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',.. <br /> '�:- - } � -- - - ..-, . —°"`�__ <br /> ��': _ . •�,::-c'�� :» , ' ` '�ibl�` t ` �- ---- <br /> -.`' ��tz _ . _.. �. . - -. . ` . . ., . ,�'��������'''�'�'8`-` - ,, - ��at�t-obe� <br /> . .. - :�: . , _: . � . , .. . _, _ . ., -�,j -.. <br /> . � . � ::; - . , , _._:�. � ADJtTSTAHL�Ri��t11�t . � <br /> .;` .-._ � - - ti Y�r 1�q�7 ii�ie��-vte CMb�'�iiieii RMe C�meerlM O�ti�i) , <br /> ���=;:`�� , THIS ADII�BLfi RA7E R1DER is�made this28TN diy;of AtlGtl�T _ < ` .t�1 92 .and is <br /> � �:; : iscorporated�and sball be deemod to amenc�and svppka�ent tbe Mortgage.De�d of T�ust,nr Security Dud <br /> , '•'°'�;;: �(tbe••Spa�rity Ia�ent")Of 1I10 S�dIC�itt$IY�R 6�aaderaigaed(ttro"B�rroiMer")to seeure Borrow�er's <br /> — -. . .:�:::-Adjustabk R�t+e Aiote{the"Note")ta T�ST_ 6pGE, INC., A MINNESDTA <br /> TARPORATI[7N (t6e"Ixi�der'.')of the same d�tte and cavering the property described in <br /> ihe Secar�ty Instruraont and located at: . . <br /> � T!2 WE8T 1QTH STR�ET 6RAND ISLAND, NE fs8B01 � <br /> � . [Property Aaaoess] <br /> ��coNr�ws pno�ns�oNS�w.awwo�on cfu�s w��sT n� <br /> Al�THE YONTHLY P�IIYMENT.'FlIE NOTE LIWTS TNE AMOUNT THE.BORRdWER'S <br />=�, �IUSTABLE MITER�S'f AA'IE CAN CHANOE At AMY OME TIYE A1�.3HE YAXIMUY <br /> i-:::�EE�E THE�BORRQI�E:�.=#IUST PAY. THE N�TE ALSO C01l�'AlNS THE <br />�-=- � , �.�i:.�it+a;co _°t���ru►��+owFlxFn�u►�. ,�:. <br /> �-s ��:� `�:t�',."• -:r::: ��.,.,:..,. .,..,.,:. :�.�;�•. .� .. <br /> ., `.di�1i�.�l�I:!: �� <br /> ;:: ��;`.> ,��uaddidoatott�coven�ntsandagreepaeatsmad�iu�s�`�ocucit�fi,�suumen� ,,, <br /> -- �'_„�':$otbpwe���,���t ar�d�gree u follaws:. �� ' ;�`'.;r„ '' ,,,� <br /> V <br /> � .�� -r��,�;��;'a i�.' .Y: � ';�� - ;��: �� -l ° �,,1�� � � sC� <br /> ,�• ,} <Y,'�:_ y l.;;�� : ".:. . �, ' .. . r__ ' 2� � , <br /> - . A,AD]��.1 ',c.`�,��`�111D1VtONTBLYPAYMENTCH1�31TGFS ;� '?���,':��;;:�`',i�;`„ . :''� ;; , ' `��; <br /> ' . `7'fie _`1����iid�f�r�initialinterestrateofS.SQO �k.TI�e�Note�itoWCSi��fu.�i►�ess���djtuqbk':: ;: <br />�' inte�+est}�t��;d�irid�ia►IiiY Payments.as follows: � '� - , �`��. <br /> : . � �.,c :�.. ,tf;; ..� :` <br /> .� � . 2;;.r :. ,�,:.r . '.., .: ..: � �-,;• . �_ <br /> 4.AD��1S'�"ABLE INTERESTR�£AND MONTHLY PAYMENT CHANGES, �` � :f��. ,;;�}�'4'`� f f i T` ; <br /> _s:�;'-. , �w +�ti <br /> ` � .,,t "�:,' ,. , �R <br />_ �A7.����8 '� '� �F�' . .. .�. , '� rF l,..r>��:�ya�.t�]',.:'is ?l��t`t - <br /> _ - ` i The adjustabte interest rate i'��I pay may change on the first dayoF'°;�.,:��x..��!�'�'"�.":� ����'. . <br /> � ,� 1 t� <br /> �rd on that day everY 12th month�t�tereafter.Each date on which my y�'t�'���;:�*���'�ian8a�S <br /> ` `` -.�ted�'�Tan e Date... „ - � z �;- '�.��,�� . �;�`,� r �,;:...� <br /> ,> � .`.{; g . � ' �.�t` ` '`.. � ,,_, '. , t°::'., <br /> �'"i. , .