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<br /> � T0C3E3TH8R WITH all the improvranents now or h�+eaRcr erectod oa the property.and all c�ements.AQpunenonca.su+d
<br /> fistureY now or iur�after a patt of the property. All rcplacementc cuid additiuns siwll alw be covena! by thlo. Saurity
<br /> Inotrument. All of the foregoing is referred to in thic Security Inctrument ur[hc"Propcny."
<br /> _ — BQRROWER COVENANTS d�at Borrower is lawfully xised of the estate hercby cunvcycd:ukl has du right tu grant ut►d
<br /> �� rnnvey the Property arrl that the Property i�unensvmbered,, except for encumbrances a�'recurd. Borrowcr warauus wid will
<br />-- U=� ---___--� ' defead gSnerulty thc tide to thc Property s�alast nll claims nnJ demands, suMject tn nny encumbranees�if rea►rd. _
<br /> THIS SECURITY INSTRUMENT combines uniPorm covenantr fur nutiond usc und non-unlforn�covuwn�r wlth limited
<br /> — vwiatians by juricdiction to constitute a uniform security instrument�rovering real pruperty.
<br /> UNIFORM COV�NANTS.Borrower arKl L.ender covenunt and ugree ns ibllows:
<br /> 1. Paytqent af Priacipt�l wtd Interect; Prepayment and Late Charges. Borrower shall promptly pay when due the. -
<br /> principal of and interest on the debt evidenced by the Note nnci any prepayment and late churg�5 due unJer the Note.
<br /> __ __---_-----� 2.Funds for Taxes qud Ipsut�ace. Subject ta applicable law or to a written waivor by I.ender, Borrower shall p�y to _
<br /> � � Lender on the day mon�hly payments are due under Ihc Natc,until the Notc is paid in full,a sum("Furuls")for:(a)ycArly taxes
<br /> _ _—__ and assessmcnts which may attain priurity over this Security Instrument as a lien an rhe Property; (b►yearly lesuehold paymenta
<br /> or ground rents an the Property,if any;(c)yearlr haz�ud or property insurunce premiums;(d)ycarly flood insurance premiums,
<br /> — if uny: (e) yeurly mortgage insurance premlums, if uny; and (�uny sums payable by Borrowar tu Lender, in acconlance with
<br /> the provision�of parag�ph 8, in lieu of thc payment of rnortgage insuriurce premiuma. These items nre called "8scrow Items.'
<br /> I,ender may,at uny time, collect and hold Funds in an amount not to exceed the maxfmum umount a lender for a federally
<br />�,��::i:�� related mortgage loan muy reyuire far Aorruwer's escrow account umter�he fexleru! Real Eawte Settlement('rocedures Act af
<br /> �'�°"""''�•�— 1974 as ume�xled from Urnc tn time. 12 U.S.C. 5eation 2601 e�sey.("RESPA"). unless�nother law that upplies to the Funds
<br /> ----=�s�-_--,� sets u lesser umount. lf so, Le�xler muy, at any tirnc,collect onJ hold Funds in an umount rx�t to exceed the lesser anuunt.
<br /> --:=�::_�..,�:�.,tu Lender may estimatc the amount af Funds due on the basis of current dwr and reusonable estimates of exNenditur�s of hture
<br /> ---------=-.�=� Escrow Items or otherwise in accordance with applicable law.
<br /> R.:aR*r•.-r�=.,�,
<br />��-�.���_�.:.."Q� The Funds shall be held in un institutioa whosc deposits ure insured by a federul ugency, instrumcntnlity, or entity
<br /> =e�,� (including Lcnder.if Lender is such un instiwtion)ar in uny Federal Home[.oan Bank. Lcnder shall apply the Funds to puy thc
<br /> ----• — Escraw Items. l.ender rnay not ctuuge Borrower for holding and applying the Funds,annually analyzing the escrow account. or
<br /> ' verifying the Escrow Items,unless Lender pays Borrower interest on the Funds und applicable law permits Lender to msilce such
<br /> '��`�,�T'�� a charge. However, Lender may require Borrowcr to pay a one-time charge for an independent reul cstate tux repocting service
<br /> `�"�""z"i`�n'�?..:�'r used by l.ender in comection with this loan, unless applicable law provides atherwise. Unless an ngreement is mude or
<br /> _w.— d�IfinI3IZ IdiY i2t�Ulit�IiiiG�ZSt i6 bc�Ai�. f.��r sIf0.I{I3�I� iZa�tli(� t0�}%SBiTOWCi diij im�:rc;i or�sningx on sl:e Fund..
<br /> _--�T��� �v HaROwer und [.ender may agree in writins, however, �hat interes� sl�all be pnid on the Funds. LcnJer shall give to Borrower,
<br /> •,:,rr�•.. � ,• �...
