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<br /> 5,I,�rsjr•Q or Property Insurunce. Borrowcr shall keep thc improvcmcnu+n�w exisung on c�rcuftcr crectcd on thc Property ��x:�:-
<br />=i�' " in�urexl r,f;Kiti�t loss by fira, hazerds included within Ihe term "oxtended covernge" MlI W1}�GlI1Ct IIA%A[(19,inclusiinu iloods or ,� :
<br /> flnnclin�;,for�vliich Lender rc;quires insurance.°I1►le insurance shull bo maintctined in the funoun�9 and for the periods dint Lc:nder -,.,•.
<br /> � . rc,qttita9."I'ha ittsurance carrter providln�thc insura�tw shall bc chose»by Dorrowcr sub,jcct to l.cndcr's approv�l which shall n�t �'.-
<br /> ; .. be untca�nnbly withheld. If Borrowcr faila to m�intain coverage descrlbed abovo, I.ender may, at Lcnder's opdon, obtain
<br /> v;� covocc�Qo to pmtact Lender's rights in the Property in accoadance with pprab*reph 7.
<br /> All insumnr.a pollcfes and renewals shall be ucceptable to I.ender and sh�ll include a standard mortgage clause.l.ender shnll ��_
<br /> � � havo d�A ri�;ht to hold tho policies and renewals.If Lender requires,Borrower shall prompdy givo to Lender nll reccipts oF paid �z-
<br /> . ptemiumt�and ret►ewal notices.In the event of loss,Borrower sh�ll givo prampt notico to the insurance carrler und L.ender.Lender �{'Y
<br /> mny mnko proof of loss if not rnadc promptly by Borrowcr.
<br /> ''� Unless Lender and Borrower otherwise agrce in�+rriting+insura�►ce Proceeds shall be applied to cestaration or tepair of tha �d;_'
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<br /> ., gmpe�ty dtimnged�if the reswradon or repair is economically feasibla and Lender's securiry is not lessened.ItF the rEStoratiun oz -
<br /> ''.' ,,,�t cep2.ir is not economicallY feasiblo or Leuder's securiry �vould bn lessened,tho insuranco proceeda shull be applled to the sums
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<br /> '�•��rr°'� ,� secured by thls Securiry Instrument, whethor or not then due, with any excess paid to Borrowur. If Bonower abnndons thc
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<br />!c;s;;�'';;!,'�. Ptoperty,or does not answes within 30 days a noHce from L.endcr that tha ins�uance c�uxier has offered to setde a claim. then m
<br /> sums secureci
<br />,:����!,:�,;,'`;::.� • Lender m:ty caD+;ct the insw�at►ce groceeds.T.�ender may use the prceeeds to repair or restare the Property or to pAy �;;.
<br />-�:_•a,..:,::•,.. bY�is g�curily Instrument,whether or not then due.The 30•day period wiU bogin when tha notica is given. �„
<br /> ����.�::'���. licauon af ioceeds w principal shall not extend or postponc _ _
<br /> .,.7.',:.:;",. Unless L.end�r ansi Bcirrawer othenvise a�ree in writing.�r►Y aPP P' --
<br /> • the due date of the manchly payments referretl to i�n parttgraphs 1 and 2 or change thc amount of the payments.If under para�raph
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<br /> 21 the k'ropeny i,y acqu�re�i by Lender,Borrower's right to any insurance policies and proceeds resulting from dsmage to tha
<br /> -_ •`r� pcoperty prlor to the acquisiaon shsill pass to I.ender to the extent of the sums secured by this Security Instrument immediately -
<br /> -���+�,'� F � prior w the acquisidon.
<br /> -'�'" ' 6.Occupswcy�PreservAtlon,MalnteaRnce and Protectton o!the Propertyi Borrower's Loan Appticatlon;Leoseholds.
