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<br />shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not
<br />apply in the case of acceleration under S�tion 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in
<br />the Note (together with this Security Instrument) can be sold one or more times without prior notice to
<br />Borrower. A sale might result in a change in the entity (known as the "Loan Servicer") that collects
<br />Periodic Payments due under the Note and this S�urity Instrument and performs other mortgage loan
<br />servic�sg obligations under the Note, this S�uriry Instrument, and Applicable Law. There also might be
<br />one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br />Servicer, Bonower will be given written notice of the change which will state the name and address of the
<br />new Loan Servicer, the address to which payments should be made and any other information RESPA
<br />requires in conn�tion with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is
<br />serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations
<br />to Bonower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not
<br />assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Bonower nor Lender may commence, join, or be joined to any judicial acrion (as either an
<br />individual litigant or the member of a class) that arises from the other party's actions pursuant to this
<br />Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by
<br />reason of, this Security Instrument, until such Bonower or Lender has norified the other party (with such
<br />notice given in compliance with the requirements of Secrion 15) of such alleged breach and afforded the
<br />other party hereto a reasonable period after the giving of such notice to take corrective acrion. If
<br />Applicable Law provides a time period which must elapse before certain action can be taken, that time
<br />period will be deemed to be reasonable for purposes of this garagraph. The notice of acceleration and
<br />opportunity to cure given to Bortower pursuant to Section 22 and the notice of acceleration given to
<br />Borrower pursuant to Section 18 shall bs deemed to satisfy the notice and apportunity to take correcrive
<br />acrion provisions of this Section Z0.
<br />21. Hazardous Substances. �s used in this Section 21: (a) "I-�azardous Substances" aze those
<br />substances defined as to�cic or hazardous substances, pollutants, or wastes by Environmental Law and the
<br />following substances: gasoline, kerosene, other flammable or toxic petroleu.m products, toxic pesticides
<br />and herbicides, volatile solvents, materials containing ashestos or formaldehyde, and radioactive materials;
<br />(b) "Environmental Law" means federal laws az►d Iaws of the jurisdiction where the Property is lacated that
<br />relate to health, safety or environmental prot�tion; (c) "Environmental Cleanup" includes any respflnse
<br />action, remedial action, or removai acrion, as defined in Environmental Law; and (d) an "Environmental
<br />Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental
<br />Cleanup.
<br />Bonower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br />nar allow anyone else to do, anything affe,cting the Property (a} that is in violation of any Environmentat
<br />Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a
<br />Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding
<br />two sentences shall not apply to the presence, use, or storage on the Property of small quanrities of
<br />Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to
<br />maintena.nce of the Property (including, but not limited to, hazardous substances in consumer products).
<br />Bonower sha11 promptly give Lender written norice of (a) any investigation, claim, demand, lawsuit
<br />or other action by any governmental or regulatory agency or private party involving the Property and any
<br />Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any
<br />Environmental Condirion, including but not limited to, any spilling, leaking, discharge, release or threat of
<br />release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a
<br />Hazardous Substance which adversely affects the value of the Property. If Bonower learns, or is notified
<br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />�-6(NE) (OB>>) Page 12 of 15 �n�tials: Form 3028 1/01
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