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2Qi108353 Borrower shali I�romptly discharge auy lien which has priority over this Security Instr�t unless Borrower': (a) agrees in writing to the payment of the obligation sea�rad by the lien in a mann� accep�able to Lender, but only so long as Borrower is Performing such agree�r►ent; N) contests the lien in good faith by, or defends against enforcement of the lien in, legat proceedings which in Lendea's opinion ope�e to prevent the enforcement of the lien while those proceedings are pmding, but only until such proceedings are concluded; or (c) secures from the holder of the lie,n an agreement satisfactory to Lender subord'mating the lien to this Security Instrument. If Lender determines that any pazt of the Property is subject to a lien which can attain priority over this Security Inshvment, Lender may give Borrower a n�ice icientifying the lien. Within 10 days of the date an wlrich that notice is giveq Borrower shall satisfy the lien or take ane ar �re of the actians set forth above in this Section 4. L�der may require Borrower to pay a ono-time charge for a real estate tax verificatian and/or reporting service used by Lender in connection with this Loan. 5. Property Insuraace. Borrower shall keep the improvements now existing or hereafter erected on the Property insureci against loss by fire, hazards included within the term "extended coverage," and any other bazards including, but not limited to, earthquakes and floods, far wlrich L�der requires insurance. This insurance shalt be maintained in the amounts (including deductible levels) and for the pe�iods tbat Lenxder raquires. What Lender requires pursuant to the preceding s�tences can chang� during the term af the Loam. The insurance carrier providing the insurance shall be chosen by Boirowea subject to Lender's right to disapprove Borrower' s choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one-time charge far flood zone determination, cx�tification and tracking services; or (b) a one-time chazge far flood zone de�mi�on and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such detennination or certification. Borrower shail also be responsible for the payment of any fees impc>sed by the Federal Emergency Management Agency in conneckion with the revie�w of any flood zone azternzination resulting from an objecaon by Borrower. If Borrower fails to maintain any of the coverages describeti above, Lender may obtain insurance coverage, at Lender's option and Bonower's expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Le�der, but might � x�tight not protect Borrower, Borrower' s equity in the Property, or the cantents of the Property, against anY ris� hazard or liability snd might provide greater or lesser coverage than was previousty in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed tl� co,� of insurance that Borrower coutd have obtained. Any amounts disbursed by Lender under this Sectian S shall become additional debt of Borrower secured by this Seci�rity Instrument. These amounts shall beat int�rest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject ta Leffider's right to disapprove such policies, shall include a standard mortgage clause, aud shall natne L�cler as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renevvat cerEificates. If Lender requires, Borrower shatl promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance cov�age, not otherwise require�l by Ixnder, for da�nage to, or deshvction o� the Properiy, such policy shall include a standard mortgage ciause and shall name Lender as mortgagee and/or as an additianal loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and L�d�. Lender may make proof of loss if not made promptly by Borrower. Ur►less Le�der and Borrower otheiwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Properry, if the restoration ar repair is economically feasible and Lender's security is not lessened. During such repair and re.storation pe�iod, Lender shall have the right to hold such insurance procceds until Lender has had an apportunity to inspect such Properly to ensure the 2200173107 D V6AN8 NEBRASKA - 3ingie Family - Fannle MaelFreddle Mac UNIFORM INSTRUMEM W�I'H M9iS � �-6A(NE� tos� o� Pae. e ot � s mroara: �,�• Foim 3028 1/01 m