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<br />- �'/�` `�' . payments mny no longer be requirccl,at Ihc option of I..cnder,if mortgAgo ins�uunw coveragc (in Uio nmount and For tho period �-
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<br />-._y.:,�„ that I.c�tdcr rcquires)provideci Uy an insurcr approved Uy Lender�+gain 6ecama9 nvailuble and is obtained.Borrowcr shall pay the .�..
<br /> premiums requirad co maintein mortgage insurance in effect,or w provlde a losn reservo, unW tp►o requirGment far mortgugc
<br />.�4„�c�a � insura�ic;e ends i�accorclance.with ssny���ritten n„�►t�ement between Bonower and Lender or applicnble law. �_
<br /> =' ''�' 9.IaspeMion. I.ender or its agcnt may muke reasonablo entdes upon and inspecaons of thc Property. Lendcr shaU givc
<br />---_--= Borrower noflc�:nt thr,p�ne of or prlor to an insPecdon specifying reasonable cause for the inspecaon. _
<br /> "=- — 10.Coudemnatimu. The proceeds of any a�vard or claim for damages, direct or wnsequential, in connecaon with any =
<br /> `� condemnation or mher taking of any parc of the Property, or for wnveyanca in licu of condemnation,are hereby assigned and
<br /> T -r shall i�e paid to Lender. -
<br /> ` � In Q�e event af a mtal kikit►�of the Property,the proc�;ds sJ�a11 be applied to the suans secured by this Security Instrument, —
<br /> `��C�K��.; whether or nat then due,with anY eacess Pu�co Boa°wer.In the event of a pa�ial t2tcing of the Property in which thc fair mazket `-
<br /> ;i":•��"�; value of the Property immediately be.fore the ta]dng is e9ua1 to or greater tt�an the amount of the sums secured by this Security �;•
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<br /> ,,;, , Instrument immedinsely hefare the tttllting, un7r.ss Boixawer and Lender oihtrnise agee in writing,►hc sums secured by this r
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<br /> ;�;�%' Securlty Instrument shall be reduceil by t�a t►mouut of ths nmceeds mulGplied by the following fracdon: (a)the total amount of -;,
<br /> the sur�as sccured�mmecliately before the talting, divided by @) the fair market value af[he Propesty immecliately befare tho :_*r-
<br /> -.-:,� taking.Any balance sha11 be pa�d ta Bonower.In the event of a pazrial taking of the Property in which the fair market value of the
<br /> r:�� pronetty Immediately before ttte taking is less than d►e amaunt of the s�ims sccurcd immediately before the taking, unless `
<br /> -_ �3oaower and L.ender othenvlse agree 1n wriwt6 or unless applicable law otherwiso provides,the pmceeds shall be upplicd to the _
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<br />_�r�r;�:� suma xacwced by thls Securl�y Inslrument whethcr or not the sums ara then due. �
<br /> -- — If tt�Propexty is abandoned by Boraowu,or if,aftcr nodce by L.ender to Bottnwer thut the condcmnor offcre to mnko un
<br /> _��� award or settle a claim for damnges.Horrowcr fails to respond to L,endcr within 30 daye aRcr tho cic�tc tho n�ttca ls giv�u,Lendcr
<br /> -�-� ia authortud to collect end epply tho prc►cecda�ut lte opdon,cither to reswration or rcpnir of Uio Pra�krty a�r tc�tho 4umy sccure�t
<br /> ---_= by this Securiry Instrument,whethu ar not then duo.
<br /> - Unless Lendet and Hocrower atherwlso agroe in writing,ony npplication�f pr�ceecls to principul�huil nat extend ur�xisqwno
<br /> � the duo date of tho nlonthly paymcnt�rcfcrced to in paragraphs l and 2 ar changr�tho a�naunt of sucl�pnymcn49.
<br /> 11.Borrower Not Reksuedi�orbezraace By Leader Not w�4'alver. Bxtenslon of tho tlmo ior pAyn�ent or mo�llGcadon
<br /> of amoctizeNon oF the s�rr►�socu�'edtbY�►is Securlty Instrument granted by Lender w uny successor ln interest of Bnrrow+u sl�ull
<br /> � rtOt OpC[e0i IO CCIE�.UIC I�HdLILy Ol Y1C[TIIKNt�DCIt{I��FH i)L.°,�fiC;:�i�o�iSCC°.,°.°AS�fi!3S2i0I=..c�T a.u�lar&h�}_ll�t�t fue M1;uitCd[O
<br /> ----- commence pmcoodinge againse anY successor in interest or refuso W extend time for payment or atherwisa modify amortizudon of
<br /> � tl►e s2uns secure0 by this Security Instrument by reason of any demmd made by the original Burrower or Borrower's successor�
<br /> � �n;nteresG plyy�orbeArRnce by I.ender in exereising any ri8ht or remedy shall not be a waiver of or preclude the exercise of any
<br /> _ r3ght or remedy.
<br /> 12.Sutcessore and Asslgns Bound;Joint und Several Liabflity; Co•signcrs.The wvenants and agreements of d�is
<br /> — Securi:y Insmiment shall bind and benefit the successot's a►►d asslBns of Lcnder nnd Sonower. subject to the provisiuns of
<br /> para�aph 17. Bomnwer's coveaanis nr►d agc�eemems shall be jofnt and several. Any Borrower who co-signs this Security
<br /> Instiumeat but does not exxute tlw Note: (a) is co-signi�n3 this Securiry Jnstrument only to mortgege.grant and convey that
<br /> � Bomower's int,ensc in fhe Property under the terms of t}us Securiry Insuument; (b)is not peraonally obligated to puy the sums
<br /> � secured by tbis Security Instrument;and(c)agees thAt Lex�der and any uther Boaower may agree to extend,modify,forbear or
<br /> `` i make any accommodadAns with ngerd w the tesms of this Security Ins�ument or the Note without that Bonower's consen�
<br /> �3�Lona CLyrgee, If the loa�►secured bY this Secwriry Tnstnunent is subje�t to a iaw which seta m�imum loan charges,
<br /> . �����w�y�y���so that tho intclrst or other iopn charges collected or to be aollected in connection wlth the loan
<br /> ��'���;j exeexd tha peim{tted ltmita�then:(a)atry such loan charge shall be recinced by thn amount nece�sary W reduce the charge w the —
<br /> _;;,,� ����z��d @��y�mg atready collected from Boaower which exceeded permitted limits will be refunded to Bunower.
<br /> Lender may choose to make this refund by reducing ihe principal owed under the Note or by making a direct payment to
<br /> �� Borrowu. If a nfund reduces princi}ial,the reducdon wili be lreated a�a partial prepayment without any prepayment charge
<br /> — ' under tho Nota.
<br /> •� 14.Notic�w. Any nodce co�3onower provfded for in this Sec�rlty Instrument shall ba given by delivering it or by mailing it
<br /> ' . by first class mail ut►less applicnble law requires usa of enother methc.d.The notice shall be directed to the Property Address or
<br /> any othu address Borrower designates by notice to I.endei.Any nodoe w Lender shall be sive�l by fust class mail to Lcnder's
<br /> address staud herein or any other eddress Lender designates by notica to Borrower. Any nouce provided for in this Security
<br /> Instrumcnt shall he dcemed co have been given W Borrower or Lendet when given es pmvided in this paragraph.
<br /> -- 15.Governieg LAw;Severability. This Security Insuument shall be fiovemcd by federal law and ihe law of the
<br /> — +� • juris�ic6on in which the Propecty i.s locatetl• In the event that any provision or clause of this Security Instrument or the Note
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