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<br /> S. Ht�zat'd or Fmpeefy Insurauce• Eonower shall keep the imprmements noa• exiacing or hercaftu erected an the ` _" -
<br /> Lix : .' �.. '<
<br /> , proF,rty irsure�d adainct loss by fire. haiards included witli�n the term "estended cove�age" and any other hazards. including , ,,. _ _ ;�_-
<br /> F Z��.
<br /> � floods or tlnoding. for which L,e�der requircs insu*a►►+x•'I1iis insurancr shaii be m:�inwi'izd in the amoune�:ss��'far the peri�ds , _ -'�
<br /> s that L.ender requires. The insurance carrier pruviding the imurance shalt be chosen by Borrower subject to l.ender's approval _
<br /> '� which sball not be unrea.wnably withheld. If Borrower fails to main[ain coverage described above. Lender may. at Lender's .;�;..:�..` ',:� R=
<br /> ? ___.s•=-'. __�,,,,_�
<br /> 1 option,obtain coverage to protect[.ender's rights in the Property in accordance with paragraph 7. __�._ ._ `�
<br /> '� Atl insurattce palecies and renewals shall be acceptable to Lender and shall include a standnrd mortgage clause. I.ender � , . • ;
<br /> shall have t��e right[o hold the policies and renewals. If Lender requires. �orrower shall promptly g►ve to Lender ali receipts of ::;��-m�°�-.�:
<br />.� # paid premiums and renewal notices. In the event o f loss.Borrower s h a l l g i v e p ro m p t n otice to the insurance currier and 1..ender_ . _ , ,,�,:,,,__
<br /> ' L.ender may make proof of loss if not made pmmpdy by Borrower. r___ �•i"� _�i'�`
<br /> t Unless Lender and Borrower otherwise agree in wrivng,insurance proc�cis shall be applied to�estoiaiioa or repair of the -�-�t� __�
<br /> i r�
<br /> '� �_ .. �'�,•_�.T'�---
<br /> Property damagecl. �f the resioration or repair is economically feasible and Lender's securiYy is not lessened. If the restoration or ' w'�".�- F. ___
<br /> . repair is not ece^_flmically feasible or L.ender's security would be lessened.the iasurance Proceeds shall be applied to the sums - • _�:.�t.�`�.�`�'
<br /> with an exoess aid to Borso•�� If Borrower abandons the � ��� ti,���+,:,;;;
<br /> ��by �5;�� S,e,-„uity Insirument. wh�:;or not then due. Y P ':•" �°t� '"- -
<br /> E� ''i��rc �s�.rw.e:ui,'-=`.
<br /> �1•S �::.!iin 30 days a notice from Lender [t�zt t�e insuranc:x-*�er!:�~-.ered to setde a claim.then �`�sr•:.ts�,?,.��;b r ��
<br /> 6r �. �•,,3k�s�l..�.`"�.�, � ,
<br /> ,.j r�,�rry, or�s�.s n�i answ•er p�y or to a suass f"',=
<br /> .,��l Len�:r: ^�ay coli� c::e ir�-_raa�, prn:eec�. Lender may use the Fra���ta �r:- �� rcx��o:���: Pro P Y ? `� X�`'!��'Cs;�r�-
<br /> { ,.�J'.�.�'T 1.'_'t.�.i i.'2�3�-i_�S�2"-''S-'- v., `fN'�.'t�er'ris`"�R ..
<br /> t srct:r��y�s Sa.:.:::ty�Frsu-um�_u�.�-.a en due.The?��:z, ��:. •:=•• __
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<br /> r � ' '1�. C� �.'�.'' r:i r �4t�}rtx .
<br /> .�� 6 rzowe: e:'=.w•sv=_se�x in ur�r�_ :s.:� z?.,s�.,�c�^ o: ls*a.:,�� �� �--a�.tsl s:_. r ,�'�' .� ,.�''j` °
<br /> �� C:nF�s it:��er�~.d o ; ; - : .���� .,a men�. L•• •, o f:,
<br />.. ��p?DSIt.'I�f2(ai:.°.i;�2iC Of Cie.°.Ilk'°..^.i�� �2f�'�l�.l.' IEft':E�?L3:.. ..^•.�—.::.�."'7r,'')'c ' �'Di � ^. �,:.'s'�L�;.°.,:ut��.'.�.-�.i .,s � !� -..-
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<br />� � u-rae:�paragraph 21 the Pra��:rry is arq�.rired by Lende:. �cr3wer's right to ar.y •:�s:-�-x policies and pro��eoWs•:�ulring from ��s� .},! ��_.
<br />- � damage to the Property prior to the acquisition shall pass:a Lender ta the extent o:���sums secured by this Seti.uity Insuument �
<br /> ��?,�"'_- ,�-_`
<br /> immediately prior to the acquisiaon. ••�?`n��°.
<br /> :•i' 6.Occupaacy,ih�eservation.hfaintenance and Protertion of the Property; Borrower's Loan Appltcation;l.ea�eholds. - ' . .. ,�..
<br /> ` Borrower shall occupy,establish,and use the Property as Borrower's principal reSidence within sixty days after the exec�don of �^ :•:�.`,- « ;,
<br /> ��` this Security Instrument and shall cantinue to occupy the Property a+Horrower's principal residence for at teast one ypr after „�,n..�;•. .'' 'r-•,•.r,
<br /> �-�,:...
