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�0�105499 <br />There may be only one designate� notice address under this Security Instrument at any one time. Any <br />notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address <br />stated herein unless Lender has designateri another address by notice to Borrower. Any notice in <br />connection with this Sacurity Instrument shall not be deemed to liave be,en given to Lender unhl actually <br />re�eived by Lender. If any notice re�uired by this Security Instrument is also re�uire� under Applicable <br />Law, the Applicable Law requirement will satisfy the conesponding requirement under this Security <br />Instrument. <br />16. Governing Law; Severability; Rnles of Constrnction. This Security Instrument sball be <br />governed by federal law and the law of the jurisdiction in wluch the Properiy is located All rights and <br />obligations contained in this Security Instrument are subjec;t to any re�uirements and limitaYions of <br />Applicable L,aw. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it <br />might be silent, but such silence shall not be construed as a prohibition against agr�ment by contract. In <br />the event that any provision or clause of this Se�urity Instiixment or the Note conflicts with Applicable <br />Law, such conflict shall not affect other provisions of this Security Instrament or the Note which can be <br />given effect without the conflicting provision <br />As used in this Security Instrument: (a) words of the mHSCUline gender sha11 mean and include <br />carresponding neuter wards or words of the feminine gender; (b) wards in the singular shall mean and <br />include the plural and vice ve�sa; and (c) the word "may" gives sole discretion without any obligation to <br />take any action. <br />17. Borrower's Copy. Borrower sl�all be given one copy of the Note and of this Security Instrument. <br />18. Transfer of the Property or a Beneflcial Interest in Bonower. As used in this Section 18, <br />"Interest in the Praperiy" means any legal or beneficial interest in the Property, including, but not limitefl <br />to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or <br />escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. <br />If all or any part of the Properiy or any Interest in the Properiy is sold or transferre� (or if Borrower <br />is not a natural person and a beneficial interest in Bonower is sold or transferred) without Lender' s prior <br />written consent, Lender may re�uire immediate payment in full of all sums secured by this Security <br />Instrument. However, this option sha11 not be exercised by Lender if such exercise is prolu'bited by <br />Applicable La.w. <br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall <br />provide a period of not less than 30 da.ys from the date the notice is given in accardance with Section 15 <br />within which Bonower must pay all sunos secured by this Sacurity Instrument. If Borrower fails to pay <br />these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this <br />S�urity Instrument without further notice or demand on Borrower. <br />19. Borrower's Right to Re�nstate After Acceleration If Borrower meets certain conditions, <br />Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time <br />prior to the earliest of: (a) five da.ys before sale of the Properiy pursuant to any powe� of sale contained in <br />tlus Security Instrument; (b) such other period as Applic�ble Law might sp�ify for the termination of <br />Bonower's right to reinstate; or (c) enlry of a judgment enforcing this Sec�u�ity Instrument Those <br />conditions are that Borrower: (a) pays Lender a11 sw�ns which then would be due under this Security <br />Instrument and the Note as if no ac,cel�ation had accurred; (b) cures any default of any other covenants or <br />agr�ments> ��) PaYs all exPenseg incurred in enforcing this Security Instrument, including, but not limited <br />to, reasonable attomeys' fees, progerty inspe�tion and valuation fees, and other fees incurted for the <br />purpose of protecting I.ender' s interest in the Properiy and rights under tlus Security Instmm��t; and (d) <br />takes such action as Lender may reasonably require to assure that Lender' s interest in the Property and <br />rights under this Security Instrument, and Bonower' s obligation to pay the sums secured by this Security <br />Instrument, shall continue unch�►ged. Lender may require thai Borrower pay such rein.a�atemen_t sums and <br />expenses in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) <br />certified check, bank check, treasurer' s che�k or cashier' s cherl� provided any such chei:k is drawn upon <br />an inskitution whose deposits are insured by a ferieral agency, instrumentality or entity; or (d) Electronic <br />Funds Transfer. Upon reinstatement by Borrower, ttris Security Instcvment and obligations secured hereby <br />shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not <br />apply in the case of acceleration under Section 18. <br />2200142286 D v6� <br />NEERASKA - Singie Family - Fannle Ma�Freddle Mac UNIFORM INSTRUMENT WRH MQtS <br />�-6A(NE� roato) Page 11 0416 inhte�s:���� Form 3028 1/07 <br />0 <br />