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<br /> � . �` 9�- 1�19556 =
<br /> � ' T0C3ETF'lER NITH all tha impravoments now or heTeafter orected on the property, and alt easamente, �
<br /> nppurtonance.v,and fixtures now or hereafter e part ot tho property,All repincamems nnd ndditione ehnll ulso he c:overed
<br /> Uy thle Security Inetrumont.All 04 tho 4orogoina in rePerecd to ir:tliin Security Inotr�.►mvntoe tho"Prnpsrty,"
<br /> HORROWER COVBNAN'I'S that Harrowar ie lr�wtuIlly soisod ot tho e.9tntc heroby conveyed nnd hns thv right to
<br />- ' grent and convey 4he Property end that the Proporty ia unonaumbered, excapt tor encumbrance.9 04 record. 1�c�rrower F
<br />� ' warranta and will defend genorally tha title tn tha Aropnrty egeinet ell cleime and demende,Aubject to any�ncumbrences �
<br /> H .. �. af record.
<br /> THIS SECURITY 1NSTRUM�?NT combines uni€ac�n cavonente for nationel u�e and non-unit�rm covenante with �
<br /> 1 limited vnrintiontr by'uricdiction to conetitute a unitorm eecurity inetrument cavering real prc�pcjrty.
<br /> ,.n,.�„�, UNIFlJRM CO�ENANTS.Horrowar end LenA�r wvenant nnd agree ae followR;
<br />- ':u� 1. Paymoat of Peincipal�ad Interoet;Prup�yrnerat�nd Late Ch�rgcs.Aorrower ehall promptly pay when duo c
<br /> ,�;�� tha principal of and intere9t on tha debt evidenced by tho Nate and nny prepayment and 1 ate charges due under the Noto. _
<br /> �„ 2. Funde tor Taxoe and Insur�nce, SuU;sct to applicnble law or to a written waiver by Londer, Horrower ehall
<br /> � � pay to Lender�n tha day monthly payments aro dua under tho Note,until the Note is paid in full,a Aum ( Funde") for: _
<br /> �• ::.� (a) yearly taxes and aesessmente which may uttain pri�rity over thia Security Instrumentas a lian on tho Property; (b) _
<br /> i � yet►rly leasehold paymenta or�round rents on the Proporty,iP xny; (c�yearly hazard or property insurnncs premiurne; _
<br /> `f (d)yet►rly flood insurnnc�pramiume,if any; (e)yearly martguga insurance premiume, if any;and(f)any eume payable
<br />' by Borrower to Lendos,in accordf►nce with tha proviaionn at parograph 8,in lieu of the payment of mortgage insurance _:
<br />- premiume.Theso itcrrna are called "Esorow Items."Lender may,at any time, collect and hold Funda in an amaunt not _
<br />� • to exceed the mtucemum amount a lender for a federelly relsted mortgage loan may require fot Borrowet's escroN _
<br />;;�•
<br /> � '��•�,� account under tl�e federal R�sl Estate Settlement Proceduces Act of 1974 as amended from time to tima, 12 U.S.C. -
<br /> {�...j:..._`l.. �
<br />��,�;., -,;;.:.:,. � Sectian 2b01 et seq.C��P�")� unleas anothar law that spplies to the Funds sets a le�ser amount.IP so,Lender may, _
<br /> �••�,; at any time,cullec4 and hold�un d s in an amouat noL to esae d t he lesser emo u n*. i,e n d e r e n e y e s t i m a t e t h a a m o u n t o f _
<br /> -��r4'::'.
<br /> t::,•,:t'�1;k„•,.•, , Flmrls due on the basis af current data attd reasonaUle estiYnatea of expenditures of future Escro�v Itema or otherwise in _
<br /> ; '=�•:� � ac�ardance with applioable law.
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<br /> .� `:,���° The Funde et�sll bo held in a+i inatitution whcrsa deposits are insured by a federal agency,inatrumentulity,or entity -
<br />��: �;;:;.:.:��s .
<br /> ���'� (inclUding Lender,if Lender is such an institution)or in any Federal Home Loan Bank. Lender shnll npply th�k�unds to
<br /> v,"• ,,.
<br /> ';:'w pay the Escrow Items.Lender may not chargs Borrower for holding and applying the Funde, annuully anulyzing the
<br />��-:,ri T:::f. . escrow account,or verifying tho Escrow Iteme,unless I.ender paya Borrower interest on the Funds and np�xl���ablcs law
<br /> .�.�_.�•.
