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<br /> T(}C3P.TH8R WI'1'H nll the improvemente now oe I�eeeHftee erected on the propeety, n�id nl!ea,ements,uppurtena.uccs,ai�d ���
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<br /> fixture9 now or hercAtter n part of the �roperry. All rcplacemente and nddttions sh;dl nlso bc covered by this Se�urity �',r
<br />�'•r���. Instrument.All of tho�orcgoing ie reFcrred to in this Security Instrum�nt as the"Propeny." -�-
<br /> �.,��� 130RRQWER COVIiNANTS that 13orrowcr is IawAtlly sdsed oP thc cstato her�Uy convsycd and hns�lic rlght to grAnt and �-_
<br />�-,;� convey tho Pro�Ry�u�d that tha Pro�eny ie unencumberod,eacept for eacumbrana� of record. Borrowcr wartants and will �
<br /> defend geACrally t�►*,tl�le�o the Propeny nqainst uU claims nnd d�monds�subJect to a�ny encumbrances af record. c �.
<br /> J:-:�� THIS SECURiTY INSTRUMRN'P combines un.iform coven�nte for natianal use and non-unlform covenants with limiccd
<br /> �*� varintions by jurisdlctton ta constitutc w uniform accur[ty Instrumcnt covcring rral praperty.
<br /> UNIFORM C��'�NANTS,Honower and l.cnder cnvenant and egra s�follows: _
<br />"�,",��*� 1. Pi►yment of Princlpwl and intec�sh Pr'epA3'menE end late Chargee. Bonower ahall promptly pay when due the
<br />`":�,I_ princip�l af az►d intcrest on the debt evidencecl by the Nate and any prepayment and lato charges due under the Notc.
<br /> ��'"-�� 2. Func�s[or Ts�xa�and I►ssnrance. Subject to applicable law or ro s wcitten waiver by I.�cnder, Borrower nhall pay to
<br />--� — i.eader on tha dwy monthly p�ymrnte are due undcr the Note,until the Note is p�id tn tbll,a sum("Funds")for:(a)ycarly taxes
<br /> __-= and zssessments whlch may attain prlority over this Sccudty Instnunent a�a lien on the Property; (b)yearly leasehold paymente
<br /> ::�=�� or gro�ut�rents oa tho Propeny,if any;(c)yeazly hazard or property tasurance preraiums;(d)yearly flood instuance premlums,
<br />-__ — if any;(o)yeazly mort8age insurance premlums, if any; and(� any sums payablc by Borrower to➢.erder. in ru:cordanx with
<br /> the provisions of puagraph 8, in lieu of the�+ayment of ine�rtgnge inaurance pre�uiiums. 'I'hese items are called"�scrow ltems."
<br /> -� Lender may, at any fime, collcet and hold Funds in en amount not to exc,eed the maatmum emount a lender for a fedcrally
<br /> - - - relateci mortgage Youi raay requirc for Borcower's escroe�� e�c4nnt Lncter the federal Real Estate Settletnent Procedure�Act of _
<br /> -�-�-- 1974 aa amended fcom dcue ro time, 12 U.S.G. Sectlon 2601 d seq. ("RESPA"),unless anothcr law that appllea to the Funds
<br /> sets a lesser amounc. If so. Lender may. at any dme, wllsct and hold Fuads in an ainouat aot to exceed the lesser amoumt.
<br /> W�� i.ender may esdmate the amount of Funds due on thc basis of cuaent data and reasonablo estimate5 of eapenditares of fiiture
<br /> Escrow Items or atLerwise in accordaace wit�applicable law.
<br /> ---_= The Funds shall be held in an tastitution whose deposita aze insured by a fedcral agency, lastruraentaliry. or emtiry
<br /> (including L,ender,if Leader is such an institution)or in any F�daral Home Loan Bank. I.�ader shall apply the Fu�ds to pay the
<br /> Escrow Items.I.ender may not chazgc Borrower for holding and epplying the Funds,annuslly analyzing the escrow account,or
<br /> ---- yertfying the Fscrow Iteans.ualess 1.ender paya Bonrower interest oa the Funds and appilcable law permits I.ender to make su�fl
<br /> - -- a charge. Huwever,Lender may require Borrowcr co�1y a ono-cime charge for an indesxndent real estate tau reporting aervice
<br /> usa! by Len�er in connecdon �'1th thls loan, �ustecs aAPlieable law providcs otherwisa. Unleas a�i agreement is made or
<br /> uppliuwio ta�v r`..�wrs ia:sr-ws tr�=Fai�,!r"`!�r chaU not be required ro pay Borrower any interest or earninga oa the Faads.
