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<br />(n "Riders" means all Riders to this Security Instivment that are executed by Bonower. The following Riders are
<br />to be executed by Bonower [check box as applicable]:
<br />� Adjustable Ra.te Rider
<br />� Balloon Rider
<br />� 1-4 Family Rider
<br />� Condoxninium Rider
<br />� Planned Unit Development Rider
<br />[� Biweekly Payment Rider
<br />� Second Home Rider
<br />� Other(s) [specify]
<br />(,n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />(I� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are imposed on Bonower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft,
<br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instruct, or authorize a fmancial institution to debit or credit an accoun� Such term
<br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(1Vn "Escrow Items" means those items that are described in Section 3.
<br />(1� "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by any
<br />third pariy (other than insurance proceeds paid under the coverages described in Secrion 5) for: (i) damage to, or
<br />destruction of, the Properly; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Properly.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) 'Teriodic Payment" means the regularly scheduled amount due.for (i) principal and interest under the Note,
<br />plus (ii) any amounts under Section 3 of this Security Instrument.
<br />(Q) 'RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing
<br />regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or
<br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument,
<br />"RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan"
<br />even if the Loan does not qualify as a"federally related mortgage loan" under RESPA.
<br />(R) "Successor in Interest of Borrower" means any pariy that has taken title to the Property, whether or not that
<br />party has assumed Bonower's obligarions under the Note and/or this Security Instrument.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />The beneficiary of tlus Security Instrument is MERS (solely as nominee for Lender and Lender's successors and
<br />assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of
<br />the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower' s
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Bonower irrevocably grants
<br />and conveys to Trustee, in trust, with power of sale, the following described property located in the
<br />COUNTY of HALL •
<br />[Type of Recording Jwisdiction] [Name of Recording Jurisdiction]
<br />LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF.
<br />A.P.N.: 400182157
<br />which currently has the address of
<br />DONIPHAN
<br />[city]
<br />323 N. CHURCH STREET
<br />[streat]
<br />, Nebraska 6 8 8 3 2
<br />�zip c��
<br />("Property Address"):
<br />NFBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS DocMag/c�
<br />Form 3028 1/01 Page 2 of 11 www.docmaglc.com
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