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<br /> ���=;:`�� , THIS ADII�BLfi RA7E R1DER is�made this28TN diy;of AtlGtl�T _ < ` .t�1 92 .and is
<br /> � �:; : iscorporated�and sball be deemod to amenc�and svppka�ent tbe Mortgage.De�d of T�ust,nr Security Dud
<br /> , '•'°'�;;: �(tbe••Spa�rity Ia�ent")Of 1I10 S�dIC�itt$IY�R 6�aaderaigaed(ttro"B�rroiMer")to seeure Borrow�er's
<br /> — -. . .:�:::-Adjustabk R�t+e Aiote{the"Note")ta T�ST_ 6pGE, INC., A MINNESDTA
<br /> TARPORATI[7N (t6e"Ixi�der'.')of the same d�tte and cavering the property described in
<br /> ihe Secar�ty Instruraont and located at: . .
<br /> � T!2 WE8T 1QTH STR�ET 6RAND ISLAND, NE fs8B01 �
<br /> � . [Property Aaaoess]
<br /> ��coNr�ws pno�ns�oNS�w.awwo�on cfu�s w��sT n�
<br /> Al�THE YONTHLY P�IIYMENT.'FlIE NOTE LIWTS TNE AMOUNT THE.BORRdWER'S
<br />=�, �IUSTABLE MITER�S'f AA'IE CAN CHANOE At AMY OME TIYE A1�.3HE YAXIMUY
<br /> i-:::�EE�E THE�BORRQI�E:�.=#IUST PAY. THE N�TE ALSO C01l�'AlNS THE
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<br /> ;:: ��;`.> ,��uaddidoatott�coven�ntsandagreepaeatsmad�iu�s�`�ocucit�fi,�suumen� ,,,
<br /> -- �'_„�':$otbpwe���,���t ar�d�gree u follaws:. �� ' ;�`'.;r„ '' ,,,�
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<br /> - . A,AD]��.1 ',c.`�,��`�111D1VtONTBLYPAYMENTCH1�31TGFS ;� '?���,':��;;:�`',i�;`„ . :''� ;; , ' `��;
<br /> ' . `7'fie _`1����iid�f�r�initialinterestrateofS.SQO �k.TI�e�Note�itoWCSi��fu.�i►�ess���djtuqbk':: ;:
<br />�' inte�+est}�t��;d�irid�ia►IiiY Payments.as follows: � '� - , �`��.
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<br /> 4.AD��1S'�"ABLE INTERESTR�£AND MONTHLY PAYMENT CHANGES, �` � :f��. ,;;�}�'4'`� f f i T` ;
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<br /> _ - ` i The adjustabte interest rate i'��I pay may change on the first dayoF'°;�.,:��x..��!�'�'"�.":� ����'. .
<br /> � ,� 1 t�
<br /> �rd on that day everY 12th month�t�tereafter.Each date on which my y�'t�'���;:�*���'�ian8a�S
<br /> ` `` -.�ted�'�Tan e Date... „ - � z �;- '�.��,�� . �;�`,� r �,;:...�
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<br /> �'"i. , .��5,1;'Eiie�ade: �.:' ' ���: -: . ;,, ',
<br />_�� �� �iq�,sqit���rstCt�a��ze:�te.myadjustableinterestratew�i[��is�a-aaYndez.The"Index"�i�i`_'�
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<br /> ,< � ,, �the��:���+e�t,�-�l3Gan Un�ti�t�5tates'Creasnry securities adjusted iQ.�ai�i��;�k<tnatusity of 1 yea�as made.�.;�. . .
<br /> L,�,�,' �:�_;_a�,��,�u��3�rs13:9teserve.Beard.The most receM Index Fgure avai�s3�t�'a��f�e date 45 days 6efore each �`-`
<br /> ::;�_, , "�•.-
<br /> - _ - �F��:: -�,._,:�, . . Chaa�l3�an�iscalledi6c"Currea�lndex." ' ��::.�`t , :, `�`•
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<br /> � �'..�-,;��;, �r ` tf f�`��iea is ao longer avai,£,i'�Te.the Note Nolder will choase a riew i�fde��d�t�sed upon comparabk `
<br /> - ��t* - informa�n.The Nate Halder wit'� "ve me notice of this choice. :;�':-�-�'- � • - -
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<br /> � "�'�?�+'�'�:,;: (C)C�kulAtbn of Chs�ngea �
<br /> Before each Change Date.the Note Holder will calculate my new�nieresc rate,�'�i��:errg �:�rSO ;,
<br /> percentage points�•750 hol to t�e Current lndex. The Note Holder will then roua���esult of tf�is acfdition . :.��;�
<br /> to the aeaEest one-eighth of one petrentage point IOJ 25�lo R Subject t�►the limits state�.�ei�Srction 4tD)bebw.this�:�.� •,;.,.;'�':
<br /> . �..��. roun s�rs:�unt wiU be my new iars�est rate until the next Change Date. , , . �,' - ,,t:,
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<br /> '� � T;M:�•�t'�3:Haidea a�?st.�hec�+�r.�mssine the amaunt of the monthly pay�men.�that would be suf�clent to repay ��� F k ,
<br />-�'r� �;_ '��;_' � the uaF,�i���sncipa'�..*�t��ari�:��::-r,:ii ta owe�t�the Change Date in fuiE ot���lte MAturity Date at r�iy new interast '` :;�;
<br />-�t% 'f r iatc�rr����.*:tiat�i`�a�,�a�r�i� �T he tesa tE_o f t his ca tcu lation wi l)t��t he new a�noun t o f my man t h t y p a y- ,
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<br /> ;., ,•�. , � ..:� Gi��H�pits an laterest Rsit�tC�ges ,. .:
<br /> �{`�� ,: ` `�'''�'��' �'i'e cnterest rate 1 am reguir�,�s��pay at thc,first Change Date will nat 6e greuter than 7•s�a�k or less �
<br /> - Y , , '`:;;`i�•� :,•�., ,: 3.�OA �k.Thereafter.rt Y � � S�
<br /> _ k �,1 r:;;!%.;::�>•�-;=1han. y ad;��.5table intC��rate wi1!�ver t,e increased or decreased on an sm Ch� Dat� -
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<br /> ,�s,,.t�y,.;�j}�.�.�_; � ;:..;' ; by rt�m than TWO pecrentage poi�r�r'xt� I�)fr cm'the rate af interest 1 have been paying for 1he preceding IZ months.
