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<br />hen Recorded Mail To:
<br />NAL DOCS T7408 -01F
<br />01 WISEMAN BLVD BLDG 108
<br />SAN ANTONIO, TX 78251 -4200
<br />[Space Above This Line For Recording Data]
<br />State of Nebraska FHA Case No.321- 3027483 952
<br />Loan No. 0325145183
<br />ADJUSTABLE RATE
<br />HOME EQUITY CONVERSION SECOND DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made
<br />on 07/25/11 The trustor is
<br />BOBBY D. GIRMUS AND ELIZABETH A. GIRMUS, HUSBAND AND WIFE, AS JOINT TENANTS
<br />whose address is
<br />359 REDWOOD ROAD , GRAND ISLAND NE 68803
<br />( "Borrower"). The trustee iswells Fargo Financial Bank ( "Trustee "). The beneficiary is
<br />The Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S.W.,
<br />Washington, DC 20410 ( "Lender or "Secretary"). Borrower has agreed to repay to Lender amounts
<br />which Lender is obligated to advance, including future advances, under the terms of a Home Equity
<br />Conversion Loan Agreement dated the same date as this Security Instrument ( "Loan Agreement ").
<br />The agreement to repay is evidenced by Borrower's Note dated the same date as this Security
<br />Instrument ( "Second Note "). This Security Instrument secures to Lender: (a) the repayment of the
<br />debt evidenced by the Second Note, with interest at a rate subject to adjustment (interest), and all
<br />renewals, extensions and modifications of the Note, up to a maximum principal amount of
<br />TWO HUNDRED FIFTY FIVE THOUSAND AND 00 /100
<br />Dollars (U.S. $ 255, 000.00 );(b) the payment of all other sums, with interest,
<br />advanced under Paragraph 5 to protect the security of this Security Instrument or otherwise due
<br />under the terms of this Security Instrument; and (c) the performance of Borrower's covenants and
<br />agreements under this Security Instrument and the Second Note. The full debt, including amounts
<br />described in (a), (b), and (c) above, if not due earlier, is due and payable
<br />on JULY 28TH 2086 , For this purpose, Borrower irrevocably grants and conveys to
<br />Trustee, in trust
<br />First American Loan Production Services Nebraska HELM ARM Second Security Instrument
<br />Q 2008 First American Real Estate Solutions LLC R,-(S ) �7 f tU /
<br />FALPS # 87YQ : 02108 Page 1 I
<br />NMFL #8914NE (QLNE) Rev 0112010
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<br />This Document Prepared By:
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<br />WELLS FARGO BANK, N.A.
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<br />[Space Above This Line For Recording Data]
<br />State of Nebraska FHA Case No.321- 3027483 952
<br />Loan No. 0325145183
<br />ADJUSTABLE RATE
<br />HOME EQUITY CONVERSION SECOND DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument" or "Second Security Instrument ") is made
<br />on 07/25/11 The trustor is
<br />BOBBY D. GIRMUS AND ELIZABETH A. GIRMUS, HUSBAND AND WIFE, AS JOINT TENANTS
<br />whose address is
<br />359 REDWOOD ROAD , GRAND ISLAND NE 68803
<br />( "Borrower"). The trustee iswells Fargo Financial Bank ( "Trustee "). The beneficiary is
<br />The Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S.W.,
<br />Washington, DC 20410 ( "Lender or "Secretary"). Borrower has agreed to repay to Lender amounts
<br />which Lender is obligated to advance, including future advances, under the terms of a Home Equity
<br />Conversion Loan Agreement dated the same date as this Security Instrument ( "Loan Agreement ").
<br />The agreement to repay is evidenced by Borrower's Note dated the same date as this Security
<br />Instrument ( "Second Note "). This Security Instrument secures to Lender: (a) the repayment of the
<br />debt evidenced by the Second Note, with interest at a rate subject to adjustment (interest), and all
<br />renewals, extensions and modifications of the Note, up to a maximum principal amount of
<br />TWO HUNDRED FIFTY FIVE THOUSAND AND 00 /100
<br />Dollars (U.S. $ 255, 000.00 );(b) the payment of all other sums, with interest,
<br />advanced under Paragraph 5 to protect the security of this Security Instrument or otherwise due
<br />under the terms of this Security Instrument; and (c) the performance of Borrower's covenants and
<br />agreements under this Security Instrument and the Second Note. The full debt, including amounts
<br />described in (a), (b), and (c) above, if not due earlier, is due and payable
<br />on JULY 28TH 2086 , For this purpose, Borrower irrevocably grants and conveys to
<br />Trustee, in trust
<br />First American Loan Production Services Nebraska HELM ARM Second Security Instrument
<br />Q 2008 First American Real Estate Solutions LLC R,-(S ) �7 f tU /
<br />FALPS # 87YQ : 02108 Page 1 I
<br />NMFL #8914NE (QLNE) Rev 0112010
<br />
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