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<br /> paymcnts nuiy no longcs bw required. nt lhC��plinn i�f I.cndcr, if mortgu�;o insur��ncc covcragc(in thc cimount nnd for thc�xriud
<br /> thzU l.cndcr rcquirc�;)provided hy nn insurcr approvcd hy L.cndcr nBi►in bcromcs uv��llnblc i►nQ is obtnincd. B��rrowcr shidl puy
<br /> thc premiums rcyuircd to muintnin mur�g�+�;c insurnnrc io cffcct,or tn pmvida n I��ss r�sc�vc, until the rcquiremcnt for m�►rtgngc
<br /> h�suru��cc cnds in nccurdui�x with nny writtcn ngrcemcnt bctwccn qnrrci�vcr u�id 1�:►idcr u�•iipplicafilc laa•. �-
<br /> 9.Inspccitm�. Lendcr or its asent nmy nn►kc rcusan.�blc entrics u�m nnd inspccUons of thc Pro�erty. IJcndcr shidl glve
<br /> Eiurrowcr naticc nt thc timc of or prior tc�nn inspcction spccifying rcusomiblc cnusc f�u thc iu,{xction•
<br /> 10. CondemnuNon. The prcxcedc nf csny awarci nr clnim far dumuges, dircct ��r conscyucntiul, in conncctian with imy
<br /> condemnation nr other taking af uny part of tho Pmperty, ar for convcy��ncc in li�su of c��ndemnation, ure Itereby ussigncd und
<br /> shall bc paid to I.endcr,
<br /> In thc cvcnt of a totul taking of thc Praperty,the pracceds shnU bc npplicd!u d�e sums s��cured by this�ecuriry Instrument.
<br /> whether or nut Qun due, with any excess paid tu Bo�TOwer. In the event uf n partinl tuking of thc Propeny in which du fnir
<br /> mArket vidue of thc Pmperty immedfutely before thc taking is cqual to ar gr�utor thnn thc umount of the sums sccurcd by this
<br /> Security Instrumcnt imnicdintely bcfare the taking,u►ilcss Borrawcr and Lender oAiarwlsc ugrce in writing,the sums securcd by
<br /> this Security Instrument shall be reduced by the umaunt of the proceecis multipliui by the follawing fraction: (t�)the total
<br /> amouRt of the sums secured inunediutely beforc the taking,dividcd by (b) thc fair rnurkct value of tt�e Propeny immediately
<br /> before the taking. Any bnlnncc shell he paid to Borrower. In the evcnt of a partinl takinb of tlic Property in which the fair
<br /> market value of the Propeny immedintcly bcforc the taking is less than tho nmount of the sums securcd inunecliatcly before the
<br /> tnking,unless Horrower and Lender othenvisc ngrcc in writing or unless applicable I�w othenvise provides, the proceeds shnll -
<br /> be npplied to the sums secured by this Security Instcument whether or not the sums ure then due.
<br /> If the Propeny is abundoned by Borrower,or if.ufter notice by Lender ta Borrower thut the condemnor offers to make un
<br /> uwnrd or settle a claim for damages, Borrower fnils to respond to Lender within 30 days aRer the dute the noticr is �ivcn,
<br /> Lender is suthorizetl to collect and upply the procceds,at its optiot�.either to restoration or repair of the Pr�perty or to the sums
<br /> secured by this 5ecurtty Instrument,whether or not then due.
<br /> • Unless I.ender And Borrower othenvise agree in writing, any npplication of proceeds to principal shall nnt extend or
<br /> postpone the due date of the monthly payments refcrred to in puragraphs 1 and 2 or change the amount of such payments.
<br /> 11. Borrower Not Released;�'orbearance By I.ender Not e Waiver.Extension of the time for payment or modificadon
<br /> Qf�,n.�;7�rion of ehe sums secumd 6y this Security Instrument gmnted by Lender to any successor in interest of Borinwer shall
<br /> �, not operate to release the liability of the original Borrower or Borrower's successors in interest. l.ender shaii not i�e required co
<br /> commence proreedings ngainst any successar in interest or refuse to extend time for payment or othenvese modify amontzation
<br /> i of the sums secured by this Security Instrument by reason of any demand made by the original Borrawer or Borrower's
<br /> successors in interest. Any forbearance by I..ender in exercising any right or remedy sh�ll not be a waiver of or preclude the
<br /> exercise of any►9ght or remcdy.
<br /> 12. SuceessorA and Assigns Iiound; Jotnt and Severnl LiabUtty; Castgners. The covenants and asreemenu of th�is
<br /> y Security Instrument shall bind and benefit the successors nnd assigns oF Lsnder and Borrower, subject to the provtsions of
<br /> � paragraph l7. Botrower's covenants and agrcements shall be joint and several. Any Borrower who co-signs this 3exurity
<br /> IInstrurnont but does not exec�+te tlie Note: (a) is co-signing thi�;Securlty Instcument only to mortgage. grant and convay that
<br /> Borrawer's interest in the Property undcr the terms of this Security Instrument; (b)is not personally obligaied to pay the sums
<br /> S sccured by thls Secudty Instrument;and(c) agrees thnt Lender und any other Borrower muy agree ro extend, modify.forbear or
<br /> � make nny accommadntions with regurd to the terms of this Security Instrument or the Note without that Bon�o�ver's consent.
<br /> �,t 13. Loan Charges.If the loan securedl by this Security Instrument is subject to a law which sets mni:imum loan charges,
<br /> • and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the
<br /> loan exceed the permitted limits,then: (a)any such loan charge shall be reduced by th�amount necessary to reduce the charge
<br /> : to the permitted limit; and (b)any sums already collected from Borrower which exccedeci permitted lim:ts will be refunded to
<br /> iiorrower. Lender muy choose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> payment to Bortower. If a refimd reduces principnl, the reduction wiU be treated as a partial prepayment without any
<br /> ;�. prepaymcnt churge under the Note.
<br /> 14.Notices.Any notice to Borrower provided for in this Security Instrument shull be given by delivering it or by mailing
<br /> ',; it by fimt class mail unless nppli��ble law requires use of pnother method. 'fhe notice shall be directed to the Pmpr,-�rty�Address
<br /> ' or uny other address Borrower desi�nntes by notice to Lcnder. Any notice to L.ender sl�all be �iven by tirst cl�ss mail to
<br /> :j Lender's address stated herein or any other addmss Lender designates by notice to Borrower. Any notice provlded for in this
<br /> � 5ecurity Instrument shall be deemed to have been given to Bonower or I.ender when given as provided in this paragraph.
<br /> '. 1S. Governing Law; �evernbtlity. This Security Instrumcnt shall bc govemed by fedcral law and tho law of thc
<br /> � jurisdiction in which the Properry is locatad. In the event that any provision or clausc of this Security Instrument or the Note
<br /> � conflicts with npplicable law,such conflict shall not affect other provisions of this Security Instrument or the Note which can 6e
<br /> �iven effect without the conflicting provision.To this end the provisions of this Sn.curity Instru►nent and the Note are declared
<br />— � to be severable.
<br /> 16. Borrower's Copy.Borrower shull be given one conformcd copy af the Note and of thls Security Instrument.
<br /> Funn 3020 8/S0
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