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Vf�� ���... ��'�a�3.... �. . :- <br /> � �, <br /> ' . � ' � . �� ` � . <br /> c <br /> ,;;t�y' . j��►��pE�i�1CCQeY![si0��1�11,TlMLK(�itYt'MIL'!LC![TSIACOMdlf101lS.:t�f09GC011dItj011Si1IGth1C(I}��Kt ` :. - <br /> �, �° piRl�cNaltHoida�otiatl�tI�astw�os�%tii,loatbeCcavrr�oeDrtt.�muunot�eindofwltuadec�heNo�eattbe:. _ . <br /> ' Sew�r Iastremai�(iii)bY=d�e spec9fied by t�e Note Hoide�i must pa�the l�ate Eialder a oaev�sioe fee ofIJ.S� � <br /> � - � � � IOO,OO . :�d(iv��a�st siEo�sQ�nY the Nose Hoi�er oay documenis tbe Noor Hokiet.. .� <br /> ' �oqa,iepetoeffeat6eoaaik�xionr . <br /> -.-.: - ' � . � <br /> .. _ <br /> ,. __,. -. <br /> t�IG�lewl�tte�dFts��ta�e - : :.: �: , - : ::=: ::-, _ .__ _ <br /> , <br /> ---- '-''My nevK fiaed inter�st r+�t��itl t�et�ai to the Fed�r�l I�teonal Mort�age AssQCiation'ss�n�t yi�ld=:=- , -- <br /> . Ys of a d�te aod time of day apxified 6y tha Nae�1oLder for(�1 ii the origiaal term of this Note is gre�ter tlun 15 <br /> - � yrars,30-yeu Cue+ed nte morcgages co�ere�by appficabte 6Q-day m�ndatory d�livery cQmmim�ents,plus�iva � <br /> � ei�hths of a�P���P�t0.62396k muoded ta tDe ne�c�est ono-eigltth of aa Peroeatag�point(0.12556R.a _ . <br /> (ii)if t6e origiatl tecax of this I�o�G is,15 y�ars or t�,i5-ye�r fixed cate murtga$es�tced bY appCtc�40�y <br /> manduory ddivery coanmitmcnts.ptus five-eightbs of arn percentage point(Q.62S9Ef����ds�nescest ' <br /> _ anaelgbth of oue pectxntage point(0.12596?.If this required net'�ie1d canrot bc detsmrined 6ec�se tht� _ . :..., <br /> - �cabl�eamTnitroents'a�e'�ot srsiia6k.tl�Note Hotder witt determine my iaceress rate by using con►p�ai�1"ile '-;,;?�.':-; <br /> _ utforaiaBan.Myn�raoecaloavtedamerthisSe¢tian5(B)w�Imt6ogt�t�tbeMuimumRues�tedinScctitia� '' <br /> - 4(D)above. M1C:�INTERE$T RATE WILL NEVEFt � 6K�ATER Tk1AN 11.500 PERCEt�'�.:':'�;.� ;`':.;�.,':".-�� <br /> Y� (C)N!wl�jtie�EA�wtNa�F.RetttmeD�c " ,. � �' <br /> �• , , <br /> ~� . . � If I choosc wxxe:eise t6e Comrersia��don.t�c Note��vvill�urmine the amoo,nt of the mootbly � • ; <br /> _�--�' psYatesit tMt x�be saff'ecieQt to rcp�,Y:Yt���eg�Pripe�psl I'�eapecteQ ru.uc«ba ei�e:+e�n�ersion Date in "''.° ��-- - <br /> i � ful�at th�matnrity�te at my ne�Fue�!'nif�rest rate iu substantially equal g�ients.T6ciirsdlt of t6is plcu- -_- <br />= latiun will be tbe ne�r amopqrbf my monWl�r payment. Beginrting witl�,oi��rr�::�onthly payinent after the =-_--- <br /> Comrezston D�at��vin11 pa���w amouat as mY���i�Pa!'me�t un�'1 tbe l�fx3�Yiate. � . ___ _ <br /> . �.;,.; =-`—_ <br /> �`:<' � C.TRANSFL�IE�1�,1`�I� ��ERTY OR A BENEFTCi1lL 1N1'�'IN 1�t11C�R . .. ��-�=_ <br /> ' l'� ::� �> :��:':�. ; `.. '`..`S" - = <br /> _ . . < �, t ��.�=� <br /> - ` �`�,` , 1. Uatil�e�rages tlu Conversion Optiapq�r�;oui�ditions stated in Seetion 8 of this.l�¢ju,st,:.. �f �'''• ��: <br /> - � �;, abit Rate R3iTet;;�.