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� <br />.�� <br />� <br />e - <br />� �� <br />0 - <br />e <br />0 �� <br />�� <br />.� <br />..�� <br />�� <br />��. <br />�� <br />� <br />� <br />:�. <br />►� <br />� <br />e� <br />� <br />� � <br />��� <br />�C = <br />After Recording Return To: <br />HOME SAVINGS OF AMERICA <br />35 EAST BROADWAY <br />LITTLE FALLS, MINNESOTA 56345 <br />Loan Number: 4107500354 <br />MIN:100442511090773904 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Secrion 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 2 8, 2 O 11 , together <br />with all Riders to this document. <br />(B) 'Borrower" is BRENDA A. HORNE � a single person <br />Bonower is the trustor under this Security Instrument. <br />(G� "Lender" is HOME SAVINGS OF AMERICA <br />Lender is a FEDERAL SAVINGS ASSOCIATION organized <br />and existing under the laws of NORTH CAROLINA • <br />Lender's address is 11020 DAVID TAYLOR DRIVE #210, CHARLOTTE, NORTH <br />CAROLINA 28262 <br />/� -�� <br />� 1 � <br />(D) 'Tr�stee" is ��p//�' I�/����//������/ Chic tle Insurance Companv }�'" <br />704 WEST 3RD STREET; �� r�tvs zsr�n NEBRASKA ���o�� <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender' s successors and assigns. MERS is the beneficiary under tlus Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Borrower and dated SEPTEMBER 2 8, 2 O 11 . <br />The Note states that Bonower owes Lender ��7AIDRID 'IWIIQI'Y-NCNE THOUSAI�ID FIVE H[71�IDRID <br />Tl�RTY-'I�iREE Al�ID 00/100 Dollars (U. S. $ 12 9, 5 3 3. 0 0 ) plus interest. <br />Bonower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />OCTOBER 1, 2041 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(I� "I.oan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS poeMaglc� <br />Form 3028 1/01 Page 1 of 11 www.docmagic.com <br />�����5������ ; ����?������� <br />r� , � � <br />_ � c� �, <br />R � �� �; a � <br />� ,��,, � �� �? <br />� -� <br />� <br />o � �� oy � <br />N <br />� rn � o -� <br />F-± <br />� � � = m t-! <br />--i `Z7 T> cr� p � <br />l � u �1 � 3 r A �] <br />� � r j � � x N � � <br />O � � <br />rn N � � O <br />u�i � N � p <br />� � <br />,�i`` <br />