<br /> ?'' � '1i � without charge. un unnuul urcounting of the Funds,tihowing credits nnd debits to the Funds anJ thc purpose for which each
<br /> "`ta4�iw�•'��.L.'..;,'
<br /> '. .�. debit ta the Funds wus madc.The Funds ure pledgecJ as udditional sc-�urity for ull sums�urui by this Security Tnstrument.
<br /> "�'.''�'''""";'ti,� If the Funda held by Lencier ezceed the amuunts permiueci to be held by upplicuble law, Lender shull aecount to Borrower
<br /> ,e�iwar...c�,:,....�..,.; for the excess Funds in sucordance with the requirements of:ipplicable law. If the;,moum��f Ihe Funds held by Le�xier a�any
<br /> �_'"�' � ' time is nut sufticient ta pay the Escrew Items when due, LenJer muy so notify Borrower in writing,und,in such case Borrower
<br /> ._`Y.�:,.. _:�.,', shull pay to I.cnJer the cunount necessury to muke up �he Jeficiency. Borrower shsJl rtwke up the deticietx:y in no morc than
<br /> , �,. . " twelvc monthly paymenGs, at I.ender's sule discretion.
<br /> . ° :�4. Upon payment in full uf all sums secured by this Security Ins�rument, Lcnder shull prumptly refund to Borruwer uny
<br /> ,��'�s�• Funds held by Le�ider.lf, uncie�paragmph Z I,l.enJer shs�ll acyuirc nr seU the Propeny,Lender. prior to the acyuisition or sale
<br /> -%s�M:'. .::::+.�.: of the Property.shall apply any Funcis held by[.encier ut �he tim�ot acyuisi�iun or wale su u credit uguinst the sums secured by —
<br /> "'' this Security Instrumcnt.
<br /> �-�. :.:�.
<br /> .�,,,.�„�..,.,-;,,�,,,; 3.Applir.vtioi�of Payment�. Unlcs,applicablc luw pr�rviJe,udxrwix. all puymcnts rccriveJ by Lender wuler psuagraphs
<br /> _ t and 2 shs�ll be upplied, fir.�t, to any prepuyment churgcs due wuier�hc Nute: x��ond, to:unuumy payuble under paragroph 2:
<br /> third.to interetit due: fi�unh,to principul duc;unJ Iwt,to any late ch�rgv,due under the Nute.
<br /> .�-'�'`"� 4.Clwrges; Lienu. Burd>wer shull pay all wxcs.�ys��sltlCtll�,churge�. finrs:uid impo�ition�nttributable to the Property
<br /> _ - - which may attuin pri�iriry ��vc;r ihis Secu�ity Instrurnent, and Icu�elwld paymentx ar gn►unJ rents, if uny. Borruwer shall pay
<br /> "•���� �� .�,y�,,,, thesc obligations in the mwiner pruvided in paragr•rph�,.x if nut puid in thut rtunncr. Borr�iwcr shall puy them on time directly
<br /> •• - to thc pe�n ow��l paymrnt. &�rruwcr shull prumptly furnish to Leixlcr all nuticcs uf';unuunt�tu be puid unJer diis purugmph.
<br /> �'���� " '- If Borrowrr nwkcs thesc u nkms dircrtl &irrowcr tihall rv•m tl fumi�h w L.cnJer recci t,evidencin thc r mcnts.
<br /> PY Y• P PY P B P'Y
<br /> ���. Borrower�hull p�ampdy dixhurgr uny licn whKh has priorily over this Security Instrwii�nt unle.�Borruwrr: (u):�r�tiw in _
<br /> .:,3:�?'��` �`� �..' writing tu the puynunt ot'thc ubligation xcured by thc li�n in •r muuixr uccrptable to l.ender: Ib)r�mte.ts in�<wJ fuith the licn
<br /> ' by, ur defrnJs �,guinst enti�rcement of thc lien in. Iegul prucceJings which in the LcnJer'. �ipiniun o�r�te to prevent the
<br /> - 7 ' enforccmcnt oi thc lirn;ur�c1 x�unti fr��m th�huldcr ot'thc licn an aErecmrnt satislacturv t.�Lrndcr ,uburJinuting U�r lien to �
<br /> �°� �;�: thiti S�:curity Instrument. If I_cnder det�rniinc+th.�t any p�n ul'the Pm�xrly i�wt►jcct t��:i li�n which may nttuin priority over --
<br /> - ° k.. d�is Sccurity In�trumcnt. LcrKlcr mry givc Biirrowrr a n�.ticc i�rntil'yiu�, thc licn. B��rruwer.h:�ll .ati+t'y tlt�lirn�ir tukc utk ur •--
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<br /> � . �` more ut'the actions set f'onh above within IQ J•ry,ufUu�iving af nuiicc. -
<br /> Y• Fam 3028 9l�O
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