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<br /> -- -- ___--�. pedoda thu{,,ender coquires. The incurnnce curier providing the insurance ahall be chosen by Bocrower subject to l.ender's
<br /> - Approvwl which�hall not be unreasonably withhoid. tf Smrower fuits to i-i�a[��iain tovcrage descdbed ahove,Lender m�y,�t
<br /> -- - [.enderb optian,obtain coverage to protect Lender's righta in the Property in accordance wlth paregraph 7.
<br /> �f._: All incurance policiea end renewals shall be neceptable to Lender and shall include a stendard mortgage clause. L.ender
<br /> - - rholl hWVe thc rfght to hold the policies and renawals. If Lender requires,Bortower shall prompdy give to l.ender nll receipta
<br /> nP paid premiums and renewal notices. In the event of lass.Borrower ahall�ive prompt no�ice w the tnsurwtce cartier and
<br /> '`'-' 3--=T= _'_ -` __� L,et�kr. Lender mWy mukc pruof of loss if not mude promptly by Borrower. _
<br /> :� Unlcsa Lendcr and Borrower uthenvise agrce in w�iting,insurance proceeds shall be applied to nstoration or repair of
<br /> `. tha Properiy dunaged. if the�+estoration or ra�uir is economically feasible and Lenders secudry is not lessened. lf ffie
<br /> ''�� � �, rc�oration or repuir is not economically feasible or Lendor's security would be lesr,ened.the inaurance proceeds shall be
<br /> --- applied to the Rums secured by thls Security Insuument,whether or not then due,with eny excesa paid w Burruwcr. If -
<br /> - Borrower abandons the PropertY�or does not anawer within 30 day� a notfce from Lender that the insurance cerrier has
<br /> — ofPered ta�ettle a claim,lhen Lender may collect[he insurance proceeds. Lender may use�he proceeds to repair or restore
<br /> ---- — tho F'rope�'ty or to puy sumx xa:ured by this Secudty Inxtrument,whether or not then due. The 30�day periad will bcgln when
<br /> the notice is given.
<br /> Unleas Lender and Borrower othenvise agree ln wrlting,any application of proceeds to principal shall not extend or
<br /> �;�,;���;� poslponc�he due dstte of the monthly pa�yments referred ta in paragraphs � and 2 or change the emount of the payments. If
<br /> under par�►�rnph 21 the Propeny is acquired by Lender.Borrower's right to any inaurance policies and praceeda resulting
<br /> � - from damage ta�Ite PropeRy prior ro thc acyuis�dun shaU pass to l.ender to r,he extenl uf U�e Kuma e�:ured by this Securiry
<br /> --- -�---- Insbvment immedintely prior to the acquisition.
<br /> _ .-_�_���,���__ _ 6. Occuponcy. PreservaUon, MAlntenonce ond Protectbn ot the Property; Borrower's LoAn AppNcadoa;
<br /> I.easehold�w Bortower shull accupy,establish,und use the Property as Bomower�principal residence within siaty days after
<br /> -` '� the executian uf thie Securfty Instrument and shall continue to occupy the Property as Borrowera principal residence far at
<br /> _'a�' � •,��,t;:.;:;.:;�iJ��G least ona ye�r ofter the dute of occupancy, unless Lender olherwise agrecs in writing, which consent shull not be
<br /> -.-. "'r"'��;''•_ unreosonobly wilhheld.ar unlesa extenuating circumstances exiat which are beyond Borcower g wntrol. Borrower shall not
<br /> deslroy,damage or impair the Property.allow the Propeny to deteriorate.or commit waste on the Praperty. Borrower ehall
<br /> _ '_�i���� ;< Yt.:� be in default if uny forfelture action or proceecling,whether civil or criminnl,is begun that in Lenderk good fnith judgment
<br /> could result in forfeftura of the Pmperty or otherwlse materiolly impair the lien crented by this Security lnatrument or
<br /> � � �:.^F'�,'. Lender's securlty interest. Aarcawer may cure such a defnult and reinstate,as provided in pamgreph 18,by cuusing the action
<br /> ��' �`�� � or praceeding to bc dismfsced wflh u ruling thut,in Lender's good faith decermination.precludes forfeiture.of thc Borrower's
<br /> � ��`��` � interest in the Property or other mute�ial impairtnent of the lien created by this Secu�ity Instrument or Lender's security
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<br /> , ,,,`,'_.<f ,�: interest. Borrower shull ulxo be in defnult if Borrower, during the loan application process, gave meterially false or
<br /> - : ' a� � - inaccwate infom�utian or stotementx to L.ender(or fuiled to provide I.ender with any material information)in connection with
<br /> ^'��` -,;�,f�;�„ ��.� the losn eri�ences! by the N�uP, +��ading, but not limited to, representatfons conceming Borrower's occupancy of the
<br />_ . �,n�.�;1 � „..,: Property av a principal residence. If this Security Instrument is on a leasehold,Borrower shaU compiy wi[h sii the provisiunn
<br /> _ . �y'."": of the Icuse. If Borrower ucyuirea fee title to the Property,the leasehold and the fee title xhall not merge unless Lenckr agrees
<br /> ' � ,,,,;y,,,,_W..},,,�..,•._••: tothemergcrinwriting.
