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201108381
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3/7/2012 11:10:14 AM
Creation date
11/7/2011 12:59:21 PM
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DEEDS
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201108381
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201108381 <br /> 12, Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the tiine for payment or <br /> mo�lificatioii oF ainortization of the suins secitred vy this Security Instrument�raiited by Lender to Borrower <br /> or any Successor in Inte��cst of Boi�rower shal'1 not operate ta release the liability of]3orrower or any <br /> Successors in Interest of Borrower. Lender sha11 iiot be required to cominence proceedings lgainst any <br /> Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify ainortization <br /> of tlie stuns secured by tliis Security Instrument Uy reason of any deinand in�de Uy the original Borrower or <br /> any Successoi•s in Iilterest of Borrower, Any forUearance by Lencler in exercising any right or reinedy <br /> inclucling, without limitation, Lender's acceptance of payii�ents fi•om thii•d persons, entities or Successors in <br /> Interest of Borrower o�•in�moun�s less than the auiount then due, sliall izot be� �vaiver of or preelude tl�e <br /> exercise of any right or remedy. <br /> 13. Joint and 5everal Liability; Co-signers; 5uccessors and Assigns Bound. Borrower covenants ancl <br /> agrees that Borrower's obligations and liability shall be joint and several. However, 1i�y Borrower who <br /> co-signs this Security Iilstrument bat does not ex�cuta the Note(a°co-signer"): (a) is co-signing t11is <br /> Sectu�itiy Instruinent only to mortgage, grar�t and convey the co-signer's interest in the Property unc�er the <br /> tei7ns of this Security�IiistrLUnent; (b) is not pei•sonally obligated to p�y the suins seeured by this Security <br /> Instrument; and(c)ag�•ees ihat Lender and�ny othet•Borrower can agree to extencl, inodi�'y, forbear or nzalce <br /> auy accoirunod�tions�witli regarc�to t11a��erins oC tlus Security Instrtiunent or t17e Note without the co-signer'�s� <br /> consent. <br /> SuUject to the provisions of Seciion 18, any Stitccessor in Interest of Borrower who assumes Borrower's <br /> obligatioi�s ui�de�t11is Security Ii�strulnent iri writing, and is a�pprovecl by Lender, sha11 obtain al�of <br /> Borrower's riglzts and benefits under this Security Instrtimeirt. Borrower s11�11 iiot Ue released from <br /> Borrower's obligations and liability u�der tliis Security Iust�uinent unless Lender�gr�ees to snch release in <br /> wi'itii�g. The covenants a11d agreen�ents of this Security Instruinent shall bind(except as provided in Section <br /> 20) and benefit the successors and assigns of Lender. <br /> 14. Loan Charges. Lender may charge Borrower fees for services perforrned in connection with Borrower's <br /> def�ult, for the purpose of protectiiig Lender's interest in the Property and rights under this Security <br /> Instr�ment, including, but not lunited to, at�oriieys' fees, �roperty iilspection and valuation fees, In regarcl to <br /> any other fees, the absence of express atirthority in this Security Insti`ument to chal•ge a specific fee to <br /> Borrower shall not Ue constrLted as a prohiUition on the chai•�ing of sucli fee. Lender may not ch�rge fees <br /> that are expressly�rohibited by this Securit�IsistrL�ment or Uy Applicable Law. <br /> Tf the Loan is su�ject to a law wluch sets maxiii�um loan charges, and tllat law is finally interpreted so tha� <br /> the interest or other lo�s�cha�ges collected or�to be collected in connection with the Loan oxceed the <br /> perinitted liinits, then: (a) any sucli loan chlrge sha11 bs redttced vy the amount necess�ry to reduce�;he <br /> charge to the�ernutted linut; and(b) aliy sums already collected Lrom Borrower which excoet�ecl perrliitted <br /> limits wi11 be refuiided to Borrower. Lender inay choose to malce this refund by reducing tlie principal owed <br /> under the Note or vy malcing a clirect payment io Borrower. If�t rerund reduces prirzcipal, the reduetion wi11 <br /> be tre�ted as a partial prepayment without any prepaysilei7t charge'(whetlier or not a�i�epayment charge is <br /> provided Poi uilder t11e Note). Borrower's�cceptailce of aiiy such refiind made by direct payineilt to <br /> Borrower wi11 consCitute a waiver of any right of lction Borrower miglit liave�rising out of such overcharge. <br /> 15. Notiees. All notices given Uy Bori•ower or Lendei•in connectioii with this Security Iizstrument must Ue in <br /> writing. Any notice to Borrower in comiection wi�h this Security Tnstrttnient shall ba deemed to have bean <br /> given to B�z•rowet•when mailed by�irst class mail or when activally delivered to Borrower's notice address if <br /> sent by other ineaus, Notice to any one Borrower sl��ll constitute notice to all Borrowers unless Applicab7e <br /> Law expressly requires otilierwise. The notice�ddress shall Ue the Property Adclress unless Borrower lias <br /> 231205 <br /> NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 302a 1J01 <br /> VM P O VMP6(NE)(1105) <br /> Wolters Kluwer Financial Services Page 41 of 17 <br />
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