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<br /> 5. EYs�xarcl a• i�i»perty i�uui�ai�ce• DOTrOL'VCY chnll kecp thc impruve�ri�nts no�v eftirMn�;����Mt��ected mi tho �
<br /> _ �.P" Pra�srty insurcd against lnss by fire,I�AZards included v�ithin thc tcrm "extendcd covcrngc" nnd any odbcr hazurds, lticluding
<br /> � flcx�Qs or flnodin�, for which L.cndcr reqvise�insurance. TI►19 inaurnncc ehnll bo malntuined ln the amount9 and tor the perlafs �
<br /> od
<br />.�:;,. � , that Lcndcr recptires. 'Ihe insuronca carrtcr providing the Insursmce eha11 be chosen by l3onower eubJect to Lcnder's approvul �
<br />�-�=.a� which ehai not Ge unress�n�bly withheld. if E3onower fall� tn maintaln coveraga de.�crlbed above, l.,end�r may. at I.ender's ��
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<br /> optton,�btain coverage to protect Lender's rlghte in the Property In accordan�e with paragcnph 7. _
<br />"'-- Ail insurance policica and renewale ahaU be acceptablo eo Leiide�and stiall iuclude a standaM mortga�r,clnnse. I.ender �
<br /> T��� ahall havo tho rlght to hold the policles and renew�l�. It L.ender require�,Bonowcr shall prompdy give ta l,�nder al7 recelpta of �
<br /> =�-=�� paid premiunu und renewal notice�. In tho ovent of las�,Qorrower ehall give prompt notice to the insurance carrter und i.ender.
<br /> � � Lendcr may i«ake proof of loss If aot made ptoroptly by Borrower.
<br /> , '' Unless I�nder and Borrower otherwise agra.s in wrlting, insurance proacds Rhall bc applied to restoratlun or npair of the
<br />":�t'`''`:. pco�serty damaged,if the nstoradon or repair ia ecoAOndcally fcasiblo nnd l.cnder's securiry is not lessaned.If the restoration or
<br />='��:,.�, repalr is not econamically feasible or Lender's sxudry�vonld Lo lessened, ttte Insurance pnsceeds shall bs applle�to the sums
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<br /> -��,��'� abcurocl by ehia �ccurtry Instruaxnt, whcther or not then due.with a��y escess paid to Borrower. If Bono�ver abandons tho _
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<br /> ,•,,a�;;�. Prope�ry,csr,drNCS r?ot aaswer within 30 da�rs n n.otice from l.ender. �3�ar che insurance carrler t�as offered to settlo a claim, chcr�
<br /> ;yw� f,l:r�Jr.c c��pr c,n,�'��ct the insurance proc�'-ds. �✓�:rJr=r �;.�u� �z pT�s to nputr or restore rUr, Esrop�rty or to pay swn�
<br />'-•;f:�,'t ,�,.�d by thi$Security Instcument.whe�hr�r vr r�cC�:��y�lr..'i'he 30-day p�dod will begln w;�en tixe n�tice is given.
<br /> -=�,� Unless Lend�c and Borrower otherwfise ag�:'me ia writing, a�ny application of proceeds to �riucipal shall aot extend or
<br />-�'°;"�T,.�; gostgone the dus date of the moathly paxrmca*�nfarnd to in puragraphs 1 ani12 or change tlre amr�u�xt of the paycnents. I6
<br />-����� under paragraph 21 the Property!s ucquir�s114y l�nder, Bonower's dght to any insurance policle�a��►roceeda resultlug E't,a��
<br /> �'�'� r��cnage to the Property prier to the acqulsltion shall pass to Lender to the eatent of the sum�secured by thie Security lnsttucne�e
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<br /> -=;.-.a�� cca��ediately prior to the ac��sidon. -
<br /> - 6. Oocup�e�cy,Pras�rPRNon►Mpintenance c�nd ProtaUon oi We PmPa'�Yi Borrower's Loan AppiicxRY�n;Lc�schotd+•
<br /> :�!!����•`��� �rrower sl�at�wccupy,esteblish,and use tLe Property as aomower'a principal residonce within sl�ty days after r�.executioa a�
<br /> ;.,,:.4��� this Security Y�smiment and shall wntinux to occupy the Pcoperty as Aonower's principal resideace for at least one year a�ea
<br />•• _= th�dau of oceupaacy,unless Ler�der o�awlse agrees in wdting� �hich consent sball not be unreasonaoly wnthh2ld,or unless
<br />---KL=��� ¢x¢�enunting circumstances exist which ane beyond Borrower's control. Borrawer ahall not destroy, dania� crr inn�air tha