��ifosni�q��nanrt7 of tbe SecurIty��r is amendeA to read as foltavs: , .,:= �;c::- �� <br /> `, ; 4a''�uae�p,r,�[�eR+opart�'a��Beidkiatlatenesti�ruwer.Ifalloran rtoflhePr rt oran �i,, .��_,, ...`t�� � - __ <br /> , .: Y Pa � Y Y.�?W�,°•�:,.=�'' ';. <br /> � �.::��:�.; <br /> �.:—. .ii�,t�3's��7k���,ti^aa�fernd(or if a beneficial interest in Borrower is sold or uansfened tbe Borrower is uo�`�,<<'�%,��::• ->-�;.� <br />'�: -- ��hitaE�rsx�itif�out Lender's prior written conseat,Lender may,at its optian.reyuire immediate payment i�s:'`;.;�`,�`:._ ' '.�.F._...�. <br /> �.;� - �� ,:i';.:_,:...:. . <br /> �.. - ��:::.,. <br />`;� �� , fuF�c_ctf:a[f�s�s�,a�rRd by.�bis Seeurity Instrumeat.However.this option shall nat be esereised by Leades�'i f �`����;_,;� , . <br /> �„�,` eite�pse is pr+uSt�SKed by fed�i!law as of tt�e date nf�his Secarity Instrument.�I�r atso shat!not ese��:t��s . `• . �"`"`` <br /> r., .,,��.�.-„ opt�a ii(al Boirowercaas�u�6e submitted[o I.�ie:tiisformation requiredb;��i�lsr toeval�ate tbe�et.e�ied : �'�w; <br /> - � _-':�' trsnsferee as if;��aw loai��c;�being m�.���e�sr�`erec:and(b)Lender s+ees�ir�abCy��te�ines tnai�end,- �'�'�- <br /> • ._ ���` er's security wili not be inipaired by t�,�r�m as�«ars�cion and that the risk bf'3 bre�:ci��any covenant or � � r ��, <br /> .m <br />;:•; r."� "�*��. agrameM in this Secnriry insbrument is acce�:a61e to I:ender. , ,;t;':` . ��`t��`• <br /> T g�s... . <br /> ' =`�i"athe eatend pestnitteci ti�:'applicable taw.Leader may charge a reasoaable fee as a condirion to Lender's '. `a-:' <br /> {i �z a aoir�e�fc to the ban assumpti�;�. Lender also may requlre[he�ransferee co sign a�assumptian agreement that is . __ <br /> , ?' ��;,'�.�;� Acceptabk to Leadet nnd th��obligaus tb�,transferee to keep all the promises and agreements made in the Note _ <br /> � ,c ����, and in this Sexaarity Insuum�sa. Borraair;iwi31 continue to be abtigated under ehe Nate and this Security Instru- - - _ <br /> �f� ;�`'�'`,�. m�,�r..ara�tess lenqer rdeases�w�¢.'r��`ri��. - �. <br /> , ..,. �:,,�, :,,: ; ,;T .. .. ,:., � , . ., ?.' 4.,'�. <br /> � � "`' �.:' � -�GE?der eserCis$s�`se'.��13b�ca�ii�e immed�afx:payment in iull.Lcqiiie�:��aU give Sorrower notice of � � <br /> t. • �i� <br />.�,;. ' �,�::�I�c:�ctist s'[r���iYfe su�s��iod af not'i'ess than 30 days fro�i����ate�he notice is delivered or ;��„t���'�- <br /> `?_ ���''; map'�'s3i�x{i��rt�?r:,�i Bondi�;c:uas2'�ay.;a.ii sums secured by this.�uPiry t�:ilrament. If Borrawer fails to pay <br /> �f' '�.`� t t tese.��Z.��e�ar,��t he expiration o f t h;;perio d.Len der rvay ict�-��ie��y�eme dies permitte d by t 6is S ecurity �. �7: <br />=;i:. A'�3== _ - v ��:.:._ <br />- �� 1nspri�u�i�ttvF�:fj�a�ys further notice ordemand on Harrower. _ � n..�;.";- <br />:j�„��:�—_' .. , . . �. . . ._ ,�. . .. . . _ . <br /> ,�. .;�.... . . . ..: _. , _;.:� <br />-:':���q'�-:?�%� .��� ��,�'i�`�,?8`��u��r exetct��.tit Conversion Optianx��-chr ca��ulirid�is<_.