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�� <br />�� <br />- <br />N - <br />0 �� <br />� �� <br />� �� <br />0 <br />� �� <br />� <br />--* �.,�� <br />�� <br />�� <br />�� <br />�� <br />�� <br />� <br />� <br />� <br />� <br />� <br />When Recarded Return To: �(ivJ �'� <br />Lincoln Federal Savings Bank of Nebraska <br />631 West Second St. <br />Hastings, NE 68901 <br />� <br />i.l. <br />� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />a <br />r' � � <br />Q �°� . <br />� <br />►'►I <br />C) -,. <br />N . <br />'-i <br />m <br />� <br />� �....o-: <br />v �. <br />rn <br />0 <br />to <br />� <br />�.� <br />� <br />� <br />� <br />!�-.+ <br />� <br />� <br />� <br />r'v <br />C.� <br />(77 <br />ca � <br />� <br />C � <br />� ,.'.1 <br />--1 �T7 <br />� O <br />O 'r� <br />.' <br />Z � <br />� � <br />r � <br />r z,. <br />� <br />� <br />A <br />�.,.. <br />Cl�J <br />� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regazding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated September 15th , 2011 , <br />together with a11 Riders to this document. <br />(B) "Borrower" is Tammy S Kottwitz and Michael L Kottwitz, as wife and husband <br />Borrower is the trustor under this Security Instrument. <br />(C� "Lender" is Lincoln Federal Savings Bank of Nebraska . <br />Lender is a Cornoration organized and eacisting under the laws of <br />the United States of America . Lender's address is631 West Second S� Hastings, NE 68901 <br />. Lender is the beneficiary under this <br />Security Instrument. <br />(D) "Trustee" is Lincoln Federal Savings Bank of Nebraska 1101 N Street Lincoln, NE 68508 <br />(E) "Note" means the promissory note signed by Borrower and dated September 15th , 2011 . The <br />Note states that Borrower owes Lender One Hundred Sizty Nine Thousand Four Iiundred and 00/100 <br />Dollars (LJ.S. $169,400.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />October 1, 2026 <br />(1� �°Property" means the property that is described below under the heading "Transfer of Rights in the <br />Properly. <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon R1der ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, r�gulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Bonower or the Properiy by a condominium association, homeowners association or <br />similar organizarion. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac i1NIFORM INSTRUMENT Moditied Form 3028 1/Ol (page 1 of 9 pages) <br />2z050.CV (8/I1) 03-119z Creative Thinking, Inc. <br />GOTO(002b649) <br />u <br />ij� <br />� <br />� ■' <br />. <br />. <br />s <br />��� <br />