<br /> -�-�`,� �a�pz,�y, �lto�r tk;, I►ra�rty tc��ter�o�Qs, or comuiit wesce on the Prop�erty. Borrower shall be in default if any forfeita�re _
<br /> � acriou or procealing,whether civll or crirt�inal,is begua tbat in Leader's good faith judgment could result in forfeiture of the
<br /> -_-=--�- v..,M��r�therwiise materially impair tl�e lien created by this Securlty Instiument or Lender's security intorest.Borrower may
<br />:_�,� c�xe such a dofault aud niastate,as pinv�ded in paragrapb I6. bY causin8 the action or pincooding w be dismiascu wit i a�liug
<br /> efizi�, in Lender's good fuith determination, precludes foctetture of the Bomower•s inurest in the Arogerty or other material
<br /> 3mpairment of the llcn creatM by this Socur[ty Instrumenc or Lender's secudty interest. Borrower shall also be in default if
<br /> ---— Burrower,dure�ng the loaa appllcation procesa,gave mater�ally false or inaccurate informatlon or statements to Leader(or failed
<br />------� to provfde Le�eJrr with any mat�rlal Iafonmation)in ooaneccton wlth the loan evidsaad by the Note,including,but not limited
<br /> to,cepnsentatioas concem�ng Borrower's occupancy of the Property as a princlpal residence. if this Securiry Instn►ment is on a
<br /> leasehold, Borrower ehall comPly with nit the provisioas of the leasG. If Borrower acquins fa atle to the Property. the
<br /> leauhold and the fte title she11 not mcrge unless Lendcr ag�es to ahe morger!n writiag.
<br /> 7.P�utxtlon of Lender's Rlghts In the Propaty. It Borrower faile to perform ihe co��nants�nd ag�+xmenta contained in
<br /> this Securlty Insm�ment, or there is a icg�a9 y�roceaiing sbat may significandy affect I.onder's rlg3�ts in the Property(such as a
<br /> proc�ed{ng in bnnlcruptcy,probate.for canc�zmnatlon or forfeiture or to enforce laws or cegulatians), then Lender may do and
<br /> pay for whAtaver is nocessacy ta�rotect thc value of the Property and Lender's rights in the Property• Lcnd�r's actiona cnay
<br /> ��luc�e paying any suma s�cured by a lien whtch hns priorIty over thia Securtty Instntment, appearing in court� paYing
<br /> _ ---.-- reasonable attameys'fecs and enb nng on the Pcoperty to makc rep�ire.Althoug,h Lender may talce action under this paragraph
<br /> 7.L�nder d'aes:ntit have to do so.
<br /> ,1ny amounts dlabursed by Lendes undcr this paragraph 7 shall become additional debt of 8urrowcr socurod by this
<br /> _ �ecurity Instniment.Uniess aonower and Lender agree to other terros of payment,these amounts shall bear interest from the
<br /> date of disbursement at the Note rate and shall bc payable, with interest, upon notice from Lender to Borcower requesting
<br /> payment.
<br /> S.Mottp,xge Ingurance.If L.ender requlred uiortgage insurance as a condition of making the loaa ssctued by this 3tcurlty
<br /> InatHment, �3a•ROwer sball pay the premiums requirod to uiainwin the mortgage insurance in effect. If. for any reason. the
<br /> mortgage lncur�nct coverage required by Lender lapsrs or ccases to be in effxt,Borrower shall pay the premiiuns requirsd to
<br /> ' obteia coverago substantiaJ7y equivalent to the mortgage tusurance previously in effect, at a wst substantially eryuivalent to the
<br /> cost to Borrower of tht m�s�gage insurancc previously in effxt, from an alternnte mortgage iusurar approvecl�y L,ender. If
<br /> - = substantielly��3valent morags�e insusance coverage Is not available.Borrower shFill pay to Leador eaeh uwnth a sum equal to
<br /> - �..--.� one-twelfth oY•�he yeuly cnoaagage In3i�r�wce premlwn being paid by IDar�ower wAtn We insurancE coverage lapscd or ceased to
<br /> `'°;���i�+�4� bo ia effcct.Leuder will acc�t,use and retpin these payments as a lc�ss reserve in ��zu of mor�gt�ge insurance. Loss tesorve
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