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<br /> EiIAT�JS'TABL�I�TC RIDE�3 ��� �C��.��� � .
<br /> ' (Wall Stmet Jnurn�l Pdmc Rate)
<br /> � , � „� �t;�i9'7 ,
<br /> ,.> THIS R►DJUSTABLB RATE RIDERis madc
<br /> ' and is incarporated into nnd shall bc decmed io amend and supplement the Jvlort��+ge o�f 4F�cr�tr�►fdate given by the undcrsigncd
<br /> r (thc"Barrowcr")to secure Borrower's Note(thc"Notc")to '�' '��" '' � '� � �
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<br /> ',;,+-��t �ri t i�it�r,� c�'.'���� Y c.r r i u i ��he "Gender")of thc samc datc and covering the praperty dcscrilxd in thc Mortgngc and
<br />'����� locatcd at; .
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<br /> _ a �.,� I I I 't I I '.I� (t'raperty A rcs�l ---
<br /> ; C(DNTAINS PROVISiONS f►4WWING F�DR CHANGFS 1N THE INTERFST RATE AND THf r'
<br /> �`�� THF. NOr1'N
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<br /> • PAYMENT5.THE N�['E I.IM175 THE MAXIMUM INTER�'T RATF.TH�BO12ItO1VFR MUST PA . —
<br />- ADDITIONAI.COVENANTS: In addition to the covenants and agc�eements made in the Mortgag�Borrower and Lender
<br /> - further wvenant and agme as follows;
<br /> ' IN'CEREST C�'IANGFS —.
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<br /> .� Chpnge Dates r�r�/97 —
<br />���'``•�`��. Thc interest rate Borrower will pay may chanBe on the first day of ''
<br />�'F:.:�,` and on the first day of each month after that date until the maturity date.Each date on whlch the rate could change is called �
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<br /> -1. t�• a"Change Dace:'
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<br /> 4ti:'��`�� The Index
<br /> n�a1�t rt
<br /> -� ?•' • The intemst rate is based on an Index.The"Index"ts the Prime Rate(the highest prime ratc published daily in The WaA treet
<br /> �_�
<br />"°�"�"1 Journal"Money Rutes"table).
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<br />��:,'`;�•���.��+:r,i� The[ndex on the date of this Note is
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<br /> �T.,�;�,;�„�.� Ca�kulydon ot Changes � ��_�
<br />""`'"�'"'``" On each Change Dat�the Lender will alculate the new intec�est rate by adding
<br /> :ti:�::�, 17.�i� %.
<br />'°`'"`-'�"�`�"�� pementage point(s)( ��1� % )to the Current Index;however,the interest rate�vill neverbe gmater than
<br /> �'� The amount of the scheduled payment will not change.Increases in the interest rate may cause the�in�l payment to increase.
<br /> �$�'�P"�L�
<br />, __ _ Borrower may ectend the payments for up to six months.
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<br /> __�---=� NoNa ot Cluinges
<br /> ---�—� The Lender will send Borrower a nodce once a year.The notice will include:the current and prior index values and interest
<br /> rates,the loan btilance and the payment amount necessary to pay the loan in full by its stat�d maturity date.
<br /> � BY SICINiNG BEIAW Borrower aocepts and agrees to the tem�s and covenants contained inthis Adjustable Rnte Rider.
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