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<br /> T+Oa£sTM9It WITH all tho impravcmcnts now on c�rc;�itcr crcctcd on thc praperty, cuid NI eascmcnts,nppurtcns�nccy.and �
<br /> fiatures now on c�rcaftcr e part nf tho property.AQ rcplt►ccmcnt�nnd eddidons ahall also bo cavcrcd by thts Sccurfty[nswmenl.
<br /> � �� All of ttio foregoing is rGlcrrr.d to in this Sccurity Instn�mcnt n.9 thc"Propc�ty" � �
<br /> � BORROWBR CDVBNAiV1'S that�ormwu is lawCully sctsod of ihe esato hcrcby canvaycd s�d ha�tho righ!to grent and .
<br /> . �nvey thc Proporty flnd that Ihc Praporty is unc�cumbcrcd,oxccpt for cncumbrancrs of rccord. Iiairowcr werrants and will ,
<br /> �� dcfcnd gcncrally tho tidc to thc Propcny against sll ctaIn�y a,�d der���c�a,�ubjoct eo any e�x:u�nL•r.�ic:,s of e�co7Q.
<br /> .,.,:,•�k� THIS SHCi3R1'I'Y IN5TRUMSNT combincs uniform covenunts for naUonal usa end non•uniform covcnantg wlth pmitct7
<br /> vsriaaons by Jurtsdlcsion to constituto u uniform sccurity instrumcnt covedng r�u1 praperty.
<br /> . ;,.::�+•±'�t UMFORM COVBNANTS.Bortawcr and l.cndcr cc�vcnant and agroa as lollows:
<br /> ��` 1.P�ymen4 of t*rinclpal And Intereat;Preps�yment�nd i.ate Charaes. Hor�rawcr shall promptly puy wt�cn duc thc
<br /> ' �" � . pdncipa!of end intcrest on the dcbt evldenccd by the Nota a�id any pm�uymr�t and Ism chargcs duc under�ho Notc. '
<br /> � 2.Fuods tor`Taxes and Ias�ranee. 5ub�OCt to oppl�aUlo 1ew or ta a written waiver by [.�ntkr, Darrawcr shall pay to •,�'
<br /> � l.ender a�tha day monthly payments aro due under tl�c Notes,undl rho Noto is paid in fnU��sum("Funds")for.(a)yearly tatcs -=�r"
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<br /> and assc.csmcnis whiah may ettein priodty ovcr this Socuriry Inst�umcnt as a llen on thc Property;(8)ycariy kaschold paymcnts -.-
<br /> - �, or ground renis on the Property,if ony:(c)yearly hazard ar property insurance premlums;(d)yearly(taod.insnranCC prcmiums,if _ -
<br /> ° sny;(e)yearly morigago insurance premiums,if any;and(�any sums payablc by Horrowcr to Lcndec,in accordanse with thc -"
<br /> -�':s._ .:;. :.• provLsians of paragranh 8. in lieu of the payment of moct,gaga insuranco pnemiums.These items are callad "Bscrow [tems." --_
<br /> `:�`l` , ` I.enda may.at any dmz,coAect aad hold Funds In an amount not to caccoul ihc m�ucimum emount a Ica�der for a icdually tclatod r .
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<br /> '.��' - � • �7� matgaae k�an may require for Borrower's escrow account under the foder�l Real Bstato Sctdemcnt Pcocedures Act of 1974 ss ,-
<br />=�;'..�.`• . � ea�eaded from dmc to tune.12 U.S.C.Sxtion 2601 et s�q, ("RESPA")�unkss anothex law that applks►o the Flmds scts a kssu =-_ _=
<br /> � amoun�If so,L.cnder may.at any dme, collect and hold Fun�s in an amount�ot to exoxa the Icsser amoun�Lende� may
<br /> � � � esdmate the a�nount of Kunds due on tha basis of cuRCnt data and reasonabk csdmates of eapettdiwms of fuWrc Escrow Itams or �•��
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<br /> othctwise in accordance with app!lcablc law.
<br /> '�* .,�;� _ Tha Funds shall be he{d in an inssiWtbn whose deposits are insund by o fedcral agency.instrumentality.or cadry(including �_.-:
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<br />-�:_1,;;4:` - I,ender�if I.a�der is such an insdwdon)or in eny Fodernl Home Loan�anlc. Lender sh�]apply ttie Funds w pay the Escmw r,.�
<br />-�'vJ'.•^ Items.Lender may not ch�rge Bolrower far holding and applying the Funds�ennually enalyz�ng tho escrow a000unt,or vaifying �:
<br /> y •'�'"�=:' the Escrow Iterns.un�2ss Lender pays Borrowa int�aest on tho Funds ond epplicAbk law pamits L,ender to malce such e charge.
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<br /> -`''" H�weva.L,ender may roquira Botrowu W pay a one-time charge for ari independent�cal estate�c reporting strvice usod by
<br /> .c,,,v;w3•;�� r��__�n �fY��j�� ��.j�L •�.j�'w^w
<br /> �, ~'rR L�iNG Y��a�WY1Jll w�Y1 Y`L�1 NWI�unkss epplicabb law provides otherwise. Unless en egoer.rt►ent is msde or applk�bk law
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<br /> -Y7r5�, . �Q �s L�a�cler shall not be requlred to pay Bommw�ony intaact or earainga on tha Funds.��R�WCr i11d =
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<br /> --._.,,.-�,� Y� 8,4owevu.that int�erest sf�ll 6e paid on the Fund9,Lendu sball ve w Bormwa�without�har e�an
<br /> -����''�� . , annual aocounting of the Funds,showing cc�edits end dobits to the Fun�dsti bnd tho p�upose for which each deblt w the Funds w� -
<br /> -- made.'I1ie Funds are pledgect as addIti�onel socurity far all sums secured by this Secur;ty Instrumen�
<br /> __-:�. If the Funds held by i�enda excoed the amounts peimiuod w be heid by Applicablt Isw.Lendu shall aocount to Borrower fo�r `
<br />_ -_ _p-��.�,� tho eaass Fwxls in accordanco with the�equfrem�ts�f applicabk lnw.If'�ho enwunt of tho Flinds he{d by Leada at any p,orr.:f�
<br /> , not sui�"�cknt to pny tha Escrow Items wh�n due.L,ender may so notify Borrower in wrtdng,and,in�uch ca9e Bairawer sls�ll�u,y -
<br /> -----�"":� to I.ender ttx amoant nocessazy to r►�e up th� dcf'�ia�cy.Barowa shall maka up the defxicr�cy tn no moro than tweh�e -_
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<br /> ��;�;.,.�� monctdy ps,ym«i�s.et La�de�r's solo at9crerion.
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