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201108381 designa�ed�sul�stitute notice�ddress by notice to Lender. Borrower sha11 promptly notlfy Lender of Borrower's challge of address. If Lender speciiies a procedure for reporti�7g Borrower's chan�e of�ddress, t11ei1 Borrower shall only report a change of address tlu�ough that specified procedure, There inay be only one designatec�i�otice�ddress undar this Sectiu•i�y Insti°uinent at any ane time. Any notice to Ler�der sha11 be given by deliverin�it or by rnailing it by firsti class mail to Lender's adclress stateci herein unless La�lder has desigizate� another address by notice to Borrower. A�zy notice in connection with this Security Irlstrurnent sha11 not be deeriled to have been given to Lender until actitally reoeived Uy Lender. If any notice required Uy tlus Security Instrument is also rec�uired tulder Applicable Law, the ApplicaUle Law requireinent will s�ttisfy the corresponding requirement under this Security Instruinent. 16. Governing Law; Severability; Rules of Construction. This Security Instru�nent s11a11 Ue governed Uy federal la�v and the law of the jurisdiction in which tlie Property is located, All rights and obligations eontiaiiied in this Security Instrument are sLibject to any requireinents and limitations of ApplicaUle Law. Applicable Law might explicitly or implicitly allow the pa1•ties to agree l�y contracti or it might be sile�zt, but suclz silence sli�ll not be construed as a prohibition agains't agreement by contract. Iii the event t11at any provision or clause oI'�his Security Instrument or the Note conflicts vvith Applicable Law, suc1�conflict shall not affecti other�provisions of this Se�urity Instniment or tha Note which can be given effect without the �conflicting provision. As useci in this Security Ins�ruinent: (a)words of the masculine gender sha11 snean and inclLide corresponding neuter words or words of the faminine gendei; (b)words in the singular shall inean and include the plural and vice versa; and(c)the word"may" gives sola discretion withoLit any oUligation to take any action. 17. Borrower's Copy. Borrower shall be given one cop�of the Note ancl of this Security Iilstrument, 18. Transfer of the Proper�y or a �eneficial Interest in Borrower. As used i�1 this Section 18, "Interest in the Pro�erty" �i1�a�1s�ny legal or 1�eneficial interest in tl�e Property, inchiding, Uut not liinited to, tliose l�eneficial illterests transferred in a bond for deed, contr�ct for deed, installment s11es contract or escrow �gi•eement, the inte�t of wliich is the transfer of title by Borrower at a fnture d�te to a purchaser. If all or any p�rt of the Property or any Int�rest iu the Property is sold or transferred(or if Borrower is�not a n�tur�l peison aiid a benefici�l interest iii Borrower is sold o7•transferred)without Leiider's prior written consent, Lei�dei•may reqttire xm�llediate payment in fiill of all sums se�LU•ed Uy this Security Instl�tiuilent. However, this option shall not be exercised Uy Lender if such exei•cise is�rohibited by Applicable Law, If Lender exercises this option, Lender sh�11 give Borrower notice of acceleration. The iiotice shall provide a period of not less than 30 days from the date the notice is given i�accordance with Sectinn 15 witliin wluch F3orrower inust pay all sums seciired by this Security InstrLirnent. If Borrower fails to pay these sums prior to the ex�iration of this period, Lender inay uivolce any reinedies perii�itted by tlus Security Instruinent without fiu•ther notice or clemand on Borrower. 19. �orrower's Right to Reinstate After Acceleration. If Borrower ineets certain conditioils, Borrower shall ha.ve tlre�right to have euforceii7ent o£this Sectu•ity Instrume�7t discontiuued at a�1y time prior to the earli�st of; (a) �ive days before sale oF the Property pursuant to any power of sale coiitained in this Security Instrtuiient; (b) such other period�s Applic�Ula Law inight specify for the termination of Borrower's right to reiustate; or (c) ent�y of�judginent enforcing this Security Instrun�ent. Those�conditions are that Borrower: (a)pays Leiider all sun�s wliich then woulcl be due under this Seourity Instrulnent aud the Note as if no acceleration had occurred; (b) cures aiiy defatllt of any other coveiiatits or lgreements; (c)pays�tll expenses incurred iti enforculg tl�is Secu1•ity Tnsti�unent, including, but not Iimited to, reasollable attorneys' fees, p1•operty inspection and valultion fees, and other I'ees incurred for the purpose of protecting Lender's interest 231205 NEBRASI(A-Single Fam ily-Fannie M ae/Freddie M ac UNIFORM INSTRUM ENT Form 3020 1 I01 VM P b VM P6(NE)(1105) Wolters Kluwer Financial Services Page T2 of 17