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<br /> condemnut icm or othcr tnking of nny purt of Uic{'ropetly,ur fur convcyuncc in licu of candcmnution,urc hcrcby.►ssigncA und r,...
<br /> shull bt puid to L.cndcr, ��
<br />' .. ° � In thc ever�t o�n totid tuking of the Property, thc prcxecdti rhnll tH: upplicd to thc sums sccured by this Sccurity
<br /> , Instrument,whetlicr ar iwt thcn duc,with nny cxcess paici to Borrowcr. In thc cvcnt uf'a partinl tnking oP thc Properry in �'
<br /> .� � which thc inir murkct vnlue of the Property immeditucly heforc the tuking is a�uid tu ur grratcr th�m thG umount of Utic,ums :;
<br />:����,; , • secured by this Securiiy Inst�umene iromediiuely befom the ti�king,unless Borrower und Lcnder othenvitic iigrtic in writing, _
<br /> "��:��,;� the sums secured by Uiis Sccurity h�st�umcnt shull tx:reduccd by qm nnmunt of dic pr�xeeds multiplicd by the folbwing =
<br />:,,r��� fractian: (u)thr� rotul nme�unt nf thc sums sccurcd immediutely befi�rc the tuking,dividcd by(b)ihe fair nmrkct vi�lue of thc _r`.:.
<br /> -- ;:�,� E'copeny iimncdiatcly bcforc thc tnking. Any bulimcc shall bc paid eo Borrowcr. In thc event of u parti:d tiiking of thc _
<br />- ' Property in which thc fair market valuc of the Propcny innnediutely beforc thc taking is lcss thnn�hc umount of the sums _
<br /> � ,�' secured imincdimely beforc thc tuking,unless Bonowcr und (..endcr othcrwise ngree in writing or unless upplicitblc la�v c
<br />:z'...� � athcrwise provides,thc procceds shnll hc applicd to thc sum�secured by this Security Instrumcnt whethcr�r not tl�c�ums ure _
<br />;;�`{:� ,.. then duc. -
<br />�.;..iF��,:t " If the Property is abandoned by Horrower,ar if. after notice by Lcndcr[o Borrower that thc condemnor offc�s to muke
<br />-..;,�;?� «... vi award or settic a claim for damages,liore�wer fails to respond to Lendcr within 30 days tifter the datc thc noticc is given,
<br /> �' ' Lender is uuthorized to collect und apply die proceeds,at its option,either to�rstaration ov repair of the Property or tu the
<br /> "����'���� sums sccured by this Sccuriry Instrument,whether or not then duc.
<br /> �" '� Unless Lendcr and Horrower otherwise ngrec in writing,uny upplication of procceds to principal shull not extcnd or
<br /> Y�,:<`'�_L postpune t{�e due date of the monihly payments referred to in purugraphx 1 und 2 or change the amount of such paymentz,
<br />°-��a.i;'�;:..�� I1. Borrowcr Not Relcused; Forbearnoce By Lender Not a Waiver. Extension of thc timc for puymcnt or
<br /> _?�y-� modificution of umonizatian of the sums secured by this Security Instrument granted by Lender to any successor in interest
<br /> 1'�� , of Aorrowcr shall not operate to releasc the liability of the origmal Borrowcr or Bonowera successors in interest. Lcnder
<br />•�`�'�°'�� shall not be required ro commence praceedings against any successor in interest or refuse to extend time for puyment or
<br />._.rw�,�� otherwise modify amortization of the sums sccured by this Security Instruracnt by r�ason of any demand made by the original
<br /> `-= - Borrower or Borrower's successors in interest. Any furbearance by Lender in excrc�smg any right or remedy shali not be a
<br /> - —= - waiver of or preclude the exercise of any right or remedy.