<br /> :''' ;.. . ..� . . : 7. Protectlon of I.ender's Ri�hla in the Property. If Bormwer failg to pedorm the covenants and agreements
<br /> . �- • contained in this Security Inxtrument, or there is a legal praeeding that muy significanlly affect L.ender's rights in the
<br />..:•�: '� ..,. �.,:.5 . Properry(such ox n proceeding in hnnkruptcy,probate,for condemnation or forfeiture or to enforce laws or regulations),then
<br /> 'v�• ' Lender may do and puy for whatever ix necessary to protect�he value of the Property and L.ender's rights in the Property.
<br /> ' '"""`} " '` '"''0 Lender'x actians muy include puyfng any sums recured by u lien which hns priority over this Securiry Inswment,appenring
<br /> 'y� . �::;_=A.� �F� � in court,paying renr�onable uuumeys'feex und entering on the Properry to make repairs. Although Lender may take action
<br /> �' �r� under this purugmph 7.Lender docx not huve ro do so.
<br /> �S - �'-�`�`�`'�' '"��`�• Aoy amounts disburtied by l.ender under this puragruph 7 shall beromc addi�ional debt of Borrower secured by this
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<br /> � . . Secudty Inx�rument. Unlezz Borniwcr tmd l.cnder agree to other tertns of puyment,these umounts sholl bear interest from the
<br /> ' ' " �"�"`" • ' date of di!�bursement u��he Note rute wxl ahull be puyable.wlth in[erest,upon notice from Lender to Borrower requesting
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<br /> ,:•>. . . �., ...� I payment.
<br /> ��• 8. Murtgage Insurpnce. If Lcnder reyuircd mortgc+ge insurnnce aw u condition of making the loan secured by diis
<br /> /:� •�u�,�,.a::-•.nt �, •
<br /> � _�• -=7 Securily Ins�rument, Borrowcr nhull puy thc premfumc required to maintAin the mortgnge insurance in effect. If, for any
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<br /> reason, the monguge insumnce cover�gc reyuired by I..ender Inpsex or ceuses to be in effect. Borrower shall pay the
<br /> ���' ',�.�...� ` .'.'.'� ' • premiums reyui�ed to obtuin cuveruge wubtituntially eyuivalent to the mortgnge insumnce previously in effect. ut a cost
<br /> . .'+'�,�•,.��, � a substantially eyuivulent Io the cn.t�o Bi�rcower of the mortgage inxurunce previously in effec4 from nn altemate mortguge
<br /> � , insurer approved by Lender. IP xubxtuntiully eyuivulent monguge insurnnce coverage is not avuilable,Borcower shall pay to
<br /> ,�, � �•�� . � Lendcr each month a xum cyual lo nne-twcltlh of�hc yeurly mortgage insurance premium being paid by Borrower when the
<br /> � � � ° insuronce coverage lap�ed or cca+cd to Ix fn cfl'crt. Lender will uccept,utie und retain these paymentr as a loss reserve In lieu
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<br /> of mongnge insurance. Los+ rexcrvc puymentti may no lunger be required,ut the option of Lcnder,if mortguge insurance
<br /> . ° ; + � coveruge(in the umoum unJ fiir the pr.r�od Ihul Lendcr reyuircs)pmvided by an insurer upproved by Lender again becomes
<br /> �'��-=� " uvuilable und ix obwincd.Burc��wrr shull puy the pmmiums reyuircd to muintain moKgage insurnncc in effect,or to provide a
<br /> �'�`�'�' losx reserve,unlfl Ihe rcyuiremrnt for monuuge imurunce ends in uccordunce with any written ugreemt:nt between Borrower
<br /> � ' und Lcnder or applicublc luw.
<br /> . � 9. Inspection. Lender ur il.+��;ent muy in+ikr mu+unuhlr rntries upon und ins�ctionti of the Property. Lender xhull
<br /> ' '• •• , " give Borrower ni�tice ul lhe lime ol'ur pnor lo+m im�xrli�m.rpccifyin�rcusonuhlc cuusc for Ihc insEx:ction.
<br /> ; � ; 10. Condemnatiun. Th�pr�kcrd+ut';my aw+�rd ur rluim tiir Jumu�es,direci ur ron.cqucntial,in cunncction with any
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