal residential uses and to maintenance of the Property (inclutling, but not limited to, hazardous
<br />substances in consumer products).
<br />Borrower shali promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action
<br />by any governmentai or regulatory agency or private party involving the Property and any Hazardous Substance or
<br />Environmentai Law of which Borrower has actuaf knowledge, (b) any Environmental Condition, including but not limited
<br />to, any spilling, leaking, discharge, release or threat of re{ease of any Hazardous Substance, and (c) any condition
<br />caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property. tf
<br />Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or
<br />other remedietion of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all
<br />necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on Lender
<br />for an Environmental Cleanup. '
<br />NON-UNtFORM COVENANTS. Borrower and Lender further covenant and agree as follows: '
<br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration foflowing Borrower's
<br />breach of any covenant ar agreement in this Security Instrument (but not prior to acceleration under Section 18 unless
<br />Applicabie Law provides otherwise►. The notice shaH specify: (a) the defauit; (b) the action required to cure the default;
<br />(c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and
<br />td1 tfiat failure to cura the default on or before the date specified in the notice may result in acceleration of the sums
<br />secured by this Security Instrument and sale of the Property. The notice sha11 further inform Borrower of the right to
<br />reinstate after acceleration and the right to bring a court action to assert the non-existence of a defauit o� any othar
<br />defense of Borrower to scceleration and sale. If the default is not cured on or before the date specifled in the notice,
<br />Lender at its option may require immediate payment in full of all sums secured by this Security lnstrument without
<br />further demand and may invoke the power of sale and any other remedies permitted by Applicable Law. Lender shall be
<br />entitted to collsct a!{ expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited
<br />to, reasonabie attorneys' fees and costs of title evidence.
<br />if the power of sale is invoked, Trustee shall recard a notice of default in each county in which any part of the
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM iNS7RUMENT Form 3U28'1I01
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