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<br />      		Borrnwor'e escrow aaoount under tha hdwnl Roal EsUU S�ItMrMnt Wracetlurae Aat of 1974 aa �mendod hom tim� to tkn�, 12 U.B.C.   	�`Ty�`^
<br />      		2GOt et e3q.("�SPA"),unM�ae another lew th�t�pptbe to th� Funds e�te�besw amount. If eo,L�ndN m�y, at rny tMrw,oolf�ol�nd      	�   .
<br />      		hold Funds In on nmounl not to exceod Iha bsaGr emount. Londer mey e�tkn�ta the emounl ot tunda due on the htel9 A1 aurrenl dA4�1  t(�  	�
<br />      		end reasontbie astYnatas o4 expundRurea of future Eecrow Itema or otherwlse In�ceordnnce wRh appl��bM yw.			•�
<br />  			Ths Funde ah�ll W hdd in �n Inbtftutbn �rhos� d�po�ke us hsund by A federtl ��npy, In�Irum�nt�iNy, or sntRy (�noludYip
<br />      		L�nd1r, M LN►dsr b suoh an hstltutbn)or h I�ny Fod�nl HortN Lorn Bank.  l�nWr�h�ll�ppy th�Fundo to p�y th� EtCr��v Itxmr.
<br />      		LMGr mty not ahtr�Borrow�r for holdinp�nd�ppyhp tho Funde,anautly Ilnay:hp tho �sarow aCCOUnt, or wrifyq+p ths E�crow �•�
<br />     ' 		Il�ms,unMsa Londer p�y� 8onawa inta►st cn th�Fund��nd�ppl�tbM Mw plrmM�LMtdM t0 mak!�uoh�oh�tp�. Howwa,LtndM   �
<br />      		awy ioyu{ra tiorcowc:r to pay a ano-ttm�chorp� tar cn Ind�an�l rc!tl eeMte t� re,r�ortln�r�rvfc�o�� by L�nd�r{n aonneotbn wRh   �  	-
<br />  	�,   	Ihh luan,unMs��ppliCibb I�w provldel ot��rwlse. Unl�af an �prNnuni k m1d� or�ppNctbM kw r�quko�IntuNt lo W peld,Untjsr   Q
<br />    '    �   	6haN not be roQuirod to pay Bonowsr�ny Intenat or wminpa on th�Funds. Borcaw�►�nd L�ndK m�y �p�N h wrRhp, how�wr,that
<br />      � � � �   	hteroet ahtM W pald on th� Funda.  Lsnde eh�ll pFro to F�ortawe, wkhoul ohup�, on �nnual tcoountlnp of th� Funds, ehowlnp   }(�
<br />  ���,'�     	cred�s and d�bRa to th�Funds �nd th�purposo tor whbh saah dsbR to th�Funds wes mads. Th�Funda are pNdp�d�e sddklonRl 		.
<br />      		sscurity for aii auma eecurod by thb S�curky Instrum�nt.
<br />"  			II the Funds he3d by Londar exceed tAe amounte permkr,ad to bs hsld by tpplic�bN I�w,Lend�r ehall�coount to Borrawar for ths 		.
<br />  	'+   	accesa Funds h accord�nc�wkh ths requYKnsnte of applbabb Mw.  If tha tmount o} the Funda h�ld by Lend�►�t any tMr►� Mr not
<br />    	�  	sufflebnt to pay th�Esor�w Items wT�en du�,Lender mty so notNy BorrowK h wrkhp,and,k�euoh cts�Borrow�r ehtll pay to Lender       	'"
<br />  	� �  	tt��e.rount nectsatry to maks up the dafbknoy. Bortowe�shtA maks up th�d�tialenoy In no maro than twetw manthy p��mente, at       	�c:.
<br />      		L�Ox's aoM discrstbn.       														��'
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<br /> ,	�       	Upon paymmt fn tuA of�B sums s�curod by thls S�curity Inatrumsnt,La�d�r shtN prompty ntund to Borro�wv any Fund�M�Id by
<br />, 	r, �
<br />      		Lend�r.  It,un���agaph 21.Lender s7��Y�cqulro or seN tha PropKty,La�d�r, prbr to th�aayulskbn or saw ot tho Proparty,ohaA     	����
<br />	��:�   	appy any Funws Pa�eti�by Lenrler et tha ttne of acquisitbn or atta�a o orada op��ist tho suma sxurcd by thb Fcurky Instrument.		�°_:,
<br />   			3. /1ppUcatk�n o4 Pe�rd�lel9U.  Unwse eppNCabM kw provid�s othNV+fa�,aA psyments receMed by Lendsr undsr panprnphe    	C:.�
<br />       		t and 2 shall be aRpl�sdc t�¢� Co Any preptyment ahtrp�s dus under tha Note; asoond,to e�mounta pay�hN und�r panpnph 2; thkd    	-'.
<br />       		to hterest due;tourth,to�t►ci�a��+e;and kat,to any kt�charp�s due undar the Note.       						�'."