<br /> H �R�s,�'. # � � ' �My i�:rate will never be g�t'er thad i.�Od�/e.whict�ls called the"Maximum ltate." �
<br /> J�:r' `"������t�� f. (���ecNV!Dilt!Of C
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<br /> �:'._ �'�`r:'•t;.`!.1f', , ' My,4ew interest rute wi16 ti+�tre eifective on each Change Uute. !will pay the amoartt of my new monthly
<br /> , • • ;;s•..::'. � '
<br /> •t:`=;`�''"' "'�� - �aymen3 beginning 4a:i{� �i�i5:L,a!-anthly paymem date after thr Change��fal,:until the amount of my monthly �
<br /> %•T- ;,�'�4,����~ :` p8yt1IC1I3Cr�'►+r911gCSa�;2�A1��. ., . , . • ,.
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<br /> �:i. "•�f�.�l � . ' ,AF��I�clt Of .,'.• ..:;. .'". ; �`:.' ��'. . �.:
<br /> . � �t,r,r,tti4 �'�� .. .: ,�.-:., .� . , ,: �.. . �'`
<br /> _ .'�.,.I,?:,: ,�.,c��:�J ..: ., �..,,,, ',�hte�!r�ta Holder+fSLd���.�.'�c�:cro snail ta me a nMice 6�a¢�,-,;�ai1��a��:��ay�3si�.��1e interest rate and��`_.,';�
<br /> • � �T�''�� �; amnvat�1�my mant�t�,�ti�tr�e¢�c�tore the effertivc date��ar�.0 'r,a�rt�z ����,rW ��.tiFc�1�nc1ude infnrmatu��? �
<br /> ,,'.' ������, . . e ;�required by law to�.�?'�c�r n��z��riz'alsc�the tid�and tele��a r�cn��u y��:���.�r�r J.tm ti-ytE�a>�rr�r i�ny q�•4�±�t z
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<br /> ' y��?�5 �r� �1�1..i'� `i:,�,'���,'��':��i�.k'����-`.-�`:����i���w'er4optinntocon�i�ui�-�t�,�s�if�3D�i�CC"���i��44...f�(�'�.,'•±�e.�}�f .�,�,��:J,r.��' �
<br /> . •..:�_ ._..L�F)n�� �'z:i I y.11L��t�k;�3�it931�''�1��'...qr3'"g1}y 5y`{1:���VS� q , t i � }' t r , - � .�i i:.
<br /> _ �. . ....`����'�� . ..�� S�F�t�'"�' '�=l�A'1'�CO�IY��t5lO�lOP'!'[ON + 1 � �.`., ti� ;.-., t:� _ ` , .
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<br /> '� z�F;�d� (A�#�(!�{i�oa to Caoverl to i�rd Itate ` ,�. .�,, `' , '`
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<br /> . „• �(�� , , r: ��s« � � , . +� +j.. ,s'� ,
<br /> � �! � i 6ave a Conversion Option 1hat I can ezcrrisc unlcss fi�1� in default or this S�tct�ni� �tiAt.�rr�ii� 4a,�;;�3�f►�tit
<br /> '�"`��' :�i;;:``; me to do so:The"Cartversian U tiori' is m n ticm tn rame�t t(�e intere�t rate 1 am t� hir�d rty � i���'this Note
<br /> ,;:;..:���:5�.; P Y D 9 ,.'l-:�y��..
<br /> , �.,.:•-�.:.,, from an s�djustai�te rate wtth interest rate Ilmits to the fixed rnte crtculated under Section 5(g�J�bw• '��'�'
<br /> --- ��-:`'--`-�`. .-. �. '�'h�cat►v�rsi��n can anty[ake ptace an a�daiefs�cpecified hy the i�iorc i�iatderduri�rgtfce periaii be�eim�i�vn . _
<br /> �� - -= - '�_��-n=: 1heli�st Chuttge Date an�l ending crn th�fifth Chaage batr. ��rh d�te nn which mv�sljust�ble interest[�te ran _
<br /> '�' . .'�"``•• ' . can��ett to the new 6xed rate is called tlie"Comenion b:�te." • ,
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