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�01105��9 <br />dismissed with a ruling that, in I.ender's judgment, precludes forfeiture of the Property or other material <br />impairment of Lende�'s interest in the Properiy or rights under this Security Instrument. The proceeds of <br />any award or claim far damages that are attnbutable to the impairment of Lender' s interest in the Properly <br />are hereby a�ssigned and shall be paid to Lender. <br />All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be <br />applied in the order provided for in Section 2. <br />12. Borrower Not Releas�; Forbearance By Lender Not a Waiver. Extension of the time far <br />payment or modification of amortir,ation of the sums s�ured by this Se�urity Instrument granted by Lendar <br />to Borrower or any S�ccessor in I�est of Borrower shall not operate to release the liability of Bonower <br />or any Successors in Interest of Borrower. I.ender shall not be require� to commence proce,edings against <br />any Succe.ssor in Inte�est of Borrower or to refuse to extend time for payment or otherwise modify <br />amortir,ation of the sums secured by this Security Instrument by reason of any demand made by the original <br />Borrower or any Successors in Interest of Bonower. Any forbearance by Lender in exercising any right or <br />remedy including, without limitation, Lender' s acceptance of payments from third persons, entities or <br />Successors in interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or <br />pr�lude the exercise of any right or remedy. <br />13. Joint and Several Liability; Casigners; Snccessors and Assigns Bound. Borrower covenants <br />and agrees that Bonower' s obligations and liability shall be joint and several. However, any Borrower who <br />co-signs this Security Instrument but does not exe�ute the Note (a "co-signer"): (a) is co-signing this <br />S�urity Instrument only to mortgage, grant and convey the co-signer' s interest in the Property under the <br />terms of tUis Security Instrument; (b) is not personally obligated to pay the sums sacured by this Seivrity <br />Instrument; and (c} agr�s that Lender and any other Borrower c�n agree to extend, modify, forbear or <br />make any accommodations with regazd to the terms of this Security Instrument or the Note without the <br />co-signer' s consent. <br />Subject to the provisions of Section 18, any Successor in Interest of Bonower who assumes <br />Borrower' s obligations under this Sacurity Insbrument in writing, and is approved by Lender, sha11 obtain <br />all of Borrower's rights and benefits under this Se�urity Insttvment. Borrower shall not be rel� from <br />Borrower' s obligations and liability under this Se�urity Insaument unless Lende� agrees to such release in <br />writing. The cov�►ants and agreements of this Security Instrument shall bind (except as provided in <br />Section 20) and benefit the successors and assigns of Lender. <br />14. Loan Charges. I.ender may charge Bonower fees for services performed in connection with <br />Borrower' s default, for the purpose of protecting Lender' s intere.st in the Property and rights under this <br />Security Instrument, including, but not limited to, attorneys° fees, property inspe�tion and valuation fe�. <br />In reg�d to any other fees, the absence of express authority in ttds Security inshn�ment to charge a specific <br />fee to Borrower shall not be conslrue� as a prohibition on the cherrging of such fee. Lender may not charge <br />fees that are expressly prolubited by this Security Instrument or by Applicable Law. <br />If the Loan is subje�t to a law which sets muimum loan charges, and that law is finally interpreted so <br />that the interest or other loan cbarge.s colle,cted ar to be callected in connection with the Loan exc�d the <br />permitted limits, then: (a) any such loan charge shall be re�uced by the amount ne�essary to reduce the <br />chazge to the pe�mitted limit; and (b) any sums already colle�ted from Bonower which exceeded permitted <br />limits will be refimded to Boaower. Lender may choose to make tUis refund by reducing the principal <br />owed under the Note or by malcing a direct payment to Borrower. If a refund reduces principal, the <br />reduction will be treat� as a partiat prepayment without any prepayment charge (whether or not a <br />prepayment charge is provided far under the Note). Borrower' s acceptance of any such refimd made by <br />dir�t payment to Borrower will constitute a waiver of any right of action Horrower might have arising out <br />of such overcharge. <br />15. Noticea. All notices given by Borrower or Lender in conne�tion with tlus Se�urity Instnrment <br />must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to <br />have been given to Borrower when maile� by first class mail or when actually delivered to Borrower's <br />notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers <br />unless Applicable Law expressly raquires otherwise. The notice address sha11 be the Property Address <br />unle�ss Borrower has designateci a substitute notice address by notice to Lender. Borrower shall Pr�P�Y <br />notify Lender of Bonower's change of address. If Lender specifies a procedure for reporting Borrower's <br />chaage of address, then Borrower shall only report a change of address through that spexified praxdure. <br />2200142286 D v6�s <br />NEBRASKA - Single Famfly - Fannle Mae/Freddle Mac UNIFORM INSTRUMEAIT WRH MERS <br />(�j-6A(NE) loaio) Peae �o ot �e truae���s Form 3028 7/01 <br />0 <br />