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201105607
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Last modified
10/17/2011 2:36:38 PM
Creation date
7/29/2011 2:16:39 PM
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DEEDS
Inst Number
201105607
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201105607 <br />with power of sale, the following described property located in WALL <br />County, Nebraska: <br />Lot 11, Country Meadows Second Subdivision, in the City of Grand Island, Hall <br />County, Nebraska <br />which has the address of 359 REDWOOD ROAD <br />[Street] <br />GRAND ISLAND HE <br />[City] [State] <br />68803 ( "Property Address "); <br />[Zip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on the Property, and all <br />easements, rights, appurtenances, and fixtures now or hereafter a part of the Property. All <br />replacements and additions shall also be covered by this Security Instrument. All of the foregoing is <br />referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and <br />has the right to grant and convey the Property and that the Property is only encumbered by a First <br />Security Instrument given by Borrower and dated the same date as this Security Instrument ( "First <br />Security Instrument "). Borrower warrants and will defend generally the title to the Property against <br />all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering <br />real Property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principaland Interest. Borrower shall pay when due the principal of, and interest <br />on, the debt evidenced by the Second Note, <br />2. Payment of Property Charges. Borrower shall pay all property charges consisting of taxes, <br />ground rents, flood and hazard insurance premiums, and special assessments in a timely manner, <br />and shall provide evidence of payment to Lender, unless Lender pays property charges by <br />withholding funds from monthly payments due to the Borrower or by charging such payments to a <br />line of credit as provided for in the Loan Agreement. Lender may require Borrower to pay specified <br />property charges directly to the party owed payment even though Lender pays other property <br />charges as provided in this Paragraph. <br />3. Fire, Flood and Other Hazard Insurance. Borrower shall insure all improvements on the <br />Property, whether now in existence or subsequently erected, against any hazards, casualties, and <br />contingencies, including fire. This insurance shall be maintained in the amounts, to the extent and <br />for the periods required by Lender. Borrower shall also insure all improvements on the Property, <br />whether now in existence or subsequently erected, against loss by floods to the extent required by <br />Lender. The insurance policies and any renewals shall be held by Lender and shall include loss <br />payable clauses in favor of, 'and in a form acceptable to, Lender. <br />In the event of loss, Borrower shall give Lender immediate notice by mail. Lender may make <br />proof of loss if not made promptly by Borrower. Each insurance company concerned is hereby <br />authorized and directed to make payment for such loss to Lender instead of to Borrower and Lender <br />jointly. Insurance proceeds shall be applied to restoration or repair of the damaged Property, 'tf the <br />restoration or repair is economically feasible and Lender's <br />First American Loan Production Services Nebraska HELM ARM Second Security Instrument <br />© 2008 First American Real Estate Solutions LLG <br />FALPS # 88YO : 02/08 <br />NMFL #8914NE (QLNE) Page 2 <br />
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