��5,1;'Eiie�ade: �.:' ' ���: -: . ;,, ', <br />_�� �� �iq�,sqit���rstCt�a��ze:�te.myadjustableinterestratew�i[��is�a-aaYndez.The"Index"�i�i`_'� <br /> - " ..t. .�`,'�<, , � <br /> ,< � ,, �the��:���+e�t,�-�l3Gan Un�ti�t�5tates'Creasnry securities adjusted iQ.�ai�i��;�k<tnatusity of 1 yea�as made.�.;�. . . <br /> L,�,�,' �:�_;_a�,��,�u��3�rs13:9teserve.Beard.The most receM Index Fgure avai�s3�t�'a��f�e date 45 days 6efore each �`-` <br /> ::;�_, , "�•.- <br /> - _ - �F��:: -�,._,:�, . . Chaa�l3�an�iscalledi6c"Currea�lndex." ' ��::.�`t , :, `�`• <br /> .t,.' �k : <br /> � �'..�-,;��;, �r ` tf f�`��iea is ao longer avai,£,i'�Te.the Note Nolder will choase a riew i�fde��d�t�sed upon comparabk ` <br /> - ��t* - informa�n.The Nate Halder wit'� "ve me notice of this choice. :;�':-�-�'- � • - - <br /> .�:r"� �. �:, . <br /> ,,�'� ,,..���;�:�;, ,- <br /> � "�'�?�+'�'�:,;: (C)C�kulAtbn of Chs�ngea � <br /> Before each Change Date.the Note Holder will calculate my new�nieresc rate,�'�i��:errg �:�rSO ;, <br /> percentage points�•750 hol to t�e Current lndex. The Note Holder will then roua���esult of tf�is acfdition . :.��;� <br /> to the aeaEest one-eighth of one petrentage point IOJ 25�lo R Subject t�►the limits state�.�ei�Srction 4tD)bebw.this�:�.� •,;.,.;'�': <br /> . �..��. roun s�rs:�unt wiU be my new iars�est rate until the next Change Date. , , . �,' - ,,t:, <br /> , :,. , �.�._.. . , <br /> '� � T;M:�•�t'�3:Haidea a�?st.�hec�+�r.�mssine the amaunt of the monthly pay�men.�that would be suf�clent to repay ��� F k , <br />-�'r� �;_ '��;_' � the uaF,�i���sncipa'�..*�t��ari�:��::-r,:ii ta owe�t�the Change Date in fuiE ot���lte MAturity Date at r�iy new interast '` :;�; <br />-�t% 'f r iatc�rr����.*:tiat�i`�a�,�a�r�i� �T he tesa tE_o f t his ca tcu lation wi l)t��t he new a�noun t o f my man t h t y p a y- , <br /> '�;. '=:i.�::_ �: .:.. . ..�._. ,. � . <br /> -� �;; <br /> ; ..a'€� 's� '' ;,, ct�IIK _. ., . . :,.,' , <br /> ;., ,•�. , � ..:� Gi��H�pits an laterest Rsit�tC�ges ,. .: <br /> �{`�� ,: ` `�'''�'��' �'i'e cnterest rate 1 am reguir�,�s��pay at thc,first Change Date will nat 6e greuter than 7•s�a�k or less � <br /> - Y , , '`:;;`i�•� :,•�., ,: 3.�OA �k.Thereafter.rt Y � � S� <br /> _ k �,1 r:;;!%.;::�>•�-;=1han. y ad;��.5table intC��rate wi1!�ver t,e increased or decreased on an sm Ch� Dat� - <br /> �;.¢i, ' , e <br /> ,�s,,.t�y,.;�j}�.�.�_; � ;:..;' ; by rt�m than TWO pecrentage poi�r�r'xt� I�)fr cm'the rate af interest 1 have been paying for 1he preceding IZ months. <br /> H �R�s,�'. # � � ' �My i�:rate will never be g�t'er thad i.�Od�/e.whict�ls called the"Maximum ltate." � <br /> J�:r' `"������t�� f. (���ecNV!Dilt!Of C <br />••.:. .�v; ;i��i% `;�;.:���y.t .', �; . �17�.:�.. �. <br /> �:'._ �'�`r:'•t;.`!.1f', , ' My,4ew interest rute wi16 ti+�tre eifective on each Change Uute. !will pay the amoartt of my new monthly <br /> , • • ;;s•..::'. � ' <br /> •t:`=;`�''"' "'�� - �aymen3 beginning 4a:i{� �i�i5:L,a!