<br /> Borrower and l.cnder m�y agree in wdting,howeves,that interest shall be Paid on the Funds. I.enda sts�ll give to Borrower�
<br /> v�ithout eharge, an anY►ual accounting of the Funds. stsowlag crodits and dtbita to the Fuads and the pucpoae for which cach
<br /> dlebit to the Fuads was madc.Tho Funds aze pled�ed as addidonal securiry for al!sums secured by this Sccuriry Iastrument.
<br /> If the Funda lkld by Leader eacad the suiwunts�rermittcd to be helQ by ag>plicablo law.Leader shall account to�iorcower
<br /> for the excess Funds in accordaucc with the requirements of apnif.cable law. If tbe amount of the Funds 6ald by Lender ot any
<br /> time is not sufficieat to pay the Bscrow iteme whea due.Lender naay�o nodfy Borrnwer in wrlting,and,ia such case Bonower
<br /> shp11 pay to I.cader tho anw�u►c necessary to make up the deficiensy. Borrower shall make up the deficieacy in no more thu�►
<br /> twelve montlily payraents,at L,ender's sols dIscntion.
<br /> . Upoa paymeat in full of all aums securcd by this Security Inst�umeat, Lender shall promptly refund to Borrower u►y
<br /> Funda lxld by Leadar.If. uader pazagraph 21.Lender shall xquire or sell the Property,Leader.prior to the ecquinitton ar sAle
<br /> of the Pinpercy. sh�11 aPPly any Funds held by Lender at the time of acquisition or sale as a crodit against the swns secured by
<br /> shis Se�urlry Ia�t=ument.
<br /> 3.Applicatlon ot P�yncents.Unless applicable]aw provides otherwise.all paYments received by Leader under p�ragsaphs
<br /> . 2 and�ahal!ba �p�icA: f�i.tc any prapsymcnt thnrges c�ue euider the Note; second.to amounts payable uncler paragnph 2: -
<br /> third,t�tntorest due;fourW,tu principal due;and la.gt,to any late chazges due under the Note.
<br /> 4.Char�e�;Liene. Borrow�r sha!!{�ay sll taxes,assessments. charges. fines and impoaitioas attributable to tha l�c�piecty
<br /> — whic7i may attain priority over thia Secuxlry Instniment. and leaschald payments or gro�uid rents, if any. Borrower atsal3 pay
<br /> th�se obligations in We mannar provided in paragraph 2,or if not paid iu that manner� Borrower shall pay them on time direcdy
<br /> to the peraon owat paymr.nt. Borrowcr shall prompt�y ihrniah to Leader all not[ces af amouats to be pald under this puagraph.
<br /> If Borrowcr makes thesc paymeats dirxtly,8orrower ehal!promgtly fumish to Landcr rcceipta evidancing the paymcnts.
<br /> BoYrower sball prompdy dlschatge any lien which has priority over this Socuriry Instn�mcnt unless Borrower:(a)agrees in
<br /> — writing to the payment of the obligation sxured by thc lien in a manner acceptable to Lendor;(b)contests in good falth the Iten
<br /> by, or dcfeuda against enforcement Rf the lien in. �egal pmceedings whfch in the Lender's opinlon operate to provent the
<br /> enforceinent of the lien; or(c)secutes from the halder of the lien an agrcement satisfactory to Lender subo�inating tho lien to
<br /> � this Securiry Tnstnunent. If I..eader dctermiaes that any paxt of the Property is subJect to a lien which may attain priority over
<br /> _--= this Secudty Ins2mment. I.ender m2y give Bnrcower a nodce identifying tha lien. Bonower shall s�tisfy the liea or take one or
<br /> - -- mon of tho acdons set forth above within 10 days of the giving of notice.
<br /> _ ___ Fam 302! 81 ' _
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