<br />    	..   																		E,__
<br />       '    '�      	4. Chtr��i; L1011s.  Borrower sPsab �sy dl tuus, ass�same►ts, ohupes, fhB9 IfOf� irncositbna att�buubM to th� Prop�rty    	-
<br />   • ,..;,�;�r,; 	whbh miy atUln RrioritY over thb SecuriAy tmsGument, and Ie4seY�old p�ymenl� or pround ror.�, M �ny.  8orrower ehaH p�y thoss    	� �_
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<br />      ;,'�ti;t:3 	o4Npttbns in the manner provided In pueyn�P� p�or Y not pai�h that m�nnar,Bortower sdal'�nq tha�en time dk�cty to th�pKSOn    	�--
<br />       		owed payment. Borrower shQll prompty fumish to Lender a8 notfcos of unounts to be Qa�unt�sr th�s ptnpnph. I} BorrowK mtka
<br />       		thsse p�ymenta directy,8ortower ahal prompty tumfsh to Lender recwtpte ovkknc'^9 the payrnante.     					�.Y
<br />	�   		BoRawe+�shtN prompty discharpa my Ilen whbh has prbrily over thb Securky Inetrument unfess Borrowar.(a)��es h vrritin0 to    	_
<br /> �      `      	tise payment of tte��blqatbn secured by the IVen h a m�nnsr�ccepmbk to Lender,N)contests In qoad ttkh the IMn by,or dNa�d�
<br />:.1�`..,f;     	��hat�nrorcemez+3 a�t tne wm in�i�p�i proce6u'iiryS�ri�wi�:i 2=io Lo�iLa:Cg:�s! ��,:.`�!4 Q'�`l�+1!!hB M1n►t��rrrnt o}th�NYI;Ot(Q)
<br />      " 'r    	securoa Rom the holder of tha 1'�n �n a�MrrNnt satlshctory ro Lender subordfnttlnp the Ibn to thls Secu�ity InsUum�nt.  If LondK    	L
<br />     � •-      	dulem►fnes that eny ptR ot Ihr�PropMty b aubJ�ot to a E'sn wh�h may attaln prbrky ovsr this S�curNy Instromw►t, L�nWr may piw    	-
<br />  � . . , .       																		��..�.
<br />`_.1,�+{,�;;�,     	Borrower a notice fdentYyinp tha Ibn. BoROVrer shtll s�tisy the Iien or t�ke one or morb of ths actbns set foAh abovs wkhh 90 dayt       	-
<br /> _     `1��;'�,. ,i 	of ths p{vinp of nottce.
<br />'_'_�/���,(�"},;�`,,t,7,..
<br />   	'��      	b. Mezard nr Prope�ty In�urance.  Borrower sh�9 keep the tmvrove�rbnu now exatho � �n� ��� on tns
<br /> �;:i�,�iw''`�''
<br /> -      		�r�;.uty inaurod apahst baa by Hre,haards Mkluded wkhin tl'Ae Mrm 'eoctsnd�d cownqe'and any other hwrds, fncludinp fbods or
<br />.�.`.'��1_.�, 	tloodinp, tor wh7ah Lendsr requins hsuranc�.  This haunnao shaA be maN�irnd h the �mounte and lor tha perbds Ih�t L.�nder
<br /> ,�•-�F�'�,	rsqulros. Th�Nsunnce cartkr providlnp the Insunnce sh�N be ohosen by Borrower aubJ�ct to Lender'e�pprov�l whbh ahaN not b�
<br /> _�.uA.-is.�
<br /> --=::,rs.� 	unrKSOnaby witl,hNd. If BoROwer hYS to mafnitin  cousnpo descr�ecl  above,Lendw rtuly, at Lend�E optbn, o ri  aownpe o
<br />-�-����+��	probct UndK'a rlpAts h th�PropMy h accad�ncs wkh parrqnph 7.
<br />      �Y�		AII haunnca poNoNs �nd ron�sv�b shtN be�cceptabw to i.ender and sh�tl hclud�a standard mortp�pe ci�uae. l,en�ier shaN haw
<br />�W.+�y,� 	the ripht to hold the policla and nmwab.  If Lender roqukes, Borrow�r shtN prompty glw to Lendsr�W rec�ipt� of paid prort►iums
<br /> --_ .-��-_- 	and r��+val not�CSS.  In th�evunt of bss,�arrowar shap p!�ra prompt nolECa to tho ineurence eaMer end Land�r. UnWr may mak�    	.. , _
<br /> 	-� 	proof ot bss M oat rtud� prompty by Bortowx.
