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<br /> paymcntti mny no lunl;cn c�rc��uircd,iu dic option�zP l.cndcr, if mc�rtgubc insurnncc covci.�gc(in thc nm��unt snd fnr tl�e periud
<br /> ,� � that l.cndcr rcyuircti) pruvidcd by an insurcr npp�•ovcd by L,cnder���nin bcamics uvuili�blc and is obtaincd. Bnrrawcr shctll pay __
<br /> '. �• "i �hc premiums rcyuircd to mnintnin murtgiigc insurancc in cffcct,or to providc i�I��tis re�xrvc,until thc rcqui�cment fur nwngugc
<br /> ' insurance ends in accc�rdnnce wlth nny written ugreement hetween Eiorrower and l.ender or appli�:iible luw. �
<br /> 9. lnspcction. L.cnder or its agcnt may m:tke�casonublc cutrics upim und in,pe�tiun�uf the Pruperry. Lcndcr shall givr. �_-
<br /> `�<�3:''n.'.-�-" purro�vcr noticc at thc timc of or priur to nn inypcction spccifyinb rcasonnblc causc for thc inspcction.
<br /> - !0. Ca�ndcmnuUon. Thc prorr.eds of cu�y u�vard�ir clnim for damagcti, dircct or conscqucntinl, in conncction with any
<br />-__-- condcmnatian or uthcr tuking of uny part of thc Property, or for caivcyunce in licu of condemnation. urc hcrcUy ussigncd und 4
<br /> ,. shall bc puid tn I.A;ndcr.
<br /> T � In thc cvcnt nf u mtul tnk�ng of thc Property,the procccds shull be applicd to the sums sccurcd by this Securiry lnstrument,
<br />" whether��r not then due, with nny excess paid to Bonower. In the event of u partiul taking af the Property in which the fair -_
<br /> � • markcc vidue af the Property immediately beforc the taking is equul to or greater than the amount of the sums secured by this
<br />��I� .`� '" Security Instrument immediately bcfore the tuking,unlcss Borrower and Lender othenvise agrce in writing,the sums secured by
<br /> thic Security [nstniment shull bc reduced i�y the amount of thc procecds multiplied by the following fraction: (a) the total
<br /> ".:� • mnount of thc sums securcd immeciiatcly before the taking, divided by (b) the fair market value of thc Property immediately
<br /> '��'C;���� before the taking. Any balance shall be pald to Borro�ver. In the evcnt of a partial ta�cing of the Property in which the fair
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<br /> mnrket valac nf thc Praperty inunediately bcfbre the taking is Icss than the amount of ehe sums secured immediutely before the
<br />`_ '���'��.� .' taking, unlcss fionower and Lender otherHise ugrce in writing or unless applicublc law o2herwise provides, die proceeds shxll
<br /> ::��*:: be upplied to the sums secured by this Security Instrument whether or not the sums are then due. _
<br />_ ''��� I If the Propeny is abandoned by Horrower, or if,after notice by Lender to Borro�ver that the condemnor offen to make an _
<br /> nward or settle A claim for damages, Borrower fnils tn respond to Lender within 30 duys after tt�e date the notice is given,
<br />:_:�:_;��r,, � Lender is authorixed to collect and apply the proceeds,nt its option,either to restoration ar repair of the Property or to the sums �
<br /> __-____= secured by this Securiry Instrument.whether or not then duc.
<br /> �- Unless Lender and Borrower otherwise asree: in writing, any application of proceeds to principal shall not extend or �
<br /> _�__-�-°-''-�� postpone the duc date of the monthly payments referred to in paragruphs 1 and 2 or chan�e the amount of such payments.
<br /> 11.Borrowcr Not Released; Forbearance By Lender Not a Welver. Extensian of the time for payment ar modification
<br /> - = - of amonization of the sums secured by this Security Instrument granted by L.ender to any successor in intereat of Horrower shall
<br /> :r�s� not onerute to rclease the liability af the originnl Borrower or Bonower's successors in interest. Lender shall nat be rec�uired to
<br />--��_�__�� commence proceedings against any succ�ssor in interest or refuse to extend tirr.e for payment or othenvise mod�ty amortization
<br /> -_� — of the sums secureci by this Security Instrument by reason of uny demand madc by the original Bottower or Horrower's
<br /> " -- successors in interest. Any forbearance by I.ender in exercisin�any right or remedy shall not be a waivcr of or preclude the
<br /> ='��� exercise of any right or remedy.
<br /> __- 12. Successors tutd Asslgns 8ound; Joint und Several Lisbtlity; Co•sl�ners. Thc covenants and agreements of this
<br /> Secu�ty Instrument shall bind and benefit the successors and assigns of I..,ender and Borrower, subject to the provisions of
<br /> paragraph 17. Borrower's covenunts and agreements shall be joint and several. Any Borrowsr wlio co-signs this Security
<br /> � Instrument but does not execute the Note: (a) is co-signing this Szcurity Insnument only to mortgage. grant and wnvey that
<br /> Bonower's interest in the Property under the terms of this Security Instniment; (b)is not personully oblignted to pay the surns
<br /> ��� secured by this Security Instrument;und(c)ngrees that l.ender and uny othcr Borrower may agree to extend, modify,for6ear or
<br /> makc any accommodntions with regnrd to the terms of this Securiry Instrument or the Note without that Borrower's consent.
<br /> 13. I,oan Charges. If thc loan secured by this Security Instrument is subject to a law which sets maximum loan charges,
<br /> and that law is finally interpreted so that the interest or other loan charge.s collected or to be collected in connection with the
<br /> loan dxceed the permitted limits,then: (n) any such loan chasge shull bc reduced by the amount necessary to reduce the charge
<br /> to the permitted limit;and(b)any sums alrcady collected from Borrower which exceeded permitted limits witl be refunded to
<br /> Borrower. Lendcr may choose to make this refund by reducing the principal owed under the NoM or by making a direct
<br /> payment to Borrower. If a rcfitnd reduces principal, the reciuction will be treated as a partial prepayment without any
<br /> prepayment charge under the Note.
<br /> IA.Nottccs.Any notice to Bonower provided for in this Security Instrument shall be given by delivering it or by mailin�
<br /> it by first clnss mail unless applicAble law requires use of another method. The notice shnll be directed to thc Property Address
<br /> or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by 6rst class mnil to
<br /> Lender's address state�i herein or any other address Lender designates by notice to Borrower. Any notice provided for in this
<br /> , 5ecurity Instrument shall be deemed to have beeo givcn to Borrower or Lender when given as providcd in this paragraph.
<br /> „ ' 15. �overntn� Law; Sevcrabllity. This Sccurity instrument shall bc governed by fedcral law and thc law of tlic
<br /> _�-=��±�-�.� jurisdiction in which the Property is located.In the event that any provision or ctause of this Security Instrument ar the Note
<br /> —_= contlicts with applicable law, such cbnflict shall not affect other provisions of this Security Instrument or the Note which:.an be
<br /> �����s„��; given effect withaut the conflicting provision. To this end the provisions of this Security instrument and the Note are declared
<br /> — --=—,� to be severable.
<br /> _��-��, 16. Borro�ver's Capy.Borrower shall be�iven one cunformed copy aF the Note and of this Security[nstrument. _
<br />-- y�"�`•��� Form 3028 9/80
<br />-- .'YIF�X7� Pope 4 of 6
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