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20�1�56�v work has been completed to Lender's satisfaclion, pzovided that such inspection shall be undertaken promptiy. Lender may disburse proceeds for the repaizs and restoration in a single payment or in a series of progress payments as the work is completed. Unless an agresment is made in writing or Applicable Law xequires interest #o be paid on such insnrance proceeds, Leader shall not be required to pay Borrower any iaterest oz eamings on such proceeds. Fees for pubuc adjusters, or other third parties, retained by Bozrower shall not be paid out of the insurance pzoceeds and shall be the sole obligation of Borrowes. If the restoration oz repaiz is not economically feasible or Lender's seciuity would be lessenedi, the insurance proceeds shall be applied to the sums sec�ed by this Security Instrument, whether or not ihen due, with the excess, if any, paid to Borrower. Such �n�+�*+ce proceeds shall be applied in the order provideri for in Sectioa 2. If Borrower abaadons �the Property, Lemder may file, negotiate sud settle any available insu�rance claim and related matters. I� Bonrowex does not zespond witl�in 30 days to a notice from Lender tlaat tlie insurance canriez has offered to setkle a claino, then Lender may negotiate and settle the claim. The 30-day period will begin when the notice is �iven. In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigas to Lender (a) Borrower`s rights to any �n�rran� proceeds in an amount not to elcceed the aznowrts unpaid undez the No#e or this Security Iastrument, aad (b) any other of Bonower's rights (other than t1�e right to any refimd of imearned premiums paid by Borrower) uader all insurance policies coverir►g the 1'roperty, insofar as such rigb.ts ase applicable to the coverage of the Properiy. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts impaid under the Note or this Security Instrumeat, whether or not then due. 6. Occapancy. Borrower shall occuPY, establish, and use the Property as Borrower' s principal reside.ace within 60 days after the execution of this Secarity Instrumeni and shall continue to occupy the Property as Borrawer's principal residence far at least one ye,ar after the da#e of occupancy, waless Lender othe�rwise agrees in vvriting, which consent shall not be unreasanably withheld, or unless extenuating circumstances e�cist w�ich are beyond Borrower's eoutrol. �. H'reservation, Mafwt,enance and Proted3on of the Property; Inspect�ons. Borrower shall not destroy, damaga or impaiz the 1'rogeriy, allow t]ae I'roperty to deteriorate or commit waste on the Property. Whether or not Bonower is residing in the Property, Borrower shall ma.intain the Property in order to prevent the 1'roperty from deteriorating or decreasing in value due to its condition. Unless it is determiaed pursuant to Section 5 that repair or restoration is not economically feas�Tble, Bonowez shall promptly repair the Praperty if damaged to avoid further deteriosation or damage. If insurance or cflndemnation procaeds are paid in coffie�ction with damage to, or the taking of, the Property, Horrower s3iall be zesponsible for repairing oc restoring the Property only if Lender has released proceeds far such purposes. Lender may disburse proceeds for the repairs and restoration in a single paymeut or in a series of progr�s payments as t�e work is completed. If the insurance ar condeamation proceeds are not snfficiart #o repair or re�store the Property, Boaower is not relieved of Borrower` s obligation for the completioa of such repair or rest�z�ation. Lender or its agent may make reasonabie entries upon and inspections of the Property. Tf it has reasonable c�use, Lender may inspect the interior of the imprwements on the Property. Lender shall give �rrower notice at the #ime of or prior to such an iateriar inspection speciFying such re�asonable cause. 8. Borrower's Loan Appiicatian. Borrower shall be fn default it� during the Loan application process, Barrower or any persons or entities acting at the direction of Bonower or with Borrower' s imowledge or consent gave materially false, misleading, or inaccurate informa�ion or statenneats to Lender (or failed to provide Lender with material information) in comie.ction with the Loan. Materisl representations include, but are not limitat to, representations conce�nauing Bonower' s occupancy of the Property as Borrower's principal residence. 2200149668 D V6ANE N�RASKA - S3ngle Family - fannie Ma�Fredd�e Mac UNIFORM INSTRUMBVT WIT (�-6A(NEj toa�o) Paee � or � s i,�dd�: �� \�. Form 3028 1/01 @