<br />    			Uniese Lenzler and Barow�r otM�wfas�tflrse in w►kYp,Inaunnce procMds shap b�rpp�Nd to roatarcU�n or ropalr of the 1'rap�rty
<br />     °		dan�q�d, M tho rsatontbn or ropair b economlwly ieasbla �nd LenrSws security b nat iessan�d. 1�th�restor�tlon or roR�r ta not
<br />     � 		econom�alty te�sbta or LenBs,P�security wauld be lessened, the hsuru�c�procNda shaN be �ppli�d to tha suma s�curod by thb    	-
<br /> _-s._�,...-�� 	Securky Instr�mnnl, whstAer or n�t then due, wkh �ny eacass paid to Bortowsr.  l} Bortower atrandons ths Propsrty, or dws not
<br /> ���     — 	ane�wer wkh� 9D daye a notice kom Lencle� th�t the haur�nce carrfer 7aay ofMrod to ssttle a CkMn,thsn L�nder rtw�y ooN�ot ths    	_,
<br /> �:a:�:� 	hsuranc� pr�ccnoif�.  Lender m�y uce the prxseds to rap�'r or restar� �he Property or to �sy aums securod by thla Sscurity
<br />			V�snum�nl,whetner or net then due. fie 3aday perfod wifl bopin when the notice h phron.
<br />:.;�,����      	UnYsa 4�nd�and Bortuwor othKVaise aproe h writhp, any applfcatbn ol proceeds to prino�tl sheN not eMend or poa!�n�th�
<br />__W�-`,�,,.-",�,�,.�-,��  	due d�te ot Cne monthy ptymaits nbrred to In parapnphs t and 2 or chenpe the amouni o} the paymants.  I}und�r parapnph 21
<br />      ...,,�+
<br />       �r'i
<br />  '��::1;.�,�_,.�_.�;. � 	the Pro�eny is n�qulred by Lender. 8orrower's �lpht to any Insurence polN;lea�nd proceads rosuftlnq tram demnpo to the Praperty 		_
<br />-'�`��;;'�'���"���+   	to the �cquisNlon 6h�ll ptss to Lender to the extent of thg sums 6eCUred by this SeCUrity Inalrumatt Immsdistely prbr t0 the    	�
<br /> _    �31;.�,,...;; �.
<br />:;;,�" '•.;';';'l�`    	mcQ�iskbn.
<br /> _-      '� f�   �     	�.  Qccupancy�  Preaervepon,  Melnteneroz�  and  protection  oq  �the  Prope�ty;  Bers�+y+rer's  Loan    	.�,r:
<br /> "".',  '       	�p{SCtiltdfi; Leaseholds. [iarrower shall occupy,estaGlish, and use the Property se Borrowers prhalpal rasl�enr.a wRhin sbcty    	�_
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<br /> .,�i      •'�:�i,
<br />			d�ys atter 4hn mxocutbn of thfs Seourity Instrument and shall con�lnue to occupy the Property as Borrounr's prfnclp�l residenc�for�t      	__
<br />     ��`�;,:;,,�1••   	least or!a yflnr �n'Ner the dete of occupanoy, unless Londer otherwFse agr.aes In writhq, wi�bh consent ehall nOt be unnaoonab.y    	���
<br />			wRhheld,ar unlecs eatenuethp okcumstances exfst whbh are boyond BorrowN's contrml 6orrower shaA not destroy, d1�mtQe or h�atr    	K'�-
<br />       ' ;�,�..   	the Property.�Ibw tho Properay to deterlonte, or commR wmste on the Prop�Ay.  Horr,�vr,�r sha8 be h deftuk N any torle'kuro totbn or    	�,;�;;:
<br />    —L�'--__  	R.M�.dtinn ,�nathar cwll or crYninal.b beaun that In Lendot's�ood faRh Judpnent cov7�3 ru5uk h tortekure of the Property or othe�wise    	-'��=`
<br />  •• -,r-   -   	�--   				-
<br />  																				�:-_.
<br />    .    		rtutarinl�j irpnh the I'�en created by thFS 6ecurky Inswmant or Lande�s securRyr hier�st.  Borroww m4y cure suah e detwK und      	-
<br />  	r,e .       																		:
<br />     ..•.�		rehctaia,a9 pravklod h paregreph 1B, by caue„0 the eatbn or pr�r_��a�to be dtsmissed wkh e re�llnp that, h Lenders pooel 4r."th       	.
<br />- 	�     	det�rm�nttbn, precludes tortetture ot the Borrower's h±wY4 fn ina �'r,o�or ather rr,aterlal Impalrrnent ot the Ilen created by ttib     	�-.
<br />       , 		�cur�ty Indtrument or Lender's cecurRy Interest.  Borrcrr�r ShBII d:39 be in detauR td Bortowar, durinp the ban ep�lfcatbn pracesa,       	•
<br />			qave m�a�r�.y teise or Ineccurnte INOrtnntbn or statemonts to 1.9rr;er (or tcfled to provide Londer wkh any materiel hiomfe4:ort) in
<br /> 			connqct�c� w2h tha btn evidenced by the Note, Includhg, but not Pc::�fl2 ro,fApf95911tltlQrld COncBr«nfl Eiortowers occupancy c.r ti�e
<br />  �     		Properly g3 a pthoip�i re�klence.  II thfs SeCUrfty Instrument Is on m tuYrahold, 8orrower shalt cor.:�cy wfth all tho provlsbns of ti�e
<br />  � 	�    	le�se.  if Bortower acqulree tee tFtte ro the Property, the IeasehoW and Pha fee tkte shall not merpo unbss the Lender �yrees to the       	=
<br /> 			��h WMhO 												Form aose o/:a
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