�'���n Section B af this Adjustable �� � � . <br />:>"�;��� _�"' , R.iux'��+.��s�f'��s;ndmens4�4Uniform CoYenant 1'�-���.Fr�:S�.irii'y C��t'cu�r;�a�a::ontained ia Section C 1 above �� � ` � ' '� . <br /> ��s_y sfi.;�LI�:`i;��i�ce.�se:�.�be in eifect. aed t!�`gLavisior� ��i��';forstv�mi.�rtai4i��?`;ou�the 5ecurbfy,�nstrumem shall <br />���� ,� -� is�ri�be in�$ect.as follaws: ::;. �°;t;.' . `� • , . . . ' . ' . <br /> ' „ .:.:,•.�.,::. ' ."�; .. <br />_ '' `•%. ;:='`'Il'raasfer otthe Propert�'c��e ffi�i?��fl�;�si'.ual3�rrawer.lf all ar a�fs�.q�i���f the Praperty or a►sy;�r�st ' . <br /> �:�:.. , . ... . <br /> � � r-�- � :u���is sold or transferred tm�:i�L`�:I��i�'�.;;�.�;;t�;�:rr:�iai�nrrower ls sald at zt���"etred and&lcrov����t� , � <br />, �`, . .�'-.:-. :�:;; iiatural personf withont i,�i��.l7r�c'��ii}��cnt�sPi:�;:�ender r�a}<..a�its apft�n;s�quire irtrtii��3i,�fa�Q��ni,.i� �,c.'. �, <br /> ��:;t.''=''"�;-. . full of a11 sums����ced F��'i�h;�:•�+;urr:c ttassromeni:�E�}c�e�•er.:��p�i�n shatl nnt be e���:s��t b?i:arin��:��r z�y . � . <br /> r� -�{� " ezetcise is pro€�riit�,i i�y f��}Iia�a�,x o�E�4 date of t�u��rity i�i�shxameat. , • �,� �_ , � <br /> � �� i , ..,•,. , . -_-, ' r r' •' , , ,,`,:.',i �� 3 •Sjti'���: <br /> ; ��- - ;�:��`k��.ender eaercises�A�.a�li+it�.Lender shall gi�i,18i�rma•er,nor��e of accr�eruiipn.The natice shafl�iv��� �•V ` ,>;,�_-. <br /> �� '�.�'�.�� �:. , �per3�ad of no!less than.:'�'c�#�a.}��com the date the not�ce i4 deli�er4�i.ur maiFcxi;wili1in whicl�Borrawer mi�s��s� . - ` <br /> �. . � <br /> `_ �- `�.- ' '� atl sdims secur�by this 5ecurit� l�strumeat. lf Aormwe�fai{s ta�i�;ett�•a sui�js tirior to,t�i��xpiratiau oE�'a�s'` �` <br /> y�;� - - � perlod.,l.cnder viay invoke any temedi�.��initted by this Security'fnurument wiehuut f�rt�i�t+tiee or dema�it�# ' � `. l <br />_ -rE ��' ��`': ''.'::. , oir• ,Snrrower. � � � � ' ', _ ' ' �' � <br /> �' r � ' <br /> � 4 "'�` � � !�Y SIGNING��Ld«:-1�orsawet accepts and agrees t�thr terms;in�i ro�•enants cunt�ined in thi�Aiij�table � <br /> �,., - -- 1�Rider. . - . .. . . f - <br /> s <br />.vn4r 4• , ,'`� . ............................. .. �p,�� , � . <br /> ��' ''�r '� ..... . . .1$Ce�! .,�1�'!"'� ......... ............. .. .tSta11 <br /> . � . ' .'i •. • .gem,xer � , $nrroa•a � <br /> -, '� �'�';s;`� .� �: ,; ` PAUL J CHANUF�A!}�iL �� <br /> � __ �' �t 9i �:.:_ . ..... . ._. .. . _ �. .. . _ . � (ty�lY_. _ ' . ._ .. _ _'_ ' � ._-->,—_ <br /> .:�� ' A�7,�. .� .................... ...... ISeah �����. ............... /5ealt - -� - <br /> -- .r�' RECOS3DiNG A . –'��.�r��►r�- . - ...... . .� � � <br /> E iURN TQ. ' " �" <br /> �; � ����• �.,� ��.�c�t:•r,:;r r�,�t���a. InC. 5HARFfILLR I 8 CHANDRpPAL ' <br /> .�'. :.- ,='° - G,,,'r�n„�r SSryrCe��:�h . . Farn,an�u��FQ�r.r��ss�,:.... . . - - <br /> ;��' �G�t�,:d-;•�st�ta�a ��eum�ntatEan . � . <br /> :; � � . ��0 t��f �a�st . <br /> s�a�eite Ave:S. � <br /> -,� : . ' '.`� �AinnA�p�;is.C1�1V 554�12 : � - <br />