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2o�ioss�� (I� "Electronic Funds Transfer� means any transfer of funds, other than a transaction originated by check, draft, or similar paper insttument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale hansfers, automated teller machine transacrions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (1Vn "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destntction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (1� "Mortgage Insurance" means insurance protecting Lender against the nonpayu�nt of, or default on, the Loan. (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) ��RE5PA" means the Rea1 Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R Part 3500), as they might be amended from time to time, or any additional or successor legislarion or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regazd to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RE5PA. (Q) "5uccessor in Interest of Borrower" means any party that has taken title to the Property, whether or not that pariy has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN TI� PROPERTY This Security Instrument secwes to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described properly located in the County of Hall [Typa of Recording Jurisdiction] [Name of Recording Jurisdiction] Lot Eleven (11) Amick Acres Second Subdivision, Hall County, Nebraska which currently has the address of408 Campbell Avenue [Street] Doniphan , Nebraska 68832 ("Properiy Address"): [City] [Zip Code] TOGETI�R WITH all the improvemettts now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the properiy. All replacements and addit�ons shall also be covered by this Security Instrument. All of the foregomg is referred to in this Security Instrument as the «�. „ NEBRASKA—Single Family—Faanie Mae/Freddie Mac iJNIFORM INSTRUMENT ModiBed Form 30281/Ol (page 2 of 9 pages) 22o5o.CV (s/11) 03-1192 Creative TWnldng, Inc. GOTO(002b64f9)