<br /> � '� 12. Successars Ated Asslgns Bound;Jotnt und Severol I.iuhil[ty;Co-5igners. The covenants and ngrcements of this
<br /> - '�'r`-°'e"••"•"�� Securiry Instrument shall bind nnd beneiit the successon and assigns of Lender end Anru�wer,subject ro the provisions of
<br /> - ='�'�„� parngraph 17. Borrower's covenams und agreements shall be joint und severuL Any Borrower who co-signs this Securiry
<br /> �"° Instrument but dces not execute the Nate: (a)is co-signing thi�Security Instrument�nly to mortg�+ge,grunt and convey that
<br /> �---� Borrower's interest in the Property under the terms of this Security Instrument; (b)is nat personally obligatcd to pay ihe sums
<br /> ���� secured by this�ecurity lnstn�ment;anci(cj agrc��iiuti Lciiuci or��aiiy ai!'iCt�C�:'.^.::.°.:.^•t�j S$::C iL`°ver.n�1,mrv_Ijfy,fnrhrnr
<br /> _�u_i�� or make any accornmodations with regurd to the tenns of this Security Instrument or the Note without thut Bonower'.s
<br /> ,�,,�'� consent.
<br /> 13. l.oan Charges. If the lonn secured by this Security Insarument is subject to a law which scts maximum lann
<br /> � - charges,and thut law is finally interpxt.ted so that the intarest or other loan chargcs collected or to be collected in conncction
<br /> -- with thc loan exceed the permitted limits,then: (n)any such loan charge shall be reduced by the amount necess:vy tu r:duce
<br /> - - the cliarge to the permitted limir,and(b)uny sums aAready collected from 8onower which exceeded pe�Tnitted limits will be _
<br /> nfundcd to Borrowcr. L.ender muy choose to make this refund by reducin}�the principal owed under the Nate or by making a
<br /> �v"� direct payment to Borrower. If a re!'und reduces principsl,the reduction wiU be treated as a par�ia!prepnyment w�thout any
<br /> pnpayment charge undcr the Notc.
<br /> `—� 14. Notices, Any notice to Borrower provided fur in this Securlty Instrer.:er.�shall bc given by delivering it or by
<br /> mniling it by f rst class muil unless applicable Inw re9uires use of another methoel.Tl:•:.natice shall be directed to the Propeny
<br /> Address or any aiher uddress Horrower designates by notice to Lender. Any notice co Lender shall be given by first cluse
<br /> mnil to I.,�nder's nddress stated herein or any other uddress Lender designates by notice to Bono�ver. Any notice provided for
<br /> - - in dii, Secudty Instmcnent shall be der.med to huve becn givcn to Boirower or Lender when given u� provided in this
<br /> � paragrnph.
<br /> 1S. Governing Law; Severebility. This Security Instrument shull be governed by federul luw and the luw of the
<br /> jurisdiction in wh(ch the Property is loc:ated. ln the event thut any provision or elause of this Security Instrument or the Note
<br /> conflicts with appl'ecable law,such conflict shall not uffect other provisions of this Secarity Instrument or the Na1e which can
<br /> --- be given effect without the conflicting pruvisinn. 'Ib this end the provisions of this Securlty Instrument nnd the Note nre
<br /> decl:ued to be sevcrable.
<br /> 16. Borrower's Copy. Borro�ver shull be given one conformed copy of the Note and of this Security Instrument.
<br /> 17. 1Yansfer otthe Nroperty or u�eneficial Intcrest in Borrower. If all or�ny part of thc Propeny or any interest in
<br /> it is sold or transfe�rcd (or if u beneficiai interest in Dorrower is sold or transferred und Borrower is not n natural panon)
<br /> - without I..cnder's piior written consent,Lender mny,at its option,require immediete payment in full of all sums secuttied by
<br /> this Security Inswment. However,this option shall not be exercised by Lendcr if excrc�se is prohibited by federal ia�v�s of
<br /> = the datc of this Sccurity Instrument.
<br /> - If Lender exenises this option,Lendcr shall Sive Borrowcr noticc of nc�elerativn. 'I'hc notice shaU provide a periad of
<br /> -_--=-�—� nut lcss than 30 days from Nie date the noticc is delivered or mailcd within which Borrower must puy all sums sccured by this
<br /> _- - Security Instrumcnt. If Borrower fails to puy these sums prior to tlie expiration of this period, Lender may invoke :,tty
<br /> ------ - - remcdies permittcd by this Security Insuumcnt wlthout further noticc or demand on Borrowcr.
<br /> —= �� 18. Borrower's RtghY to Relnstnte. [f Bonower meets certain conditiuns. Borrower shall have the right tn hnva
<br /> --==-"-�i�� enforcem�nt of ihis Security Instrument discontinued at any time prior to the carlier c+f: (a) 5 days(or such othcr period as
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