<br /> �: permita Lender to make euch a charge. Hnwavor, Lender rnay require Borrower to pay a one-timP charge for an
<br /> T"'�'"� independont ru►1 estate tax raporting service used by t.ender in connection with thie loan,unless applieable lew provides
<br />�;;;��,;�Y�• otherwiso.Unlese an agreement ie made or applesable law roquires interest to be paid, Lcnder shnll not�e required to
<br /> "_`•`°=`�- � Borrower an interest or earnin on the Funds. Horcowor and Lender may t�g�ee in wri:ing,ht�w�ver,�tfiat interest
<br />=�'__��';c;,�_ PaY Y P�
<br />�'��rr:,�w ehall be paid on the FuLnde.I.ender shall give to Borrovrcr,without charge,an an�►iis1 accounting oP 3fie Fu�n�is,sho.w��1ing
<br />'_-—�-�:•-�n`.� GPO�lllti Itll4 4GUlttl t�!Zttv�Lnuo SIIu,wi°v y�::q.L)w^P fL`:19r�:lL �'..°rh�a�it 1f1 tI�P_.Rl1i1l�A NBrs T11flL�C.Tt18 FU11�9 lIP�•DiP.dRcY ES
<br />�.""�"`�"'�"����(� additionnl security tor�ill suma secured by this Security Iiustrument.
<br />_—�':;u.._--
<br /> -_,,,���,;;;:,�� li the Funds held by Lendet exceed the amounts pormitted to ba held by applicablo law, L,�snder ehall account to
<br />__;.-;;���� Borcowor for tDe excesa Fun�ls in accordance with the roquitarnents of applicable law. If tho amouat of the Funds held
<br /> -- by Lend�r at any time is not suFficient to pay ths Ficrov� Itoms when due,I,endBr may so notify Borrowrr ixe writing,
<br /> �="�= nnd,in such case Borrower shall pay to Lendcr the amount neassary to make up the deticienoy.Borrower ehall meke
<br />—__-- up tho deficiency in no more than twelve monthly payments,at Lender's sole discretion.
<br /> --�- Upon payment in full of all eums securod by this Security instrument,Lender ehall prom�tly refund to Borrower
<br /> —_-—� any Funds held by Lender. It,under paragraph 21. Lendcr shall acquiro or sell the Proparty, Lender, priar to tho
<br /> �.�s;;,,� acquisition or eale of the Property,shall apply c+ny Funds held by Lender at the tima ot ucquioidon or sate es e credit
<br /> -- - againsR the sums exurad by thie Sceurity Instrumtnt.
<br />---- 3.Appltcatlon of Paymeats. Unless applccnbto law provides otherwise,all payrnente received by I,ender under
<br /> - - paragrephs 1 and 2 shall be applied:first,to any prcPayrnent charges due under the I�Toto; s�ond,to amounts payable
<br /> — - und�er paragreph 2;third,to intorest duo;fourth,to principal duo;end last,to any lato charges duo under tho Noto.
<br /> - 4. Ch�rjes; Liens. Botrower shall pay all tauem,esse�rnents,charges, finea and impositiona attzibutable to the
<br /> _ ----= Property which mey attain priority over thin Security�nstn�ment,and len�ehol�l payments er ground rent�,if any.
<br />- -- � Borrower shall pay these obligations in the menctcr providod in paregraph 2,or�f not paid in that mnmuer, �Bot�'ower
<br /> shall pny them on timo dirx4ly to the person ov�od payrnen� Borrower shall ptomptly furruoh to Leitder a91 x�otices of
<br /> amounte tv be paid under tlua paragraph.If Borrowex�makcs theae payaaents directly, Borrowcr shall prom�tly furnish
<br /> to Lender receipts evidencing the payments.
<br />,..,.� Borrower shall promptly discharge any licn wt►9ch has priority over this Security Instrumont unless$rarawwer.(a)
<br /> -------= agroes in writing w the payment of the obligation cecura3 by the lien in a msnner aoceptablo to Lender;(b9 cantesta in
<br /> - = good faith the lien by,or defends against cntorcem�nt of the lien in,legel proccedings whiah in the Lendar's opinion
<br /> -- operate to prevent the entorcement of the licn;or(c)socurts from the hotder of the lien nn a�rcement satisfactory to
<br /> - Lender subordinating the lien to this Security In�trurn�nt.IP L.ander d�termines that any part of the Propetty ia subjxt
<br /> _ -_-----�'�`�' to a lien which:nay attain priority over thia Socurity In�^trument.Lender may give Borcowor a notice identifying the
<br /> --� ��' lien.I3orrower shall eatisfy the lien or takcs ona or more at the actions set forth above within 10 days of the giving of
<br /> _I:y�}:���� IIOLICC.
<br /> ._::.o-�;.��iF3„�,1Y.yi
<br /> _ ;'�;:",Y'," Fsrls 801�
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