-anthly paymem date after thr Change��fal,:until the amount of my monthly � <br /> %•T- ;,�'�4,����~ :` p8yt1IC1I3Cr�'►+r911gCSa�;2�A1��. ., . , . • ,. <br /> ��C��• '.` . :, <br /> �:i. "•�f�.�l � . ' ,AF��I�clt Of .,'.• ..:;. .'". ; �`:.' ��'. . �.: <br /> . � �t,r,r,tti4 �'�� .. .: ,�.-:., .� . , ,: �.. . �'` <br /> _ .'�.,.I,?:,: ,�.,c��:�J ..: ., �..,,,, ',�hte�!r�ta Holder+fSLd���.�.'�c�:cro snail ta me a nMice 6�a¢�,-,;�ai1��a��:��ay�3si�.��1e interest rate and��`_.,';� <br /> • � �T�''�� �; amnvat�1�my mant�t�,�ti�tr�e¢�c�tore the effertivc date��ar�.0 'r,a�rt�z ����,rW ��.tiFc�1�nc1ude infnrmatu��? � <br /> ,,'.' ������, . . e ;�required by law to�.�?'�c�r n��z��riz'alsc�the tid�and tele��a r�cn��u y��:���.�r�r J.tm ti-ytE�a>�rr�r i�ny q�•4�±�t z <br /> �, , ,'S 1tj�; ,i`�'�?y�i' r.�,ay,�Ve�(dl�1�`l�j:st)„d9Ya:.'iti. s: '.'' z _ 1� � y <br /> , � ��� +t ; :�� t ...-<%'„ ' . :', , : >:, r � t • <br />- . , ��i�j��%r�' �;�, , Hril�ARd:i'4f�'KdJ[JG��abLYfU1L�7lF.LlNA� ?.•=}n'1�Y� � . - ..�, t . _ .i` , .7 I. <br /> ' y��?�5 �r� �1�1..i'� `i:,�,'���,'��':��i�.k'����-`.-�`:����i���w'er4optinntocon�i�ui�-�t�,�s�if�3D�i�CC"���i��44...f�(�'�.,'•±�e.�}�f .�,�,��:J,r.��' � <br /> . •..:�_ ._..L�F)n�� �'z:i I y.11L��t�k;�3�it931�''�1��'...qr3'"g1}y 5y`{1:���VS� q , t i � }' t r , - � .�i i:. <br /> _ �. . ....`����'�� . ..�� S�F�t�'"�' '�=l�A'1'�CO�IY��t5lO�lOP'!'[ON + 1 � �.`., ti� ;.-., t:� _ ` , . <br /> . -�., j(, }4�u.�'L. . , . .�. . �� .A- ..i��� 4 i� ��. _ .. , �t . ` : <br /> '� z�F;�d� (A�#�(!�{i�oa to Caoverl to i�rd Itate ` ,�. .�,, `' , '` <br /> � .. , �� �. <br /> . „• �(�� , , r: ��s« � � , . +� +j.. ,s'� , <br /> � �! � i 6ave a Conversion Option 1hat I can ezcrrisc unlcss fi�1� in default or this S�tct�ni� �tiAt.�rr�ii� 4a,�;;�3�f►�tit <br /> '�"`��' :�i;;:``; me to do so:The"Cartversian U tiori' is m n ticm tn rame�t t(�e intere�t rate 1 am t� hir�d rty � i���'this Note <br /> ,;:;..:���:5�.; P Y D 9 ,.'l-:�y��.. <br /> , �.,.:•-�.:.,, from an s�djustai�te rate wtth interest rate Ilmits to the fixed rnte crtculated under Section 5(g�J�bw• '��'�' <br /> --- ��-:`'--`-�`. .-. �. '�'h�cat►v�rsi��n can anty[ake ptace an a�daiefs�cpecified hy the i�iorc i�iatderduri�rgtfce periaii be�eim�i�vn . _ <br /> �� - -= - '�_��-n=: 1heli�st Chuttge Date an�l ending crn th�fifth Chaage batr. ��rh d�te nn which mv�sljust�ble interest[�te ran _ <br /> '�' . .'�"``•• ' . can��ett to the new 6xed rate is called tlie"Comenion b:�te." • , <br /> i�.�:�:' -- <br /> ?`. .. :,:. -_ ' - - - -- . . - - - - <br /> _ - - - -- . <br /> .,.:��:-••.:��-„� � . <br /> .'`•;;`};;}�R,r,'_ YUl1l6TAi�CdiYEMMILEAOW�lT�eLL�RI�l�ER—A1WlLANSf—Sa;q'efamai—�Wr1Y��rylntes��eNe1fNUNhraliuhunNMiaes9tfiLy! <br /> ;�.. I� HAfFlIOEACiA4d s �t�a�1.T2h,�iu <br /> . - _�; <br />