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20�i�5G�� Bonower shall prompfly discharge any lien which has priority over this Sec�arity Inst�ument unless Borrower: (a) agrees in wrzting to the payment of the obligation sec�zred by the Iien in a manner acceptable to Lender, but only so long as Borrower is performing such a�reement; (b) contests the lien in gaod faith by, or defends against enforcement of the liea in, legal proceedings wIuch in Lender's opinion operate to prevent the enforcement of the liea whila those praceedings are pending, but only wrtil such pzoceedings are conclud�; or (c) se,cures fram the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender deteimines thax any part of the Property is subje,ct to a lien which can attain priority over this Security Inshvanent, Leader may give Borrower a notice identifying the liea. Within lU days of the date on which that notice is given, Borrower shall satisfy the lien or taka ona or more of the actions set forth above in this Section 4. Le,nder may require Borrower to pay a one-time charge for a real estate tax verification and/oz reporting se�+ice usecl by Lender in connection with this Loan. 5. Pro�erly Insnrance. Borrower shall keep the improvements now existing or hereaftet erected oa the Property insured against Ioss by fire, hazards included withia the term "extended coverage," and aay other hazards including, but not iimited to, earthquakes aad #loods, for wluch Lender requires insurance. This insurance shaU be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuaat to the preceding sentences ca�n change during the term of the Loan. The inm�*�+*�ce c�rier providing tlxe i.nsurance shall be chosen by Borrower subject to Lender's right to disapprove Borrowes's choice, which ri�ht shall not be exercised unreasonably. Le,nder ma.y require Borrower to pay, in connection with this Loan, either: (a) a ane-time charge for fload zone determination, cert'�fication and tracldng services; or (b) a one-time chazge for flood zone determination and certification services aad subsequent charges each time remappings or similar changes occur which xeasoaably uzight affect such detem�ivation or cer�ifiication, Bonower shall also be resgonsible for the payment of any f� imposed by the Federal Eme�rgency Management Agency in counection with the seview of azry flood zone determination xesulting from aa objection by Borrower. If Borrower fails to m�inYtain any of the covecages descrt"bed above, Lender may obtain insurance covetage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase aay particutar type or arnouat of coverage. Therefore, such coverage sha11 cover Lender, but might or might not protect Borrower, Bonower's equity in the Prope�.y, or the cantents of the Property, agaiast aaY risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowiedbes that the cost of tlxe insurmice coverage so obtained might significantly exceed the cost of insurance that Bortower could ha.ve obtained. Any amtlounts disbursed by Le.nde� under ttus Section 5 shall hecome additional debt of Borrower secured by tl�is Seciu�ity Insirament. These amoUats shall bear interest az the Note ra#e from the date o£ disbursement and shall be payable, with such irn�rest, upon notice from Lender to Borrower requesting Payment. All insuraace policies requu� by Lender and renzwals of such poiicies shall be subject to Lender's right to disapprove such policies, shall include a standard mbrtgage clause, aad shall name Lender as mortgag� andlor as an additional loss payee. Lender shall have the rigiit to hold the policies and renewal certific�tes. If Lender requires, Bonower sha11 promptly give to Lender all receipts of paid premiums and renewal notices. If Bozzower obtains any form of insurance coverage, not otl�erv�rise rec�ired by Lender, for damage to, or destruction of, the Property, such policy shall inclnde a standard mortgage clause and shali name Lender as mortgagee and/or as an additional loss payee. Ia the event of loss, Borrower sha�l give prompt notice to the insurance carriez and Lender. Lender may make proof of loss if aot made prompfly by Borrower. Unless Lender and Bonower othera+ise agre� in writ�ng, any insurance proceeds, whether or not the underlying inm was xequired by Lender, shall be appli� to restoratian or repair of the Property, if the restoration or repair is ecanomically feasible and Lender` s seauity is not lessened. During such repair and r�toration period, Leader shall have the right to hold such insurance proceeds until Larder has had an opporhinity to inspect such Prflperty to ensure the 2200149668 D V6ANE NEBRASKA - Single Femtly - Fannie Mae/Freddfe Mac UNIiaORM IN5TRUMfJVT WIT �-fiA{NE)1os�ol r+aee a o� �s mwa�s; �� '�, Wrm 3028 1J01 0