<br /> the date of occupaney.untess Lender otherwise agrees in wsiting, which �ronsent shall not be unreasonably withheld, ot unless . f,,, . , ;
<br /> extenuating circumstances exist which are beyond Barcawer's amtral. Barrower shall not destroy, damage or impair the �;��r
<br />: . Property. allow the Property to dctcriorate, or commit waste nn ihe PropeRy• Borrower shall be in default if any fodeiwee , _ � .'� �.� -_
<br /> uction or pracceding. �vhether civil or criminnl. is begun that in Lender's goad fa'sth judgment could resuli in forfeiture of the • • ��.,��:., ,..��;:,
<br /> Property ar otherwise maKriully impair the lien created by this Serunty instrument ar Lender's security interest.Borrower may :� ••� ��,t`4
<br /> cure such a default and reinstate,as provided in paragraph 18,by causinb thc action or praceeding to be dismissed with a ruling ���, ��:�� ,
<br /> that, in Lcnder's good faith determination, precludes forfeiture of the Borrower's interest in the Property or other material • s• •`��_•'•"
<br /> impairment of the lien created by this Security Instrument or Lender'ti security interest. Barrower shall also be in defautt if , _
<br /> . Borrower,during the loan application process,gave materially false or inaccurate information or statements to Lender(or failed � ;14 .` ::
<br /> ' to provide l.ender�vith any material information)in coru�ection with the loan evidenced by the Note.including,but not limited "�'�°F ;:�,__
<br /> :�,;.
<br /> �,;� to,representations conceming Borrower s occupancy of the Property as a principal residence. If this Security lnsnvment is on a . {,- _
<br /> leasehold. Boaower shall comply with al1 the Provisions of the lease. If Borrower acquires fee ride to tiie Property. the ��•,.��.
<br /> _��-_�_
<br /> � ' � leasehold and the fee tide shall not merge untess I.ender agrees to the merger in wriung. ' �r-� ,,f�_--
<br /> .. �.l 7.Protection af Leadee's Rights in the Property.[f Borrower fails to perform the covenants and agreements cun�tin;ed in �_ .-_.._.-
<br /> '� 1 this Security Instrument.or r�ere is a legal proceeding thzt may siguificantly affect I.ender's righu in the Frog+esty(such as a ,.,.,,;,,,� :,, _ � �'_
<br /> .: :� ���eeding in banlnuptcy,rr:�3te,for condemnacion c:�3rfeiture or to enforce[a«�or regulations),then L.ea�i�:z may do and _,,��_--_-- -_� -
<br /> ._:1 -, 1....
<br /> ;��for whatever is necess�'to protecc the value o.f�:e Property and Leader's cr;�;�s in the Property. Laui�a=s actions may �,�„-�V.
<br /> '.,t�vr; i,clude paying any sums secu:ed by a �=�n �vhich has priority over this Secur.ty instrument. appearinv in court. paying =
<br /> ='�r;�;� s�sonable aaomeys'fees and entering on the Property to m a ke repairs. Althou g h Lender ma y take action under this paragraph .. f.,.,
<br /> .T�� . .�. • . _
<br /> '7,l.ender does not have to do so. •4'-="`-�"'1z�`----- ..�'�'
<br /> _ Any amounts disbursrd by l.ender under this Fxragraph 7 shal! becatne .t�3�irional debt of Borro�vc�s secured by this �.��• -,����-m�-���r. �.
<br /> Security 1nsaT�::rwnt.Unless B�rrower and l.ender agree to other terms ot paymr�r..these amounts shall beat snterest from the "� . --•..,-.-�=.•,,�o�?
<br /> ,:;,.
<br /> date of dist:s�sement at the Note rate and shall be payable, witi� :•-:�rest, upon notice from Lender to Borrower mquesting _,:...�.^.,:�;�,,,�;_�,.�,,..:
<br /> • payment. , ' �. :��.:: .��_�
<br /> 8.Mortgage Insur,tLr�:i:.lf Lendcr required mort�e:�sir-r.~c�:as a condition of making the loan secured by this Securety �
<br /> ' lnstrument. Borrower s�[i �ay the premiums requir�t���r.iaintai�the mortgage insurance in effcct. If. for arry reason. the ,�,�.�- : ' .`
<br /> mortgage irs�:rance coverage required by Lender lapses or ceas$s to be in effect.Borrower shall pay the premiwns required to ' ;._„�".;'
<br /> obtain cover~�e substantially equivalent to the mortgage insurence previously in effect.at a cu�t substantially equivalent to the s: :. „�_.
<br /> cost to Borrower of the rttortgage insuranee previously in effect, from an altemate mortgage ir�urer approved by Lender. If — -_ -
<br /> " substantially equivalent mortgage insurance coverage is not available, Bottower shall pay to Lender each month a sum equal to r_
<br /> , r,: one-twelfth of the yearly mongage insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to
<br /> be in effect. Leader will accept.use and retain these paymenu as a loss reserve in lieu of mortgage insurance. Loss reserve •a�-'•
<br /> . .�i.. `__,
<br /> ' • Form 3028 9190 -- =- -- ��L.
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