<br />-�=�'���°` Bonawer shall occupy,establish,and uso the Prope.rtY as Barrowes's ptincipal re,4idence wiUdn sixry duye aftcr tho execution of '-
<br /> -`��� � this Sociuiry Instrument snd shall cantinuu w oceupy the Pcoperty u9 Bonower's principal residenca for ut leust one yesu afcer�he
<br /> daUs of occupancy, unless Lettdu othetwiso agree.q in wrldng, which consent shull not bo �mre,�sonubly wid�hc]d. ar unless
<br /> =���-_ �A���g L}�;no�,�,�„a�v1at which ara bcyond Borrowcr'A cantrol.Barrowcr sholl not dcstr�y,ilumago ar impuir dio Pr�perty,
<br /> -=;3;=;� allow tho Propuiy co Qctcrforate,or commit wasto on tho Proix,�ty. Boaowcr shaii bo in dciuuii ii w�y �o►f�ftu�:. �.tfan ar
<br /> .__,��;;,;� procecding,whethu civil or cciminal,ie begun U�s►t ln Lender's good faith judgment could result in forfciturc of d�o Propecty or
<br /> -___= otherwiso materialty impair the lien created by this Sxurtry Instrument or I.ender's security interesG Bonnwer muy curo such n
<br /> - defaalt and reinsteto, as providod In paregruPh 18,by cAUSing tha action or proceedin8 to Ue cilsmisscd�vlth u ruling thut,in
<br /> Lc,�►der's good faith dGerml►►ation,precludes forfeiture af tho Borrower's interest in the PropertY or othcr matcrial impalrment of
<br /> tho Uen created by thia Securlcy Ins�ument nr Lender's socurity interraG Bonower shall ulso be�n default If Borrower.during the
<br /> loan epplic�+tiory Procesg�Eiave maurially falso or innccureta ir►formation or statements to Lender(or failed to provide Lender with
<br /> -- — a�ny material lnformadon) in connecdon with tlie loun evidenced by the Note, including, but not limlted to, representadons
<br /> ---- concaning Borrower's occupancy of the Prope�ty�Q P�►cipal residence.If�his Securiry Instrument is on a leasehold,Bosrower
<br /> � - - shall comply with ell the provisions of the lease.If Bonower acquices fee dde to the Property,the leasahold and the fec title shall
<br /> � not rnuge unless 1.ender agrees co�he merger in wriuns.
<br /> � ?.Protettbn ot Isn�ler's xiights in We Property. If Boaower fails to perForm the covenants and agreements contained in
<br /> --- zhi.y Sceuriry Inssivment, or thece is a 1e8a1 Proce�°8�at may significantly affect Le,nder's rights in the Property (such as a
<br />_-- _-_ -- pia��a�bantimpt�y,probate,for condemnation os forfeiture or to enforce L.1ws or regulations),then L.endcr may do and pay
<br /> for whatesver ia necessary w protect ihe value of the Properry and Lender's right�ui Uie Property.Lender's acdons n�ay include
<br /> _ -_ • pay�g �y �m9 sec�ed by a lien which hes priority over this Security Instrument. appearing in court, PaYinB re�'�sonable
<br /> auomeys' fecs and enter.ing on die PcopertY co make reP�•��ough Lender mey take acdon under this parabnaPh 7•Lender -
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<br /> _ does not t�ave to do so. h 7 ehall become additional debt of Borrower secured bY this Security
<br /> ....;;:� , Any amounts disbursed by Lender undcr this parab'�P
<br /> Instrumen�Unless B�rrower nnd Lender egree w other tecros of payment,thesc amounts shall bear incerest from the date of
<br /> disbursement at the Note race and�hall be payable,with interest,upon nodce from Lsnder to Boirower requesting paymen�
<br /> - 8.Mortgage Insarance. If Lender required mortgage insurau►ce as a condition of making the loan secured by this Securlty
<br /> Insintmer+t, Borrower shall pay the premiums reguimd eo mnintai�► the mortgagc insurancc in effect If, for any rcason, ehe
<br /> mortgage insu¢ance coveznge required by Lender lapses or ceases co bo in effect,Borrower shall pay tho premiums re.�uired to
<br /> - obtain coverage substantially equivalent to the moctgage insurance previously in effect,at a cost s��bstanttally equivalent w the
<br /> -- -- cost to Borcower of the moitgage insurui►ce previously in effect,from an altemaw mortgage insivrer npproved by Lendes. If -
<br />---_1��r�;;.� substantially ecluivulent martgege insurance coverage is not available,Borrower sl�all pay co Lender each month a sum equal to
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<br /> -"��=-� ' one-twelfth of tha yearly mortgngo insurar►ccs Premium beins paid by Borrower when the insurAncc�covcrage lapsed or ceas to
<br /> �"�`"'�'� be in aftec� L�nder wll1 acceQt,use and retain these puyments es a loss reserve in lleu of mortgage insurance. Loss reserve
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<br /> �x Form 3028 9I90
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