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201107842 reqnired Uy RBSPA, and Bon•ower shall pay to Lender tl�e amouut necessary to make up thc dcficiency in ac;cordanoe�vitli RESPA, but in no more than 12 montlily pxymc��ts. Upon payment in iitll oP all sums sectved by Chia SccC�rity ii�sh�ument, Lender shall prompCly refw�d to 13orrowor any Fui�da held by Lender. 4, Charges; Liens. Borrowar shall pay all t�xes, assesemenfs, charges, fines, aud impositions atfribL�tablc to the Property which caix attain priority over Yhie Seourity Instrumenl, ]oas�hold payments or groimd rents on Hie Property, if any, �aud Coinmtiuiity Associa�tiion Dues, Feea, and Assessments, if any. To tha axtenC 8iat Uiese items are Escrow Items, Borrowor shall pay them in the mumer provided in Seutrou 3. Borrower sh�tll proinp('ly dischargc any lien which has prioriCy over this Securify hintrument unless I3orrower. (a) agrees in writing Co the pagnnent of thc �Uligation secured by the lien iu a manner acceptable to Lcndcr, btirt only so long as Borrower is performing suoh agroon�c�it; (b} contests tl�e lien in good faith l�y, or defends ag�insC enforccment of The lien in, legal proceedings whioh in Lc��dor's opinion operaPe to prevent the enforcemenY of the lien while tl�oso proceedings are pending, Uut only until such proceedings ara concluded; or (c) secures £rom the holder of the ]icn an agreement eatisfaetoiy W Lencier subordinating flie lien to this Seciu�ity Instrument. If Lender determir�as that any p<ut of tl�e Pioperty ie si�l�jeot ta a lien wl�icl� cav attain�riority �ver tliis Sect�riYy Inehuruent, Lender may give Borrower a notiae identifying the lien, Wit2iin 10 �iays aP tha dato on which 11iat noGice is g�iven, Boirower shall satiiefy thc 7ien or take one or more of tl�a actions set£orth above in ihi� Scction 4. Lender may reqnire Borrower to pay a one-tima chacge �l'or a real eaYnte[EUC verification and/or rcpordi� setvice uged by Lender in connection wiCh Chis Loan. 5. PropeYty Insurarree. Borrower shnll keep Lho improvemente now existiug or hereafter ereoted on Che Property insureci ngainsti loss Uy tire, hazards included witltin the term "exCended covcrage," aud any oChar hazards including, bnt nnC limifed to, earthquslree and Floods, for wliich Lender ceqnire.c insurancc, This iusurance shall be maintained in the amoimts (including deductible levels) tuid f'or the pexiods that Leudar requires. Whxt Lender requires pursuant to [he prececling senCenocs can clxange during the tenn of tlie Lonn. The ina'i�rauee carrioe providing the insuruice shell be chosen by Borrowex subject to Lender's right to disapprove Boreower's choice, whicll rigl�t s1�a11 not be exercised unreasonnbly. I,ender may requirc Rorrower t�o pay, ia comieoYion with this Loan, eifher: (a) a ouc-tiine chaa'ge for �flood zone determination, certification and tracking services; or (b) a one-time charge�for Plooci zone dctormin�tion and sertificaCion services and eubsequenl cl��rges each time remappings or similar chaugea occux which reiasonahly might affect stich deterininetion or certiflcation. Borrower sl�all also be responsiUle for the pnyment of�tny fees iniposal by t7�e Fcderai Rmergenoy Maua�gement Agency in oomiecLion wifli d�o rcview of auy�flood zone determiuntion resulting Prom an objection by Borrower. If Borcower faila Yo maintain any of the eoverages desoribed above, Lender may oblain insw�aoce covecaga, � �t Lencler'a o�tion nnci Borrowor's expanse. Lender is undea no obligation to purehase�ny parHeidar type or ainounY oi�coverage. Therefore, suoh oovcragc sl�all cover Lender, UttC might or might not protect Borrower, Borrowcr's equity in the Proper6y, or the oontents o�f the ProperCy, againFt any ris1<, Iiazu�d or liability and might prrovide gre�Cer or losscr coverage tihan was previously in ePfect. Borrower aolmowlcdgos tl�ait tl�e costi of'YI�e inaw'ance eoverage eo obtaiueci niight significant1y exceed the cost of insurance Hiat Barrower conld ]�xve obtained. Any ainounCS diabtused by Lendei•uuder Chie Section 5�sha11 becoine addiCional debt of Borrower sccurcd by this 5ecmity Listramenti. These amonnts shAll benr iuCeresC aC thc Not�rate fi�om Cha date o£disUuraement and shall be�rayaUla, witl�ynch inferest, upon notiee from Lender lo Borrower reqLiesting payinent. za�tso NE9RASKA-Sinqle famlly-Gannie fdaelPreddie Mac UNIFORM INSTRUA7ENT FUrm 30213 1101 VMP� VMP6(NE)(1105) 1Volters Kluwer Finencial Services Paye 6 oi 17