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<br /> nu no lon cr bc requin:d,ut ih��p�ion of Lender, if mortguge insurance coveruge(i�n tVhe nn��oit nn or�he period
<br /> payments i y S �
<br /> thnt I.ender rcquires)provided by an insurcr apprnved by Lcnder again becomes uvi►ilable nnd is obtainul. Borjowcr sha pay
<br /> the premiums rcquircd to maintain mortgage insurance in cffect,or to providc a loss reserve,until thc requirement for mortg:�ge
<br /> insurauce ends in nccordnnce with any written agreement between Horrower and Lender ar appl icublc law.
<br /> 9.Inspection. Ixndc� ar its nQent may muke rcasonuble entries upon�nd inspections of thc Property. Lender shall givc
<br /> Barrowcr notice nt the time of or prior to an inspection specifjring reasonable cause for the inspection.
<br /> 10. Condemnation.The proceeds of any u�vard or claim for damages. direct or consequential, in comiection with any �
<br /> condemnation or other taking of any part oF the Pra�perty,or for conveynnce in lieu of condemnucion, are hereby assigned and
<br /> shall bc paid to Lendcr.
<br /> In the ever.t of a totnl caking af the Property,the proceeds shc�ll be upplied to the sums secured by this Security nstntment,
<br /> whether or not then due,with any excess paid to Horrower. In the event of u partial takins af the Property in which the fair
<br /> market vulue of the Property immediately before the tuking is equal to or greater than the nmaunt of the sums secured by this
<br /> Security Instnimcnt immediately before the tnking, unless Borrower and Lender othenvise agree in writing, the sums secured by
<br /> this Securiry Instrument shull be reducul by the amount of the proceeds multipleed by the following fra�tion: (a) the tatal
<br /> nmount of the sums secured immcdiately before thc tuking, divided by (b) the fair marPcet value of the Property hmh�e fair
<br /> 6eforc thc taking. Any balance shall be paid to Borrower. In the event of a pwtial tt��:ing of the Property '
<br /> market valuc of the Property immedtxtely before the taking is less than thc amount of the sums secured inunediatefy before the
<br /> taking,unless Borrower und l.ender otherwise agree in writing or unless applicable law otherwise provides,the proceeds shall
<br /> be applicd to thc sums secured by this Security Instrument wieether or not the sums am then due.
<br /> If th$Property is abandoned by Bonower,or if,after notice by Lender to Horrow�r that the condemnor offers to make nn
<br /> awurd or settle n claim for damages. Borrower fails to respand to Lender within 30 days after the date the nalice is given.
<br /> Le.nder is uuthorized to collect and apply the procee.ds,at its option,eith�r to restoration or repuir of the Property or to the sums
<br /> secured by this Security InstNment,whether or not then due.
<br /> Unless Lender and Bortower otl�erwise ngrc:c in writing, �any�ppland 2 a�han°�e amnunt of such pay nents tend or
<br /> pastpane the due date oi tne mor�i6iy Nay���e�,ts r:.F�r:ed to in Fsreor�F •
<br /> 11. Borrowca•Not ReleASCd;Forbearance By I.Ender Not a Waiver. Extension af the time for payment or mod�tication
<br /> of amartizatton of the sums secured by this Security Instrument granted by I.ender to any successor in interest of Borco�ver shail
<br /> not operate to rcleace the liability of the original Borrower or Borrower's successors in interest. Lender shall not be required to
<br /> ' commence procee.'dings against any successor in lnterest or refuse to extend time for payment or otherwise modify t�mortization
<br /> af thz s�ams secured by this Security Instrument by reason of any demand made by the origin�l Borrower or 1Botrower's
<br /> � successurs in interest. Any forbearance by L.ender in exercising uny right or rem�y shall not be a waiver of or�reclude the
<br /> exercise of any riglu or remedy.
<br /> 12. Successars and Ass�Sns Hound; �Joint und Several LiabfUty; Co•signers. The wvenants nnd agreements of this
<br /> ! Securfty Instrument shall bind and benefit the successors and essigns of Lender and Borrower. subje.ct to the provisians of
<br /> parflg�aph 17. Bonower's covennnts uncl agrecments shull bc joint and severaL Any Borrower who �g�ah�nV�u�a
<br /> Instrument but does not execute the IVote: (a)is co•signing this Security Instrument only to mortgzge, g Y
<br /> Borrower's interest in the Property under the tenns of this Security Instrument; (b)is not personally obligatcd to pay the sums
<br /> seeured by this Sec:ucity Inst�ument; and(c)ogrees that Lender and any other Borrower may agree to extend,modify.forbear or
<br /> neake any accomes:odations with regard to che tem�s of this Security instrument or the Note without that Bonower's consent.
<br /> 13, Loan Charges. If tfie loan secured by this Securiry Tnstrument is subject to a law �vhich sets maximum loan charges.
<br /> and t�at law is finally interpreted so that tite i��terest or other laan churges collected cnr ta be�ollected in conn�ciion with che
<br /> � loan exceed the�ermicted limiis,then: (a)any such loan charge shall be reduced by ths amount necessary to reduce the chargc
<br /> to the permittecl limie;und(b) any sums already collected from Borrower wl�ich exceedecl permittect limits will be refunded to
<br /> Bottower. I.ender may choose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> payment to Borrower. If a refund reduces principal, the reduction will be treated us a puctiuY pmpayment without any
<br /> _ prepayment chargc under the Notc.
<br /> - 14.Not3ces,Any notice to Bonower provided for in this 5ecurity Insuument sh��1 be $iven by delivering it or by mailin�
<br /> - it by first class mail unless applicable law requires use of anodier method. The notice shall be c�irccted to the Property Address
<br /> or �ny other a��lress Borrower designates by notice to Lender. Any notice to Lender shall 3�c givcn by first class mail to
<br /> ixndcr's address stated henin or any other address Lenc��r designates by notice to Borrower. Any notice provided for in this
<br /> Security Instrument shall be deemed to liave been given ta�orrowcr or Lender when given:is provided in this psragraph.
<br /> 15.Govcrn9ng La�v; Sevcrab113ty. This Security Instrument shall be governed by federal law and the law of ttic
<br /> __, jurisdiction in�vhich thc Property is locaeec?. In thc event that uny provision or dause of dus Securiry Instcument or the Not�
<br /> conflicts with�pplicable law. such conflict sL�all not affect other provasions of this Sec:urity Instnement or the Note which can L-�
<br /> givcn eftect without the conflicting provision.To tl�is end the provisions of this Securiry Instrument and the Note are declared
<br /> ro be severable.
<br /> 16.Borrower's Copy.Borrower shall be 6iven one conformed copy of che Note and of this Security Instrument.
<br /> — Form 3029 9/S0
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